that confuse em a little, slam right there. what are you trying to do to me tyrone? can i say hey to the people? there's always one at a comedy show right? you remind me of my ex girlfriend baby. there's always one. you remind me of my ex girlfriend. i used to date this big strong girl. used to wear the tight shirts, the shirts that you gotta button up through the middle. got velcro on it. no, i'm just joking man. i don't want no trouble. i'm here to have a good time. we're here for a purpose. plus you're a big dude. i don't want you comin up here. you run up here if you want to i got a baloney sandwich in my pocket. i'll set it yeah you gotta make a decision. is that baloney? forget him. everybody that has some credit problems, keep your hands up. i want to get the camera. is there anyone here that don't have problems with credit?

we want you to leave. you can just get on out of here. this don't make no sense. well, what kind of problems are we having? i mean, you guys can open up to me. we're here tonight to have a little fun with it. you having some problems, big man? well man, look here man, i told you my credit was broke down and my car broke down with my credit and my credit scores jack. i got liens and loans and i got child pport too. that's enough. you done told me enough. listen, even in your situation, sign & drive for 45 is here for you. that's right you sounds like you got some problems, you look like you ain't got no money on you. but that's ok. we give you six weeks to save up some money and you know get some things taken care of. what's going with you. i see you here with two women. you pimpin? what's going on? my credit scores in the negative man. all 4 baby my mamas, my 4 baby mamas. they came to my job man and they just made a scene

and i got laid off behind my payments man. what can sign & drive do for me? hey, you the brother we lookin for. guys like you. bad situations like you. that's right. sign & drive for 45 but it's only a limited time. i keep telling you all how important it is you have to act now. we're taking 500 callers. you got six weeks you can give you a little time to save up some money you know take care of some payments and hey get back on the road again. we got ya bro. and i had a low 200 credit score man. liens and loans my car broke down my credit was broken in my car horrible credit got laid off my job had 4 kids child support eating up my pocket 4 baby mamas. but ever since sign & drive, i am getting ready to drive man. where are my car keys man i'm outta here. sign & drive got me a vehicle of my choice regardless of my past credit history. now i can drive all of my kids and all 4 of my baby

mamas at the same time. i literally drove the car 45 days for free, and no down payment. so you can't beat that. sign & drive for 45. well we're having a good time. i just flew in. i was out of the country for a little while. i was down in miami. ever been to miami? it's a lot of foreigners out there, ain't it? i'm glad we all having a good time but you guys do know you're out here for a reason. what's going on with you, bro? i ended up marrying a lady that had 5 children. whoa. and i got 5 children too. oh, man. child support like a mug. yea like a mug. i'm hurtin. i do want to let you know tonight you are on camera so you might wanna hide a little bit. mister shiny head man how you doing over there in the lime green. you alright? you look like you might have some issues. yea, i'm doing bad man. i'm in between jobs. oh, in between jobs brother you'll never get a

female like that. you got a job, i'm in between jobs baby. man, i'm new down here man and my car is all messed up and i can't get a job get a car cause i can't get a job. oh, god you got one of those raggedy cars. you all know those raggedy cars i'm talking about them old raggedy cars you gotta pump the gas behind the license plates you gotta pull the license plate down to pump the gas. you look short too man i couldn't ride with you. you know you can't even let the seat down you got to pull the seat up together. i'm like this in the windshield man this don't make no sense. i was down on my luck, in between jobs i had bad credit i didn't even have a car so i could find a job. i've got 10 kids child support for all 10 kids and i had the worst time trying to get a vehicle. sign & drive for 45 gave me a chance. i didn't have to make a payment for six weeks. thank you sign & drive for 45. now i'm back in the workforce. and then i found sign & drive for 45 and they told

me you don't need any down payment and i don't have to put a payment down for six weeks so that help me put money together right now i'm driving a brand new vehicle because of sign & drive for 45. thanks a lot sign & drive for 45. hi, i'm glad you're all here laughing having a good time but seriously we are here for a purpose that's sign & drive for 45. i am going to take to my man al and he's going to tell you all about it. alright. thanks, lc. that's right it's sign and drive for 45. every car and truck on our lot. sign & drive for 45. every van and suv, sign & drive for 45. the auto finance network is proud to present this unprecedented offer. it's the sign & drive for 45 500. because we can only approve 500 auto loans this month so you must act now. everyone is approved regardless of past credit history. this is a one of a kind event, the likes of which this area has never seen before and may never see again. the auto finance network guarantees you 3 things.

