time to play our weekly trivia game called "who knew," 2014 edition out this week, we'll test your knowledge on the

most unique records ever set. kathie lee is next door at the nbc experience store. she will give $100 for those who get the questions right and also the guinness book of world records and those who don't get kathie lee's cd. here to help me out in the studio is stewart klaxton. joining me from guiness world book of records. >> in what record time did julia plecher from germany run the 100 meters in high heels. can you read those and see? hold this a second. excuse me. got to get these on. these look cool, by the way. i really like those. >> 24.51, 17, what was it? >> d. >> after all of that --

>> the correct answer is julia ran 100 meters in high heels in 14.5 seconds. >> that's correct, yes. >> how high were those? >> like standard regular stilettos. it's more remarkable because it's four seconds off the official women's 100 meters. >> are you kidding me? >> yeah. hats off to julia. >> good for julia. >> back across the street to kath. >> they got rid of the book, which is good. which viral video has been viewed most times on line, "love the way you lie," "gangnam style" "call me maybe" or "charlie bit my finger again" ♪ call me maybe ♪ ♪ no that's so wrong good for you ♪ >> gangnam style by psy. >> we were all doing it, weren't we? >> yes, we were. >> 1.7 billion times by people all over the world. in 2013, certainly was his year. he is in the 2014 edition in the

book. >> unbelievable. back over to kath. >> this beautiful family, this is anderson and he's 5 months old and he is a smusher. i'll ask your daddy. nina geria of ukraine holds the record for the highest beer keg toss. and i thought hoda did. how high did she throw it? 10 feet, 11 feet and four inches, 13 feet. >> i'm going to go with b. [ buzzer ] >> oh, look, it's my lullabye album for anderson. >> the correct answer is she threw that keg 12 feet, 10 inches. >> quite something. nina geria, from the ukraine, world's strongest woman, 21. she's carried a car in wheel barrow style. over 295 feet. >> carried a car like it was a

wheelbarrow? >> exactly. >> that is sick. >> vy strong lady. >> from australia, largest collection of "star wars" memorabilia consists of how many unique items? 500, 90,546, 500,354 or over 1 million? >> c. >> excuse me. it's my party animal. >> the correct answer, 90,546. >> yes. >> another entry was 2,014 books. the force is definitely with him. he has over 300,000 itunes but he's cataloged only 90,000 items and says it will take many more years to come to catalog the whole collection. >> one more, kath? >> a lady from colorado. she said it was raining when she last. our hopes and prayers for everybody there in your beautiful state. how far did brian "young gun" krause spit a cherry pit?

how is this woman supposed to know that? was it 75.5 feet, 87.28 feet, 92.5 feet or 93.54 feet. >> i'm going to go c. [ buzzer ] >> what a shame. >> stop it! it's a good thing. this is a really good one. you're really going to like these. >> brian spit the cherry pit 93.54 feet. >> yes. >> unbelievable. >> quite something during the international cherry spitting championships in eau claire, michigan. >> of course it is. >> of course. >> good for him. thanks for coming. it's always fun when you're on the show. we appreciate it. secrets to a happy marriage, new jersey real housewife star melissa gorga tells us what you need. we'll talk to her right after this. ápólçw?tóo

real housewives of new jersey, melissa gorga has been in her hot scenes on the set. >> and knows how to keep it hot with her husband. she wants to help you do the same. with her new book, "love italian style." she's here this morning. >> what made you want to put all this in writing? >> you can't hide through the cameras and being on a reality show, i think joe and i get approached all the time about our marriage. and how we keep it fresh and

playful. we have a lot of respect for one another and i think it shines through. i decided to write it down. >> is that an everyday -- when you guys argue, which every -- every couple does, what do you argue about? >> i think there's a bit of mixed conception with joe and i that we never argue. we do argue. we argue a lot and we argued a lot the first three to five years of marriage. i feel like everybody argues a lot the first three to five -- >> did you get it out of your system? >> yes. you need to get through those first couple of years to make it better. you need to hold on, keep it going. >> i think people just -- the minu things aren't going well, you get a hang nail. bye-bye. >> exactly. it's really hard in the beginning. it's a big ego. i was a very independent girl when i met joe. italian guy. he wants you to be home. >> you've taken that role on a little bit. how has that been for you? >> it was difficult. >> yeah. >> difficult. >> thank you. i love my kids. >> and they're all joe's? >> they're all joe's.

