hi, everyone. welcome to "on the money." >> e-mails hacked, credit cards, too but is our election at risk? the little family business you may have heard of, hallmark. how does the greeting card company stay ahead in the digital age? money moves you should make no matter who wins the election. advice to calm your nerves. and winter travel friends the best times to book. and remember when you were a kid and wanted to try out for the circus? our kate rogers actually got a shot. "on the money" starts right now. >> this is on me thun, your money, your life, your future. >> we begin with the election.

tuesday? we don't mean allegations of voter fraud or a rigged election, but there are concerns voting machines could be vulnerable to hackers. the department of homeland security has acknowledged hacking attempts on the election systems in 20 states. andrea day has this week's cover story on election hacking. >> we have something that is so critical to our country that hasn't had commensurate security applied to it. >> reporter: the group cybersecurity group decided to see how easy it would be to manipulate the election system. the first step, the team tracked down an official voting machine for sale on-line. >> it took a couple of days and we were able to reverse engineer all of the stuff on that system. what was fascinating is the last election's information was still on the hard drives. >> reporter: that's not all. they were easily able to reprogram the card voters used to cast their ballot. it could be programmed to look

and over and without a paper backup, it could damage the results. >> there isn't a recourse. that's why it is such a risk. it can create fear, uncertainty, doubt in the election process. >> reporter: he says another concern is this usb-type card that collects data from the machine. >> all it is something that somebody physically carries from one place to another. that creates a gap in security. this could allow one to stuff the digital ballot in one direction or another. the to all of those different voting machines at the same time and manipulating each of those is very low, but if malware found its way in to the ecosystem it could do far-spreading damage. >> reporter: already 46 states have asked the department for cybersecurity help. they posted this information, we have confidence in the overall

nevertheless we must face the reality that cyberintrusions in this country are sophisticated. the big concern isn't about rigging the election but creating doubt in the system. his suggestion, not giving up on paper ballots. so if there is an attack there's a clear record. for security reasons, they wouldn't tell us who makes the voting machine only that the machines are out there and in use. i'm andrea day for "on the money." >> is concern about tapering casting doubt on an accurate vote un be made more secure cris thomas is a strategist and cybersecurity expert. thank you for joining us. >> thank you for having me. >> the main question is how vulnerable are electronic voting machines to hackers, and what can be done to protect them? >> the machines have shown to be vulnerable. the benefit, the saving grace is they are usually not connected to the internet and require physical access to the machine to cause problems.

it sounds like the internet is a source of vulnerability. it is any form or just at the voting booth. >> if the machine is not connected to the internet it is difficult for an outside intruder to attack multiple machines at one time. the fact they require physical access to cause harm helps to limit the possibility there is any nefarious activity going on. >> if something were to happen it would have an affect on the outcome in a large way it would have in hundreds of thousands of places. >> 9,000 jurisdictions, and all use different equipment and trying to sway an election would require a compromise of several hundred machines. doing each individually makes it more difficult to accomplish that task. >> a lot of localities say they don't have the resources to make sure they are secure. should there be federal oversight of voting. >> there are already federal government agencies available to

department of homeland security that offer assistance to help to certify their systems. whether or not election should be critical infrastructure is what we are facing at the moment. >> what happens is if they are categorized that way? >> it would require more reporting and may require -- it depends on how the cat gorization comes out. a lot answered yet. >> a lot of ways to vote, optical scans, punch cards, paper ballot. does there need to be a unified way or would that increase vulnerability. >> it may increase issues because we have one thing a hacker can study. 9,000 jurisdictions and different types of equipment and that promotes resilience of our system. >> reporter: how do we make the

>> we only talk about this issue once every four or eight years wech need to have a conversation on what we will do with our voting systems so we don't have the same issue next election. >> counting down and watching the results come in hour by hour, how will we know if there has been nefarious influence in the outcome? >> because the fact our election is distributed, it is very difficult to have an attacker cause age that are not accurate. we'll know. >> we'll know. >> you say it will be pretty clear. >> it will be pretty clear. difficult to have a bad vote count that somebody doesn't notice. >> thank you for joining us. you will have a busy night on tuesday i imagine. >> yes. >> thank you so much. now here's a look at what's making news as we head to a new week "on the money." city hiring and the u.s.