no down payment, no payment for six weeks and guaranteed credit. that's right. because during sign & drive for 45, everybody drives regardless of past credit history, bankruptcy, divorce, medical bills, multiple repossessions, no credit immigration, bad credit, slow credit, no credit even if you've got upside down credit who cares. we don't. we'll give you top dlar for that trade and pay it off no matter what you owe but remember only the first 500 people who contact us will be approved this month. that's our cap that's how many sign & drive for 45 loans we've been authorized to approve. if you've got upside down credit here's our promise to you during sign & drive for 45. if you owe more than your current vehicle is worth even if you owe $5000, $10,000, even $15,000 more than your current vehicle is worth and want to drive the brand new car of your dreams for no money down and no payments for six weeks, we will make it happen guaranteed but it all

starts with one thing a phone call to us by you. call now! every credit application will be approved guaranteed. people who thought they would never get out of financing in the past have gotten approved on the spot during sign & drive for 45. there has never been a sales event like this one before and there may never be one like it again. no money down no payments for six weeks to the first 500 people who call or log on to drive445.com. now is the time for you to drive the car, truck van or suv of your dreams for no money down no payments for six weeks regardless of past credit history. this is a sales event the likes of which this area has never seen before and may never see again so you must act now. this is an extremely limited time offer call now. there has never been a better time than now for people with severely damaged credit to drive the car they really want to drive. call the number on your screen now and drive the

car, truck, van or suv of your dreams tomorrow. take the first step. pick up the phone and talk to one of our friendly loan consultants. don't let past credit problems stop you any longer. sign & drive for 45 is an extremely limited offer so you must act now because during sign & drive for 45 everybody drives. drive the new car, truck, stop settling call now and van or suv of your dreams before you know it. remember we can only help the first 500 people who call or log on this month so act now. we removed all the obstacles so what are you waiting for call us now call now. what's going on right here. maam, with the ipod on.

you having any problems right now? no. you got scared oh. hey, they set her up man you didn't tell me i was going to be on camera. the government is looking for me right now. how you doing sister in the green shirt. are you ok? no i am not doing ok i was i found a dream job i found my soul mate i still have the job but i lost my soul mate but now i've got to pay him 50% of my earnings. well i'll tell you what with that 50% money that you collected you can save that because you don't have to put nothing down that's right 0 down no payments for six weeks what do you have to lose very beautiful girl too i really don't mess with a lot of women that wear their hair over their eye like that especially with this one lady man she had her hair over her eye man and she moved her hair and she didn't have no eye man. wait a minute. is that why you got your hair like this?

what's going on back here now? i'm in college you know so loans got nothing i have no money my textbooks basically took all my money so. i know what you all are thinking you all can't do nothing for that sign & drive for 45 yes we can but we are only taking 500 callers i can't stress it you have to act now though it's for a limited time six weeks you don't have to make no payment let's go let's go pick up the phone let's make it happen. student loans my tuition was piling up i couldn't get to school i just paid for my books. i need to find a way i need something to help me out. so i found this great job and then i married the man of my dreams. that turned into a nightmare. he took the house the cars, not only that but i've got to pay him half of my income. i found sign & drive for 45 no down payment no payment for six weeks now i got a brand new mustang. thanks sign & drive for 45. i didn't know what i was going to do.

