allhave brought the problemthe mosof sexual harassmentllywood to the forefront. we'll look at how the laws in our area protect potential victims. let them sleep? more school districts are considering later high school start times to help sleep deprived teens. we'll look at the pros and cons. and understanding your money. a local expert says he can help navigate the often confusing world of personal finances. male announcer: "nbc10@issue" starts now. erin: and good morning to you, i'm erin coleman. movie mogul harvey weinstein was fired from his own company last week, days after a new york times investigation uncovered sexual harassment allegations going back 30 years, and it's brought this issue of sexual harassment back into

the forefront. since the times' original report, more women have come forward to make sexual harassment accusations against weinstein. actors gwyneth paltrow and angelina jolie told the new york times they too had unwanted encounters with him. the new yorker magazine also published an audio recording obtained from the nypd of weinstein and an italian model, which was captured during a 2015 sting operation. in the recording, the model claimed weinstein inappropriately touched her. ambra gutierrez: yesterday, you touched my breast. harvey weinstein: please, i'm sorry. just come on, i'm used to that. come on. ambra: you're used to that? harvey: yes, come in. ambra: no, but i'm not used to that. erin: no charges were filed as a result of that sting. ronan farrow contributes to nbc news and wrote the new yorker story. he spoke about the women's allegations. ronan farrow: uncanny similarities exist between each of these women's stories.

they talk about a pretext of a professional meeting that is then moved to a hotel and a hotel room. many of them refer to offers for a massage. zoe brock: i was told that our friends would be meeting us there. we went up to the room, and shortly after that, his little entourage started peeling off one by one. and harvey walked out of the room and came back in naked. erin: weinstein's spokesperson released a statement saying, "any allegations of non-consensual sex are unequivocally denied by mr. weinstein." and, "there were never any acts of retaliation for refusing his advances." weinstein is also a prominent donor to democratic candidates. many of those politicians have now said they will return those donations or give them to charity. among them, former democratic nominee hillary clinton, who released this statement saying, quote, "i was shocked and appalled by the revelations about harvey weinstein. the behavior described by women coming forward

cannot be tolerated. their courage and the support of others is critical in helping to stop this kind of behavior." now, sexual harassment, of course, isn't just a problem that is confined to hollywood. here now to talk about how people in our area can deal with this issue if they're confronted, we're joined by carol tracy, the executive director of the women's law project. thanks for joining us. carol tracy: glad to be here. erin: all right, so first tell us your reaction to all of this, when you first heard about the weinstein scandal. carol: well, i think it's not the first scandal of this type that we've heard, but what we've been seeing i would say in the last 5 or 6 years, from campus activism, to cosby, now to weinstein, is that women simply are saying, "we're done with it, we've had enough of it, and we're not going to put up with it." and that's pretty remarkable, i think. i think that sexual harassment in the workplace, sexual harassment in social settings is not new. and certainly the hollywood stories and the couch interviews

people have heard about forever. but the difference is, i think, that women are standing up. now, clearly there have been legal protections for many, many years. but in many cases, people felt that the powerful men that they would be accusing would strike back. and in some cases, they did. and i think--i think we've seen a cultural shift that's really quite dramatic. erin: you bring up the legal aspects of it. what are the laws in our area that can protect people from sexual harassment? carol: well, if one is in the workplace, laws throughout the united states, title vii of the civil rights act protects employees in employment situations where there are at least 15 employees. in pennsylvania, we have the pennsylvania human relations act, which protects employees of--where there are

four or more employees. and in in philadelphia, just has to be one employee. so, there are different remedies that are available under all of these laws. erin: but in some cases, if there are four or fewer-- or fewer than four, what happens then? carol: well, if they don't live in philadelphia, they have limited recourse. so, i mean, there are a number of jurisdictions in pennsylvania and in surrounding states that are changing their laws, as they did in philadelphia. but it's also important to remember that some of-- some of the behavior that is called sexual harassment is also criminal behavior. so, sexual assault, unwanted touching up to penetration up to rape, it can be a criminal violation as well as a civil rights violation. erin: and there are resources available to those who feel they may be a victim. talk about some of those. carol: well, there's the equal opportunity-- equal employment opportunity commission,

where one can file a complaint on one's own, the same with the human relations commission in pennsylvania, and the state human relations commission. and of course, people can secure their own legal representation. we at the women's law project can help guide people if they need information by calling our telephone counseling service at 215-928-9801. and we can help people be-- we can help direct people to the appropriate resources. erin: do cases like the weinstein case and other allegations against prominent figures, like bill cosby, you talked about him, does it make women more likely to break their silence and come forward? because shame is a key component in this. carol: yes, i think one of the things that we have learned about sexual harassment and assault is that the offenders are very frequently serial offenders, you know? there's--this is not about sexuality.