last month, according to the labor department. slightly below expectations. average wages increased and unemployment rate fell to 4.9%. previous months revised upward. the market slid most of the people. the s&p and nasdaq fell the eighth consecutive day on thursday the longest losing streak since 2008. the dow fell for seven straight days including loss on tuesday. stocks continued to fall on friday. as expected, the janet yellen federal reserve left interest rates untouched this week. the fed meets in december where a small rate hike is predicted. american cars hit a new high in fuel efficiency last year. the epa said the average vehicle got 24.8 miles a gallon in spite of more trucks and suvs being sold. up next "on the money,"

a century of birthdays and celebrations. how is the company coping with the digital revolution? >> are you letting the election hype stress you out? the smart strategies that will keep you from making an emotional mistake. now a look at how the stock market ended the week. what powers the digital world? communication. gives 35,000 fans a cutting edge game experience. or the network that keeps a leading hotel chain's guests connected at work, and at play. or the it platform that powers millions of ecards every day for one of the largest greeting card companies. businesses count on communication, and communication counts on centurylink.

upfits tailored to fit your business, greater cargo capacity, and easier access to your workspace, ram promaster and promaster city let you maximize every hour, minute, and second

it's a thrill to see a colorful envelope with your name on it. today the iconic brand hallmark has a 56% share of the card business. john ald j. hall jr. is president and ceo of hallmark cards. talk about the initiatives to keep up with the time.

it is large, healthy and vibrant. u.s. consumers exchanged 6.5 billion greeting cards last year. that means that about $13 billion people touched a greeting card whether they were a sender or receiver. it is an active part of our business portfolio. >> you think the greeting card business is alive and well? >> we think it is healthy. >> even in the digital age aren't people sending them with phones. >> people are finding new ways to express their sentiments, but unlike a lot of other industries the greeting card industry has not been disrupted by technology. we are not like newspapers or books or cds or film. >> revenue is lower over the last couple of years, volume is down. >> slightly. it is not a significant decline. it's still an important category. you go to some 60,000 retailers

in the united states, it still represents a significant part of the store. >> i didn't realize you guys own crayola. >> yes. >> and i wonder if that is getting benefit from the adult coloring book craze? >> crayola has enjoyed a great rebirth of boomers rediscovering their desire to be creative. it is great for kids, but it's great for adults who have wonderful memories. >> as i can attest, fun for us movies. that is another business getting disrupted a little bit. is that affecting your planning for the assets going forward. >> the great thing about our portfolio is they all lean in to the world that we play in people's lives, helping people connect with one another and celebrate wonderful moments in their lives and that's ageless. whether you go back in time to ancient civilizations or the

had the desire to reach out and connect with someone emotionally. that's just as powerful today in a digital world. i think in a digital world, people are starved for that human connection. >> what are some new events that people might be sending cards for these days, helping to drive some new areas of growth. >> the emotional connection that, text messaging for instance, it is not as fulfilling as an connection that somebody may exchange in a greeting card. one of the things that i found kind of fun and surprising was with a group of millennials. i was asking large group what they were going to do to celebrate valentine's day. this is just a week before. they kept talking about paper greeting cards. i said, now, wait a minute, what are you going to do? you have snapchat, facebook, e-mail, all kinds of alternative

friends and loved ones and they said, i'm going to get 300 of those on valentine's day. but none of them have the same kind of emotional meaning that a card does. what was universal is what was special about a greeting card was that it was a very personal, heart-felt message. i think people, whether millennials or baby boomers, people are looking for connection. >> don, thank you for >> thank you. up next we're "on the money." are you stressed by the election? the smart money moves that will help you keep calm and carry on.

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in a few days america heads to the polls to pick the next president. this year a lot of people are nervous over how the election outcome will afblgt their money. joining me with more on this nick holeman a financial planning expert with automated investing company betterment. welcome. does it seem customers are looking for information on what to do about the election outcome? >> yes, it does. i speak with quite a few every week and the election has been brought up more often. which is understandable. people think the outcome of the election may effect the stock market returns. if you look at data it is not true. vanguard did a great study going

or republican was in show that are 11% in either case, which party is in power does not affect stock market returns. >> what are tips to manage your money regardless of who wins. >> first is don't let your political affiliation affect your investment strategy. focus on what you can control, that's how much risk you take, the fees you pay and your taxes. so something -- a great strategy we u called tax harvesting. during election years, even though returns are not affected, there is increased volatility in the stock market. the ups and downs we have been seeing recently and that is something that smart investors can take advantage of. >> take the downs. what about savings. you mentioned control. that's one area that people can control and try to do something about in a good way. >> investing is very important to reaching your financial