so i called my friend and she told me to call sign & drive for 45. i'm so excited i called them because they approved me on the spot. not only do i get to drive the car for 45 days for free but they didn't ask me for a down payment. they gave me a car that compliments my lifestyle i owe everything to sign & drive for 45. whooo! i'm thankful! how you doing, young man you all right in the green? a little down and out brother. what's going on with ya? collection agencies keep calling me man i can't run away from them phone stay ringing even at twelve in the morning. you got collection agencies calling you at midnight they taking it to another level ain't they calling at midnight? sorry to hear that man pay your bills bro. thank god for caller id. oh that's an unidentified number i ain't gonna answer that. i remember one time a collection agency tried to call me tried to trick me man he had like a 111456 number i'm like oh they trying to get sly i picked

it up and like we got ya i'm like yeah you all got me when can we expect payment on that. how you doing beautiful lady right here you doing alright? alright. you single? you having any issues? my problem is getting established with credit and i am having a hard time my parents are about 2000 miles away and i need a car quick fast and in a hurry. well that's right well you better call right now matter of fact why don't you leave and call right now you need a car right now it doesn't matter whatever the problem is we got ya but you have to act now it's for a limited time we're in your area act now. i was late on my mortgage i was late on my bills everybody was calling me left and right from 1 o'clock to 1 o'clock am. being away at school i needed a car quick fast and in a hurry and with my parents almost 2000 miles away i didn't have a co-signer.

even after the bill collectors were calling me over and over drive for 45 got me in the car with no down payment six weeks for free. well with sign & drive they let me walk away with the car for six weeks no down payment and i didn't even need a co-signer thank you sign & drive for 45. credit problems happen for all sorts of reasons. i mean have any of you ever seen a credit report? it's like trying to read a foreign language or something credit is especially car credit is set up to be confusing to keep the customer off balance and to keep the dealer in control that's where sign & drive for 45 comes in through our national network of dealers we get you approved immediately and we get you approved of your car of your dreams for no money down and no payment that's right for six weeks can you imagine that? so, if you're late on your current loan bring that car to us we will get you in a new one for no money down and you don't have to make any payments for six weeks. i'm driving a brand new vehicle because of sign &

drive for 45. 0 down payments, no payments for six weeks. drive for 45 got me in the car with no down payments, six weeks for free. thank you sign & drive for 45. thank you sign & drive for 45. i literally drove the car 45 days for free. and no down payments. but ever since sign & drive, i am getting ready to drive man. where are my car keys man, i'm outta here! it's sign & drive for 45. every car and truck on our lot. sign & drive for 45. every van and suv, sign & drive for 45. the auto finance network is proud to present this unprecedented offer. it's the sign & drive for 45 500. because we can only approve 500 auto loans this month so you mu actow. everyone is approved regardless of past credit history. this is a one of a kind event, the likes of which this area has never seen before and may never see again. the auto finance network guarantees you 3 things.

no down payment, no payment for six weeks and guaranteed credit. that's right. because during sign & drive for 45, everybody drives regardless of past credit history, bankruptcy, divorce, medical bills, multiple repossessions, no credit immigrants, bad credit, slow credit, no credit even if you've got upside down credit who cares. we don't. we'll give you top dollar for that trade and pay it off no matter what you owe but remember only the first 500 people who contact us will be approved this month. that's our cap that's how many sign & drive for 45 loans we've been authorized to approve. if you've got upside down credit here's our promise to you during sign & drive for 45. if you owe more than your current vehicle is worth even if you owe $5000, $10,000, even $15,000 more than your current vehicle is worth and want to drive the brand new car of your dreams for no money down and no payments for six weeks, we will make it happen guaranteed but it all

starts with one thing a phone call to us by you. call now! every credit application will be approved guaranteed. people who thought they would never get out of financing in the past have gotten approved on the spot during sign & drive for 45. there has never been a sales event like this one before and there may never be one like it again. no money down no payments for six weeks to the first 500 people who call or log on to ive445.com. now is the time for you to drive the car, truck van or suv of your eams for no money down no payments for six weeks regardless of past credit history. this is a sales event the likes of which this area has never seen before and may never see again so you must act now. this is an extremely limited time offer call now. there has never been a better time than now for people with severely damaged credit to drive the car they really want to drive. call the number on your screen now and drive the car, truck, van or suv of your dreams tomorrow.