this kind of predation is very frequently done multiple times. and i think--i think women know, and increasingly with this kind of public exposure, that the behavior they have seen really doesn't have anything to do with them. it's not that this man's attracted to them, it's just that they happened to be there. and i think the more women understand that, the more they're likely to come forward. but we have lived in a culture that have blamed women, you know? we've lived in a culture that certainly looked at rape as, you know, the fault of the victim. most of the proceedings focused on the behavior of the victim rather than on the behavior of the accused. and that's where i honestly think--and i've been doing this work for a very long time. i honestly think that we are experiencing a very significant

shift in culture and understanding on the part of women. and i might add that the sexual harassment laws also apply to all genders and to gender identity. so, if it is based on sex, so if it's a gay man or a transgendered person, under our laws in pennsylvania, they are--they are protected. and there are also cases, and albeit they are rare, that women harass men based on their sex, that it's connected to some event that's sexual in nature. and you know, the behavior can range. it can be an environment that has become hostile because there's constant dirty jokes, constant pornography, issues like that. so, there's a continuum at that end, and then there's at the other end of the continuum is rape.

and the remedies that are available to people also go along those continuums. so, if a person is in a workplace, and she feels that the, you know, pornographic pictures or constant joking is offensive, she files a complaint with her employer, the employer may reprimand the people who were doing this and say, you know, "stop it, stop it now. and if you don't stop it, you're going to get fired," and give them warnings. and if they don't stop it, then they fire them. but certainly an environment that's hostile per se, or on its face, is if sexual assault has occurred. so, those kinds of issues require greater action on the part of an employer. erin: ironically, you have a cameo in a documentary about campus sex assault, "the hunting ground," which harvey weinstein's company released. how do you reconcile his support for that film with

the allegations against him? carol: well, i think the producer of the film gave a very important interview about it because she said the rumors were out there. that she really had nothing to-- i don't think she had any personal interaction with him, and i think certainly when i was interviewed, i had no idea. but i think that that's the problem, that sometimes someone like harvey weinstein does good things while he's committing bad behaviors. and calling him out is what has to happen, and it has happened. and one wishes that we had lived in a culture 30 years ago where this could have been stopped. and you know, it may be--he's talking now about getting help, it's kind of late to be doing that. i mean, one wonders, what's going on in the mind of a man who wants someone to watch him take a shower while--you know.

you know what? he's got a problem. and it's not--it has nothing to do with sexuality. it has nothing to do with being attracted to someone. even if it did, advances that are unwanted are advances that you just don't go around doing these kinds of things. but his behavior's been abnormal. and it's too bad for his sake, and certainly for all the women who have suffered since then, that there wasn't an appropriate intervention. people talk about this as hollywood's best kept secret, everyone knew about it. so that's--and i also think at times like this that male colleagues need to stand up and say-- you know, did anyone say, "hey, harvey, what the hell is going on with you? you should stop this." so, you know, i--again, i think the important part now is getting these issues out in the public arena, having people talking about it, having women,

particularly those who were the vast majority of victims of this kind of behavior, saying, "it's not your fault. you deserve to be treated with dignity. you deserve to have autonomy over your body. people shouldn't be touching you without your permission or doing much worse than that. and certainly your career should not be dependent on whether you respond to someone's sexual advances." erin: reinforcing that message. carol tracy, thanks for being with us. carol: thank you. erin: coming up, let them sleep. many districts are looking into whether to let teens snooze a little longer by pushing back high school start times. we'll hear about one local school that's already made the switch. ♪

erin: sleep, many of us do not get enough of it, and that includes teenagers whose natural sleep cycles make it hard for them to fall asleep before 11 p.m.