>> i have to ask. i'm in nbc news. >> we've been through our struggles and it's a fun read, too. we're talking about how women don't poop. we don't poop. >> they don't what? >> my husband thinks i don't poop. >> shut the door. why do we have to talk about that? >> there are a lot of fun reads that -- >> save a little mystery? >> save a little mystery. >> you dress up special for him some nights? >> i do. >> you get dressed when comes home? >> with three kids it's difficult. i try to. i make the effort. he makes the effort. i try to do things that make him want to come home at night. >> now he has been going through a family crisis along with his brother, theresa. >> his sister, right. >> theresa is his sister? >> theresa is his sister. >> how is the family dealing with all of that drama? >> much better. we're in a much better place. >> what's going on with theresa and her husband? i haven't read the latest. what's the story?

>> they're just trying to get through everything that's going on right now and just being strong, i guess. >> court dates and all that ahead, is that right? >> i believe so. >> okay. >> we wish you good luck with your book. >> thank you. >> what are you wearing tonight? >> listen, it doesn't happen every night, but i try. i try to put things on that -- >> i think that's the key to it. your desire is to make it special, keep it fresh. >> i want him to come home. i put the tight yoga pants on as opposed to the baggy sweat pants, things that men want to see. they're visual. >> that's what i'm doing wrong. >> shave your pits, your leg. >> i'm going to start doing all of that. thank you very much. do you know what this week is? >> what? >> national singles week. >> oh, god. here we go. >> if you are single, we have dating advice to help you finally snag the right guy. not everybody wants to snag somebody. >> right after this.

fall is finally here. >> weekday mornings on the weather channel. >> all the your local weather, travel updates and today's top stories. >> the front will move through and that will change the temperature. >> you just can't beat this kind of weather. >> everything you need to know first thing. >> here's the big picture. >> we're like a killer app in the morning. >> tap into us. >> "wake up with al" with stephanie abrams and al roker. weekday mornings. only on the weather channel. [ male announcer ] you work hard to stay healthy.

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if you're single and wondering where all the good men are, you're not alone. are they, hoda? >> you're hysterical. there's great guys out there. you just have to know how to find them. to offer dating advice in honor of national singles week is

relationship expert, sigi flair, editor to "marie claire." so, what are women not doing that they should be doing in order to get -- >> there's a whole list. let's cut it down. we only have a short time. first tip is you have to change your attitude if you're single. being single isn't going to kill you. being married and in a relationship isn't going to heal you. >> being married could kill you. >> either way you have to have the right attitude and being single thing, there's nobody out there. all the good ones are taken. i've heard it over and over again. >> if they are out there, where should one go to find them? >> perfect question. ready for this? i want everybody right now who is single to write down five things they are passionate about. it shouldn't be the boom boom room. you're not finding your love at the boom boom room. you engage in activities outside of work that you love, cooking, volunteering. you meet a whole new network of people. guess what happens, somebody has a friend or a brother or boss or sister. >> expand your horizons.