take the first step. pick up the phone and talk to one of our friely loan consultants. don't let past credit problems stop you any longer. sign & drive for 45 is an extremely limited offer so you must act now because during sign & drive for 45 everybody drives. stop settling call now and drive the new car, truck, van or suv of your dreams before you know it. remember we can only help the first 500 people who call or log on this month so act now. we removed all the obstacles so what are you waiting for call us now. call now! how you doin man? in the green and white. alright. doing ok you look like you just doing ok. no i'm just messing with you. you having problems situation going on? i just recently moved to the country i have no credit. oh you got the little accent going on. they kind of tricked you huh they told you it was

free but they didn't tell you you gotta have approved credit huh otherwise sign & drive for 45 is here for brothers in your situation. don't worry we'll take care of you. what is going on with you in the blue? lc i'm so broke i. whoa whoa, you don't know me what do you mean lc? but i am paying attention to you because i am upside down in my vehicle. i wanted to start a business and i just don't have no money to put down on a vehicle and buy tools. upside down in your vehicle huh you ain't the type of brother went out and got some rims and tv's all in your car and couldn't afford your payment now u all upside down. that's right. you look like the type to do that. what's going on with you young man in the hot sweater over there you alright? well i got some problems with taxes. oh problem with taxes i bet you're scared to file huh? soon as you file they gonna take your money just like that they did that to my uncle. i know how that is. i came to this country with nothing and no credit but thanks to sign & drive for 45 i am now driving a

registered car in america. thank you sign & drive 45. i had car repair trouble and the bills were way more than what the car was worth. so i went to sign & drive for 45 and that was 0 down payment no payments for six weeks what more could you ask for? how many working people we got out here? working people you work 9 to 5 got a little job. majority of the people. i got a job i hate my job because i got that one supervisor been getting on my nerves he wanted to be the manager and never be able to be the manager you know what i'm talking about he just take the job too seriously like i was watching the news the other day and this reporter was covering the war on terrorists and he was covering the war and this is what i mean people taking their job to serious a bomb goes off during this guy's report and he set there like the bomb didn't go off. hey this is dan rather over here in baghdad apparently 4 american soldiers got shot boom as

you guys just heard a bomb just went off behind we're going to keep focused and we're going to keep ahead. can you imagine that with me or any other brother? that would have been totally different, right? hey this is lc over here in baghdad apparently 4 american soldiers got shot boom! (applause) (applause) thank you all man that's my time i'm lc thank you all man. wow man what a show. i can't believe these people opened up like that to me. as you can see credit really wasn't that scary. but seriously we're only taking the first 500 callers you have to act now i know you're probably thinking man i got some bills due i have a car

payment but you don't have to pay anything for six weeks. remember first 500 callers i know some of you out there man i been there before i went down to the car place credit denied everywhere i go credit denied but here you're guaranteed but you have to act now and i know what you're thinking well i have some other payments i got mortgage due i got rent due child support payment due but hey take care of that you got six weeks to make your first payment but you have to act now well why you still looking at me call the number at the bottom of your screen or log on to drivefor45.com it's that simple. it's sign & drive for 45. every car and truck on our lot. sign & drive for 45. every van and suv, sign & drive for 45. the auto finance network is proud to present this unprecedented offer. it's the sign & drive for 45 500. because we can only approve 500 auto loans

this month so you must act now. everyone is approved regardless of past credit history. this is a one of a kind event, the likes of which this area has never seen before and may never see again. the auto finance network guarantees you 3 things. no down payment, no payment for six weeks and guaranteed credit. that's right. because during sign & drive for 45, everybody drives regardless of past credit history, bankruptcy, divorce, medical bills, multiple repossessions, no credit immigrants, bad credit, slow credit, no credit even if you've got upside down credit who cares. we don't. we'll give you top dollar for that trade and pay it off no matter what you owe but remember only the first 500 people who contact us will be approved this month. that's our cap that's how many sign & drive for 45 loans we've been authorized to approve. if you've got upside down credit here's our promise to you during sign & drive for 45.