that can make it tough for students who have to start their school day at 7:30 a.m. or earlier, which is why the american academy of pediatrics recommends middle and high schools delay the start of class to 8:30 or later. at least one school district in our area has made that shift for the start of this school year. the unionville-chadds ford school district moved back its start times. they tell us they will conduct a survey toward the end of the school year to evaluate the effectiveness of that change. and joining us to help delve a little bit more into this topic, rick tony, director of studies at the solebury school in new hope, bucks county. his school moved back its start times for teenage students. also with us, dr. anita ko from drexel medicine, she specializes in sleep issues. thanks so much for being here, both of you. anita ko: thank you. rick tony: thanks for having us. erin: all right, so rick, let's start with you. what differences have you seen since you pushed back those start times? rick: we've seen a difference in terms of student's wakefulness, as you would expect. but other things, like an increase in students attending

breakfast, being ready for--we serve breakfast every morning. being ready for class, and generally a lower stress level. still teen anxiety, there will be some of that obviously, but a reduction in that as well, without losing any of the academic standards or what we need to do as a school. really i've seen very few, if any, downsides to starting at 8:30 instead of 8. erin: hmm. so, dr. ko, what factors make it hard for teens to get the sleep that they need? anita: well, the research has shown that, you know, as teenagers get older, there's a naturally occurring hormone in our bodies called melatonin, and in teenagers, this hormone actually gets secreted later as the teenagers get older. so, teenagers have a natural tendency to want to fall asleep later and a natural tendency to want to wake up later. erin: so, what effect does a lack of sleep, not getting enough sleep, have on a teen? anita: well, chronic sleep deprivation can lead to difficulty in concentration, difficulty in staying awake in

class, and it can lead to mood disorders such as depression and anxiety, and also relationship difficulties as well. erin: okay, so it's important to get those z's. anita: definitely. erin: get enough time in the bed. anita: absolutely. erin: rick, back to you, what challenges have you encountered with the later start time when it comes to buses, let's say, and maybe after school activities? rick: well, because we're an independent school, we have--our students have a variety of ways to get to school. so, some do take public buses. and they have--they come whenever the public buses come. so, some students do arrive at 7:30. they're the prime examples of students getting breakfast. but for those that drive themselves, and we have--we're a boarding school, so some students live on campus. no issues at all obviously for transportation in that regard. and the other aspect of this, we kept the end of the school time the same. so, our after school activities weren't affected at all, athletics and other after school activities are going on exactly as before. erin: dr. ko, if later start times are not an option,

let's say your school does not offer that, what can teens do make sure they're getting enough sleep, getting the sleep that they need? and what can parents do? anita: well, you know, teenagers have a natural propensity to want to stay up later and wake up later. but one of the things that you can do is to promote sleep onset. and what you want to do is you want to basically shut off the electronics at night and shut off the lights, and that will help you fall asleep later. so, right now, we're exposed to a lot of electronics, so definitely turn off the cell phone, turn off the-- turn off the ipads, turn off the television. and if you have a lot of recessed lighting, i always tell my patients turn off the recessed lighting and try to use table lamps for lighting, and that will help you fall asleep at night a little bit easier. erin: so, start the wind down time. anita: definitely. erin: all right, rick tony, dr. anita ko, thanks so much for being here with us. all this week on nbc10 news today, starting at 4 a.m., sleep solutions.

we are taking a look at the most common health problems caused by lack of sleep and what you can do to rest a little easier. next on "nbc10@issue," understanding your money. a local expert says it can be confusing, but he can help. ♪

( floor creaks) i can't believe we're doing this! (thunder cracks) ahh! gus, you're not scared, are you? i don't like thunder! this is getting creepy! (a wolf howls in the distance)

heeey ... -whoa! (shriek) did you say creepy? fang-tastic fortune. the new scratch off from the pennsylvania lottery. yeah, with top prizes of $50 grand. that's a monster of a prize! (giggles) (laughs) keep on scratchin'! erin: making money is one thing, but understanding what you have is something entirely different altogether. even people who are savvy about investing often struggle to figure out what they have and where it is. so, with me now is adam holt. adam is the founder of asset-map, it's a tool for financial advisors to help their clients understand their money and investments. but he's here today with tips that everybody can use. so, thanks for being with us. adam holt: thanks for having me. erin: all right, so what is the biggest mistake that people tend to make when it comes to their money, and really what they know about their money? adam: you know, it's amazing to me. by doing this process with asset-map, we found that a lot of people just don't have a handle on