>> from new york, in our little skype room, barbara, what's your question? >> are we supposed to look back? >> yeah. >> good morning. i was dating a man who is a little bit older than i am, and i found out that he had started seeing someone much younger than him. so, it's so difficult to meet active men that are 50 something that aren't looking for a 20 something. where are they? >> she wants to know. >> you have to change your routine. pop the bubble. you know, you're looking for love in all the wrong places. first of all, men should be looking for younger women. there's nothing wrong with that. there's something wrong with women not looking for older men. it's about the maturity. we know that we're wiser than men. they don't mature as fast as us. >> they're not wise enough to know. >> you have to look up. you want to be with somebody mature, not a puppy. i mean, i have a new puppy. it's a lot of work.

you want to be dating somebody who is mature, change the routine, pop the bubble. >> you don't want a hound dog either, honey. >> no. little king charles. >> i know we've got another skype question. >> i do not know where to look. >> they're behind you. we have a big screen. >> easy for you to say, hoda. i am arthritic. >> here is erin from chicago. turn around, kathie. what's your question, erin? >> it's hard to meet people even in a big city. do you have any recommendations for women to start up combos with men? >> absolutely. it's not hard. get off your computer. everybody is looking down at their blackberry. >> what have i been saying, hoda? >> it's as easy as this. compliment a good-looking guy like this. i love your tie. >> thank you. >> does that work for you guys? >> yeah. >> he's going to say, thank you, my wife bought it for me. >> then you know all you need to know. >> your wife has great taste and you move forward.

>> move on, people. >> come back and see us. lovely to talk with you as well. >> thank you. >> thank you. thank you. now talk about a catch with a great song. >> gramny nominated country hottie, billy currington is going to sing for us. first, this is "today" on nbc. ♪ when the weather warms up

>> announcer: the toyota concert series on "today" brought to you by toyota. >> the grammy nominated billy currington burst on the scene ten years ago. >> burst. >> just like that. >> he's a plalt numbtinum selli superstar. >> a sweetheart. hasn't changed at all. his latest "hey girl" has been in the top 20 for eight straight weeks. now out with his fifth album

titled "we are tonight." hey, guys. >> hey. >> you started out in the church like so many do. >> i did. yes, so many do. my grandmother put me in the children's choir. >> still make it to church on an occasional sunday? >> sometimes. not all the time. >> are you still having pinch me moments? >> say that again? >> are you still having pinch me moments? are you thinking to yourself, oh, my -- >> right now with you guys. >> come on. >> so many things that happened. >> you're going to sing "hey girl." >> that's right. >> make it "hey girls." >> thanks, billy.

♪ hey girl what's your name girl i've been lookin' at you and every guy here's doin' the same girl it'd be a shame girl if i let you just walk on by ♪ ♪ cause i'm all caught up in your sweet smile a girl like you comes around once in a while so hot gotta give it a shot gotta get get a little bit of what you got ♪ ♪ i know you don't know me but i can't leave here lonely. knowin' i didn't even try to make you mine and you might think i'm crazy girl but who could blame me you're lookin' so fine got me all tongue tied and the only line i can think to say is ♪ ♪ hey girl what's your name girl you look a little thirsty lemme go getcha something to drink girl ♪

♪ before you blink girl i'll be right back by your side and if you want we can roll out i know my way around this town ♪ ♪ i got a shotgun seat for you you can tell me where it is you wanna take off to ♪ ♪ i know you don't know me but i can't leave here lonely knowin' i didn't even try to make you mine and you might think i'm crazy girl but who could blame me you're lookin' so fine got me all tongue tied and the only line i can think to say is hey girl ♪ ♪ hey hey ♪ ooh baby you're still standin'

here i guess you must like what you hear hey girl watcha say girl about you and me gettin' away girl ♪ ♪ i know you don't know me but i can't leave here lonely knowin' i didn't even try to make you mine and you might think i'm crazy girl but who could blame me you're lookin' so fine got me all tongue tied and the only line i can think to say is hey girl ♪ ♪ oh, yeah oh, hey girl ♪ hey ♪ you're lookin' so fine got me all tongue tied and the only line i can think to say is hey girl oh, yeah ♪