if you owe more than your current vehicle is worth even if you owe $5000, $10,000, even $15,000 more than your current vehicle is worth and want to drive the brand new car of your dreams for no money down and no payments for six weeks, we will make it happen guaranteed but it all starts with one thing a phone call to us by you. call now! every credit application will be approved guaranteed. people who thought they would never get out of financing in the past have gotten approved on the spot during sign & drive for 45. there has never been a sales event like this one before and there may never be one like it again. no money down no payments for six weeks to the first 500 people who call or log on to drive445.com. now is the time for you to drive the car, truck van or suv of your dreams for no money down no payments for six weeks regardless of past credit history. this is a sales event the likes of which this area has never seen before and may never see again so you

must act now. this is an extremely limited time offer call now. there has never been a better time than now for people with severe damaged credit to drive the car they really want to drive. call the number on your screen now and drive the car, truck, van or suv of your dreams tomorrow. take the first step. pick up the phone and talk to one of our friendly loan consultants. don't let past credit problems stop you any longer. sign & drive for 45 is an extremely limited offer so you must act now because during sign & drive for 45 everybody drives. stop settling call now and drive the new car, truck, van or suv of your dreams before you know it. remember we can only help the first 500 people who call or log on this month so act now. we removed all the obstacles so what are you waiting for call us now! call now!

>> i remember nights where i would go to eep, and i would pray that i wouldn't wake up.

i never considered suicide because it was against my religion. i got up every morning. i was sick. i'd have panic attacks. i'd take a shower, i would get dressed, and i would go to work. and then when i got home, i would get in my pajamas, and i would lay on the couch, and i would just wait. "i'm done. please, just let me go." i look back on that, and it's-- it makes me so sad. [dramatic music] ♪ >> oh, it's absolutely terrifying because you're no longer the person that you used to be. you're starting to become this person that's terrified of everything. i couldn't leave my home,

and i would go into panic and have anxiety at work. i would quit my jobs because i was embarrassed. i was afraid that someone would find out that, you know, i'm hiding behind the filing cabinet having an anxiety attack, and i didn't want everybody to think i was crazy, 'cause that's what you think you're doing: you're going crazy. >> as i was going through life and everything like that, "boom, boom, boom, boom," just this big old hammer just smacking down on me constantly. "you can't do this. you can't do that. don't go there. don't say that." all i was was a nail, and this big old hammer was just gonna pound me right into the ground, and it might have just been a huge-sized coffin that i was pounding these nails in, because that's how i felt. i just felt dead. dead inside. >> i was off duty for about four months. i had both my neck and my lower back operated on, and on the first day back in, i was the engineer, or driver. our first call came in, and i pulled out of quarters, and i got about two blocks away. and all of a sudden, i had to pull over, and the captain looked at me, and he said, "what's the matter?" and i said, "i think

i'm gonna die." i said, "i'm having a heart attack or something." i said, "i'm dizzy. i feel like i'm gonna pass out." they called an ambulance out, and they took me to the hospital. and for the next six months, i went through a series of doctors trying to figure out what was wrong with me. i told my wife that since i couldn't drive fire trucks anymore that we were probably looking at a minimum pension and that we better sell everything we own and get debt-free so that our kids could go to school. so i did. i sold the dream home that my wife and i had built. >> i didn't really notice any bad symptoms of anxiety until i was, oh, maybe 65. well, i don't know what brought it on. it's like my life got littler and littler. >> it was right after high school that i started to have anxiety. i actually had a girlfriend who passed away in a car accident. i woke up in the middle of the night. i just couldn't breathe, and i actually went outside on my parents' deck, 'cause i just felt like i needed air. from then on, that is when i really knew that i was scared,