their assets or their financials in general. even at the highest level, this is not just restricted to those people who don't have a lot of means or work with an advisor. across the board, we've seen a lot of people in the states really haven't taken a lot of time to put attention on their finances. and so, therefore, i would say the biggest challenge we're seeing is just the level of unawareness of what they're doing and why they're doing it. we're hoping to really challenge that or solve that problem, i think, nationally. erin: so, the program you developed, it's not for sale to consumers. so, tell us what can people--what can people do really to simplify their finances and to figure out, "okay, what do i have?" adam: absolutely. the real question is to understand what your current inventory is all about. and interesting enough, we've been focusing on helping advisors help consumers do that first, with the intent of helping consumers eventually do that on their own. the key for them is to understand who is most important to them in their family, who is financially dependent upon them, or who are they financially dependent upon, be honest about who that is. in fact, write it out if you can. and then actually take an inventory of all the financial decisions you're currently making,

those that include your income, where you're working, those sources of income pensions that we expect to have, also assets that we've accumulated either through our employer, or as an individual, our savings, as well as our liabilities and our debts and our insurance policies. and when you have a clear picture of that on your own, it can be an honest representation of the things you're actually dealing with. i think we're seeing a lot of people have a great number of complexity, and so they don't know how to really manage that. and i think the first key is to really understand everything you're doing on a list if you can--if that's the best that you can do. erin: this may sound like a silly question, but why is it important to understand it? somebody may say, "well, i'm doing fine. you know, it's working for me." so, why is it important to understand your finances? adam: yeah. so, there's a great analogy that i heard once that was really about it's all about what's in your closet, what's in your wardrobe. if we were to have a little field trip here and we were to go to one of our closets, and we were to look at all of the inventory and things that we've collected, we could probably be honest with each other and say,

"you know, i notice you're not--you're missing any rain boots," or, "those clothes don't fit you anymore. why do you keep them?" the same thing is true with our financial inventory. we've all collected a bunch of stuff, some things we really understand, some things we really don't pay much attention to 'cause we don't understand them. when we can be honest about looking at our inventory and say these things are intentional or they're haphazard, we can actually start to get in a better position, or help ourselves understand why we're doing certain things. erin: and asset-map, your startup, has been getting a lot of attention, winning some awards. why do you think it's been so successful? adam: i think we're really trying to move back into the human relationship side, and of course being honest with it. we were getting a little bit overwhelmed on the tech side. there's so much tech inundation, and certainly the financial services has seen an enormous boom in terms of new ideas and innovations that are coming out. but at the end of the day, the consumer's still a bit lost. and because there's no simplicity for them, i think they're really getting left behind. so, the real key, i think, in the movement about asset-map and why it's had so much momentum of late is really because we're

trying to connect with the consumer about what's going on in their life and simply understand it. erin: know what you've got. all right, adam holt, thanks for that. adam: thank you very much, erin.

when you're a double-dipping like steve sweeney, it's important to maintain a certain... lifestyle. that's why sweeney spent over a hundred grand of his campaign funds on high-priced meals and other gifts. we're talking fine cigars, fancy watches, pricey restaurants, and expensive wines - all to charm the type of folks who helped him raise your taxes 145 times. too many in south jersey are struggling. but steve sweeney's looking out for himself, not for us.

erin: a special ceremony tomorrow in philadelphia. arizona senator john mccain will receive the liberty medal. former vice president joe biden will present the award to his longtime friend. the medal from the national constitution center honors men and women of courage and conviction. that's it for this edition of "nbc10@issue," thanks for joining us. ♪ ♪

after 8 years of chris christie, is kim guadagno the change new jersey really needs? guadagno is christie's hand-picked successor. says she's "proud to be part of the christie administration." guadagno was chris christie's right hand as our schools came under attack, critical services were underfunded, and our credit rating was downgraded...11 times. from the bridge to the beach, we've seen it all, and we've had enough. kim guadagno isn't the change we need.

kim guadagno isn't watching television that'sis educational and informational. the more you know on nbc. dylan: i'm dylan dreyer. today we're on an epic adventure over thousands of miles to witness one of the most spectacular migrations on earth; the flight of the monarch butterflies. we're flying high alongside millions of tiny insects as they complete a journey like none other on earth. we'll watch their amazing transformation, visit their hidden habitats and discover their important place in our ecosystem. and we'll hear the amazing story of how a young boy's curiosity grew into a lifetime obsession. and how the great mysteries of the monarchs was solved. ♪ music - intro