>> all right! billy currington. >> that's how you do it. >> thank you, sweetie. >> that was awesome! thank you. >> thank you, guys. >> thank you very much. my mission is simple. to make you money. i'm here to level the playing field for all investors. there's always a bull market somewhere and i promise to help you find it. "mad money" starts now! >> hey, i'm cramer. welcome to "mad money. welcome to cramerica. other people want to make friends. i want to make money. my job is not just to entert you but to educate and teach you so call me at 1-800-743-cnbc. remind me never to pay poker with fed chief ben bernanke . nearly every single person i knew thought ben bernanke had a bad hand coming into today's fed meeting. the guy had all aces.

a heck of a rally today. the s&p vaulting 1.2%, so what happened here? how could so many people get this guy wrong? how could so many people think he had jack high with all this taper nonsense? ben threw in his cards when we weren't looking, got a whole new hand. the man is not an ideologue. like so many others who comment about the fed and politics. the facts changed so bernanke changed his mind, too. he doesn't care that he's going to get hammered for doing so by the same people who hated what he's done for the housing market and what he's done for the stock market and what he's done for unemployment. as bernke said, he never spelled out what he was going to say anyway, people just put words in his mouth.

think about what what happened when he said they might have to cut back the bond buying. did you notice the home builder stocks were all crushed? i think when bernanke first indicated it might be time to stop buying bonds he didn't recognize central bonds from all over the world would come flying in and sell, sell, sell treasury. the market basically caused the tapering for him. he didn't need to do anything. these sellers tapered too aggressive for him, which is another reason why ben bernanke threw in his old hand and got another. second, bernanke listened to the companies who reported. every single retailer except the dollar stores had a horrendous

time since the interest rate jumped. oh, the dollar stores did fine. manny chirico, ceo of pvh, he told you sales had gotten very soft. he was sitting right here. i almost fell out of my chair. that would have hurt. target, macy's. those are retailers. bernanke listens. he knows things had gotten worse. if he didn't play a new hand, they were really going to get bad. the hard line rhetoric coming out of washington is going to hurt the economy. he said this is bad. the coming government shutdown and we were sure we were going to get one would make the housing market much worse than it is. i may call the show "the mad money coming showdown." it's going to be ugly and histrionic and totally depressing. savor this moment. it won't be with us in a couple

of weeks. fourth, sure unemployment has gotten better. sure we've done some hiring but bernanke knows it is fickle. it isn't like there's a huge number of jobs to be filled. why not wait and see. who does it hurt to wait and see? you know who it hurts? all those money managers who bet the stock market would be crushed today. they got hurt. how about those managers that need the market lower to catch up with the average. they got hurt. how about all those that believed bernanke's plans are going to wreck the fed of the future. they got hurt. all those who believe in laissez faire policies. they've been hurt. maybe because i lived in my car for six months, they don't seem very sympathetic. they're not sympathetic souls. don't cry for me hedge fund investors. people are just getting back on their feet because the economy is getting a little better, these people who are less wealthy than the cry baby

complainers are the exact same people who were hurt in 1937 when the fed was worried about its credibility and tightened because they thought that we were out of the woods of the great depression. the fed took counsel of the hard money advocates and decided not to worry anymore about employment. we got thrown back into a recession within the depression. as i said to you many times, bernanke is a student of history. he's acutely aware that the fed sometimes has to counterbalance other branches of the government that might not care about the economy strengthening and are tightening themselves. it's true that congress and the president aren't doing anywhere near what bernanke is doing to put people back to work. he's looking at what washington is doing and saying, whoa, they're going to hurt the economy and we'll fall back into recession.

and i'm not going to let my legacy be the same as the buffoons who thought the problem was over in '37. i'm with bernanke on this. if your company is domestically based and doesn't export, it's bad. the estimates are too high. every retail and housing related company i know has a chance to miss their numbers when we see the numbers next month. almost every single one. while our government seeks to block growth with its policies, the europeans, chinese, japanese, brazilians, mexicans are all trying to stimulate growth. now you've heard of collateral damage. these stocks are experiencing collateral happiness, today at least, when ben bernanke overdelivered after underpromising. ben bernanke didn't need to taper. the market had done that already for him. interest rates had zoomed higher than if the fed had started tapering months ago, yet rates ran far more than if bernanke said he was raising rates. bernanke is not out to please those who believe it's not the government's job to help the underclass.