and i didn't know why. >> i never wanted therapy. i never sought it. i really tried to just hope it'd all go away. i was just not wanting to live. i don't know that there was any answers out there for me. i absolutely had no hope up until this point. i didn't want to exist. i really didn't want to exist. >> i'm seeing the right doctors. i'm going to a psychiatrist. he tells me i'm not crazy. i'm going to a psychologist, and he's helping me the best that he can. i think i should get more help, but i'm getting the best that i can, and i'm getting worse. >> my daughter was living in ontario, and she was getting married, and they were having a shower for her. i was a nervous wreck knowing that, "how am i going to get on that plane?" and i was sitting there waiting for us to get ready for take-off. and it hit. it hit like the biggest storm ever. the sweat. the heart rate. the full-blown panic attack. and i just said to the stewardess, i said, "you have to get me off this plane. i am not going to be able to settle down."

and then, like, i just started to scream, and i said, "you have to get me off the flight now, or we're gonnate pilot's gonna have to turn around and land somewhere, because i am not gonna be able to stay on this plane for 3/12 hours." and, i mean, i was embarrassed. i was crying, but i couldn't control the panic attack. the pilot said, "okay, fine. we have to get her off the flight." >> my mom would sit me down or tell me before i would leave that she might not be there when i got back. she would allude to the fact that she was going to kill herself. i thought it was my responsibility to make sure that those bad things that i feared did not happen, and that's when my panic attacks started. >> well, my self-esteem plummeted, and i lost all of my confidence. no independence. i just started to depend on people. i became a victim, you know. i just turned myself into a victim of these circumstances,

and it was just an awful, awful feeling to be so powerless. and i figured, "this is just terrible. i'm 35 years old, and this it. this is gonna be for the rest of my life, and i hate it," but i sort of just started to accept it. >> i think i stayed in bed for, like, six months. i was just totally depressed. i didn't--i didn't want to live anymore because it was too painful to watch myself just basically fall apart. >> i became socially phobic. i was uncomfortable staying in other people's houses. i was uncomfortable traveling in other people's cars. and i lived in my own little world, and i didn't tell anyone. i would go to bed at night and just lie there and worry that i was gonna become possessed, that i was going to become mentally ill, or that i was gonna die of a terminal illness. those seemed to be my three fears at about 14. >> i think one of my biggest symptoms was, i felt kind of dizzy and light-headed, and i felt like i was gonna pass out.

and my biggest fear was, "what if i pass out while i'm driving with my two young kids in the car?" and that scared the heck out of me. and even if i was in a store, i thought, "well, what if i pass out right here and then, you know, the ambulance has to come or something like that, and then my little daughter who's just two years old is standing there wondering what's happening to mommy? what if i never wake up? what if i end up in a mental institution?" i mean, all those things were going through my mind. >> after my first incident, where i had to stop driving the fire engine, i probably went through a dozen or more doctors. i was in a shop with a doctor. she was a specialist on balance and inner-ear problems. and she was having me do a bunch of balance tests, and they had strobe lights going and the whole bit. she finally stopped the whole thing, and she just kind of chuckled, and she said, "why are we doing this?" she says, "i know what's wrong with you." she says, "you're having panic attacks." i can remember i looked at her, and i went, "you're kidding, right?" i said, "do you know what i do for a living? i'm a fireman, so i'm not afraid

of anything." i said, "do you know where i've been and what i've seen in my career and in my life?" and she said, "well, it's real common with motor officers, with firefighters, with soldiers." she says, "it's the stress that you're under that you don't realize." >> i work with couples and families and individuals, people who have problems in their relationships, people who have problems with anxiety and depression, addictions. i myself had anxiety disorder when i was in my 20s, and it kind of came on me very suddenly, and it was very debilitating. so i know the terrible feeling of anxiety disorder, the horrors of a panic attack. i've experienced that myself. >> the thing that alcohol did for me is, it numbed the depression. the depression was 24-7. i was able to work a job and really excel with it, because i had learned to be a hard worker. and once i got home, i had nowhere to turn. my mom was a nurse. pills were everywhere. in fact, when i started the program, my mom says, "why d