the laissez faire that seems to grab the microphone and speaks every single day like we've learned nothing. he's out please people his dad, who is a pharmacist and part time computer manager. i'll bet you that man who had to work hard every day, people like my dad, a retailer who had to watch his customers go belly up. he's worried about the small business people who actually do the real hiring. he knows if macy's is hurting, imagine what the small shop keepers are going through now. he knows that housing affordability has evaporated. bernanke is worried about those who are just getting back on their feet or are about to do so. is that so foolish? if you're really rich it probably seems pretty stupid. last i looked most of you own stocks, you're trying to retire, maybe trying to put your kids through school, not by shorting

netflix or amazon. you don't own google puts. you might own google. the poker game bernanke won is good news. as nelson alvin told us in "walk on the wild side," never play cards with a man named doc. i'm changing it to never play cards with a man named ben. after today, we know he will beat you. cedric in texas. >> caller: my question is about pandora. i bought pandora when we heard about the new ceo. i sold yesterday and today i see they had a judgment that was granted in the courts for them. i wonder what is pandora going to do after this? >> i think pandora, a lot of people are betting against pandora. the new ceo looks like a sharp guy.

let's let it come back down a little and you can you get back in. i think people were concerned apple didn't cut them to smithereens. you took a win, don't go back, don't take points off the board! something you should never do in football. how about paul in pennsylvania, please. paul. >> caller: booyah jimbo. jim, thank you for all your help through the years and you have a great, wonderful staff. >> they make me look good every day and that's not easy, especially the make-up people. >> caller: just a question and my analysis here. time warner reported about a month ago, be on the top and bottom line, growing earnings per share, mid double digits, a peg ratio of 1. i know you love the company, aol, they're spinning off publishing, getting rid of all the dead weight. it's off $3 of its high, it hasn't gone anywhere. wh is your thoughts?

>> first let me say he's a great american. i wish he'd come on. he taught me so much. when i was with him, he'd say when you dial around, you always stop when you see "the fugitive." they show "fugitive" and "shawshank" endlessly. i want to be jeff bucas! but i'm jim cramer. the fed decision, what did we learn? never play cards with a man named ben! >> coming up, fashion or failure? retail has been hit or miss this year, with some stocks soaring and others hitting the clearance rack. while wall street browses for the next winner, cramer takes you inside what's working in his exclusive with shopping center operator federal realty. and later, best for the rest. all week long cramer is tracking down this market's top performers to find out which stocks could close out the rest of 2013 strong. the bank stocks have shaken off scares of regulation to roar higher this year. but with the fed delaying the are fittest?

all coming up on "mad money." follow @jimcramer on twitter. have a question? tweet cramer, #madtweets. or give us a call at 1-800-743-cnbc. miss something? head to madmoney.cnbc.com. hey, have you guys heard about probiotics?

for digestive health? yes and did you know that trubiotics is a daily probiotic that helps in two ways? it supports digestive and immune health by working in your gut where 70% of your immune system lives. try trubiotics today.

when interest rates spiked over the summer, all the real estate investment trusts got hit hard. maybe it's time to circle back and sift through the rubble, see which reits are worth buying, especially since we know tapering is off the table. which brings me to the best shopping center, one that serves wealthy metropolitan areas. the analysts are divided on this one. bank of america downgraded the

stock. over the summer federal reality got hit. that's when this taper talk started. the stock is only up 1% for the year. investors who were seeking high yielding stocks finally swapped back to fixed income. so what are we left with? a 3% yield at these levels. what i like more about the company, it has terrific visibility on its future growth, more than its peers. it's a growth stock. while higher interest rates hurt the stock, but they're not going to hurt the business. vast majority of federal realty debt is fixed. let's check in with don wood. mr. wood, welcome back to "mad money." >> jim, good to see you. >> have a seat. >> thanks so much.

>> here's what i think our viewers are confused by. they look at your real estate investment trust and say why isn't it trading differently from all the others. you have real growth, 46 straight years of great distribution. why is it trapped? >> coming off of 2008 and 2009, lots of companies had occupancy that was down in the 80% range, 85, 86, 87. the economy has gotten better over the last couple years, and a lot of those companies were able to lease up. so their growth looked very similar to federal realty but federal realty was more expensive on a multiple basis. what do you do once that's done? the shopping center business has been good for a couple of years, occupancies are back. where do you go from here? that's the question people really need to be asking today. >> can you put on the kind of growth that would make people feel like you're not just a

boring company that has a couple leases every year that go up in price? >> we're sure not that. that's for sure. we are starting with the best portfolio in terms of quality and quality means new leases higher than old leases. we increase, you know, lease rates 22% in the second quarter over the previous leases that were there before, and that's kind of the way the world is looking over the next few quarters in terms what we can see. so we got a core portfolio that's terrific. let's take it way beyond that. we've got development opportunities at properties that we have controlled for a long period of time. just outside washington, d.c., just outside boston, massachusetts, in san jose, california and southern california, where we are today putting $500 million to work in mixed use developments,

residential on top of retail, a little office in there, too, to create the kind of retail that makes sense for the next decade. there's another $500 million following after that. that visibility with respect to the growth, i don't think anybody else -- >> $500 million, $500 million, expanding, retail looking good, and then i listen to the fed chief. fed chief is saying maybe things aren't so good, maybe there's going to be a shutdown of the government. who's right? >> think about this with respect to good real estate, okay? when a rising tide lifts all boats, and over 2011 and 2012, everybody felt that benefit. if the economy is not so good, we're a better deal, because that's the time when locations that are much closer in with the demographics, with the tendency that we have, outperform even further. >> in your conference call, i understand what you said, you're talking about the next generation.

what happened to the old generation? what's changed? you talk about how they don't like congestion, they want close-in suburb, the health clubs and restaurants. is this a younger group of people that don't shop like you and i did when we were growing up? >> when 2008 hit and 2009 hit, retailers got smarter. retailers got more profitable. retailers effectively -- they did lay off a lot of people, their margins got better, they got healthier. they're selective and they're going in places without the same level of square footage. the internet is out there, it does a good job. they don't need as much square footage generally. so they need places, distribution, if you will, in locations and at places that truly work for 2020, not 2005. >> i mean, when i look at the guys who have downgraded you, they basically think it's as good as it gets. >> nah. >> they're looking at the stock price. all these analysts do the same thing. they look at the stock price, they say it's not moving up, i want to get off this train. what do you tell them? >> i get it all day long when you're taking occupancies from

88 to 92 and we are at 93 going to 95. from this point forward who has the development pipeline, who has the ability on their existing pieces of land, fully entitled to be able to create value? >> but is it time? i know andorra, i worked at the flower town plaza. some of these aren't that good. is it time to trade out of that and go to better? >> grocery anchored shopping centers in great locations. they may not be pretty but they absolutely service the communities they're in and i don't think it's time to get out of those at all. when you can supplement those, and not only rely on those but to also -- >> by assembly row in santana, i don't want to be in flower town. >> why not? >> they're schlumpy. i worked in these places. i grew up in them. >> when you add that mixed use, you got to balance and geographically balance in the best locations in the united states of america. >> thank you so much. i've said you're the best in the business so i can give you a little bit of a hard time. president and ceo of federal

realty investment trust. >> thank you, jim. appreciate the time. >> coming up, all week long cramer is tracking down this market's top performers to find out which stocks could close out the rest of 2013 strong. the bank stocks have shaken off scares of regulation to roar higher this year but with the fed delaying the taper, which are the fittest? cramer is helping you crack open the vault. ♪ ♪ pop goes the world ♪ it goes something like this ♪ everybody here is a friend of mine ♪ ♪ everybody, tell me, have you heard? ♪ [ female announcer ] pop in a whole new kind of clean with tide pods... a powerful 3 in 1 detergent that cleans, brightens, and fights stains. three chambers. three times the stain removal power. pop in. stand out.

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>> no taper. >> there was nobody who had zero. as we approach the end of 2013, we're on the hunt for stocks that will become anointed for the rest of the year, meaning the stocks that big institutions will buy into any weakness going forward. you know we're going to get some weakness. we've been looking at this process sector by sector. the stocks anointed by wall street are the winners, names that are already up big for the year, much better than averages and they're going to keep running for the next three and a half months. any money manager wants to show his or her clients that they owned the red hot stocks, they were clairvoyant. prescient, even. we've been going over these sector by sector. we started with consumer stocks on monday. netflix, best buy, game stop, trip adviser.

these are just roaring! last night we did the biotechs. did you see regeneron? up another 12 today. goldman sachs suddenly likes it. when you look at the best performing financial stocks out there, they tend to be levered to rising rates and a stronger economy. now that was bad news for actually the winners, for the financials that were winning going into today because they're all about the taper. they've been thinking we're tapering. if the fed stays easy and the economy will keep improving and a stronger economy leads to higher rates, the fed will eventually have to tighten. and it says the fed will come back and it was a fluke. first there's etrade up 90% for the year and then there's lincoln national, the field, eagles, tomorrow.

all right. genworth up 63%, assurant, up 61%, charles schwab, 54%. i think that gives you a terrific opportunity to buy into weakness. let's start with etrade. last month etrade had 147.5000 daily average revenue trades, up 5% for the previous month, up 21% year over year. how much do we love year over year growth in any of the financials? the core business is truly growing. etrade got permission from the regulators to take capital from its bank subsidiary and move it into the company. and as interest rates rise, that's very good news for etrade. people are betting that's eventually going to happen. rising rates could add 50 cents to the earnings per share. it could be huge. it didn't do well today because we didn't get rising rates, we got lower rates. even though interest rates took a fall, the fed will have to taper eventually. this is a stock that when it

gets hit between here and year end, you buy it. next up, rather than going down the list, i want to jump straight to the fifth best performer and that's schwab. charles schwab. it's good for etrade. it's a discount brokerage, too. they pretty much invented that business model. eventually they will begin to climb. when that happens it will be very big for schwab. for every 1% increase in the federal funds rate, schwab should see a 50% increase in earnings, and it means schwab is

an excellent long-term story. the fed can't keep rates this low forever. they've been moving toward higher margin fees and they've been targeting more affluent customers. good for business. the other three are insurance companies and i think they have what it takes to keep roaring for the rest of 2013 and much of 2014. the top performing insurer was lincoln nat, lnc. they offer everything from life insurance, annuity, group benefits, 4013 b plans. nearly 40% of their earnings are driven by investment spreads, meaning rates matter to these guys, too. we've seen some steady earnings growth in lincoln's recent quarters thanks to strong inflows from annuities and retirement business. an insurance company like lincoln is tied to the stock market. they take your premiums, invest that money. all insurance company portfolios have been healed by the fed's actions. lincoln's assets are rising.

then there's one that you know i have pushed endlessly for you and that is genworth, gnw, $6 million company, $12 stock. they're involved in life, retirement and mortgage insurance. the mortgage insurance got hit over the summer when rates sky rocketed. is this the right time for these guys with things that happened today? while offering lots of new policies is always good, the real key to the strength in this space is the old bad mortgage insurance policies from before the financial crisis have been shrinking rapidly. never forget the fha, federal housing administration, which has been writing a huge amount of mortgage insurance, is getting out of that game, leaving genworth and radian to clean up in this market. genworth is moving aggressively. the company recently sold off