especially with holidays coming up, it gets difficult for people to stick to their good savings habits. part of my job is to make saving easier for customers. the main strategy that we use is called back ward budgeting. all of that is it flips traditional budgeting on its head. when normal people make a budget, they start with their expenses and track every purchase they make. >> it's a pain. >> exactly. no fun. >> that's why people don't stick with it. we flip it with financial goal and how much you need to save to reach the goals. right when you get your check save that money. whatever is left feel free to spend on whatever you want. it is less tedious and time consumer and people stick with it longer. >> keep the politic and money in separate buckets. thank you for coming in. appreciate it. >> thank you for having me. up next a look at the news for the week ahead and looking for a winter escape?

plus, they fly through the air with the greatest of ease. the daring yourng women on the flying trapeze including our kate rogers, coming up. tris. to get 60 sheets of drywall into my small van, i invented the fold-o-matic 5000. the (new) mercedes-benz metris worker. hauls more. stows more. and, at $25,995, saves more. add a low overall cost of ownership, and the metris worker can handle any business. ng at $25,995. mercedes-benz. vans. born to run. [burke] at farmers, we've seen almost everything, so we know how to cover almost anything. even a rodent ride-along. [dad] alright, buddy, don't forget anything! [kid] i won't, dad... [captain rod] happy tuesday morning! captain rod here. it's pretty hairy out on the interstate.traffic is literally crawling, but there is some movement on the eastside overpass. getting word of another collision.

because we've seen a thing or two.

. for more on our show and our guests, go to our website or follow us on twitter. here's the stories that may impact your money this week. on monday we'll see how the consumer is doing when we get

and how much credit card debt americans have on the books. on tuesday, don't forget to vote. happy birthday to bert, ernie and cookie monday storester. sesame street made its debut in 1969. friday marks veteran's day went we remember those who defended our country and fought for our freedom. winter is coming and whether you are vidsing looking to escape the cold it is a hot time to travel. joining us is jacqui gifford from travel and leisure. >> thank you. >> what are the trends in travel right now. >> one of the biggest trends is affordable design hotels. you don't have to stay in a five star property to have a cool room, beautiful lobby. there is chic hostiles.

night. >> are you staying with other people? >> you can, you can have a private or shared room, too. >> what about multigenerational travel? is it easier to take a whole family on vacation. >> it is. we have seen -- after the recession people started to value experiences over things. so it's the grandparents taking the kids and grand kids on vacations so villa rentals are popular. >> wab destinations. >> think of going to napa valley. january, february, it's the quiet months there. the cabernet season. you can get a great deal on a hotel. vegas, december is the lowest rates they have in hotels over the year. go to quebec city, montreal, a lot of festivals over the winter holidays. >> a lot of people don't have a choice when they are going. they have to go on that thanksgiving holiday, visit family, the crowds and madness, any tips this year.

most affordable fare possible, fly on thanksgiving or christmas day. that's an insider tip. if you g to cheapair.com, it is a great resource. they have the calendar mapped out saying which are the most expensive days to fly and which are best in terms of price. >> in terms of best price, when is the best time to book it. >> basically now. if you are looking for the best air possible, now. according to hopper it is an airfare comparison site things will go up for christmas fares. >> i have to go so i can book something. thank you for joining us. good to see you. do little kids still dream of running away and joining the circus? our reporter kate rogers got to do that. she took a spin on the trapeze, followed one of the artists and found it is a lot harder than it looks. >> reporter: ashley's life has come full circle.

wondering how something like that was ever made. and thinking i want to do that someday. and here i am. >> reporter: the 35-year-old gymnast has been with cirque de soleil for 12 years performing bung gee and chinese poles. she trains on bungees like this and does her own makeup before she gets on stage. the job is physically demanding. >> once you are in, the hard -- taking care of yourself, making sure you stay in shape to avoid stuff that could possibly happen. and then finding something else, too. because as a performer you can't do it forever. >> reporter: bungee work requires a ton of strength. i found out myself. let's just say i am not sure i have what cirque de soleil is looking for. >> that is seriously so hard. >> reporter: as you can see i

front flip was harder. and it depends on how long they can keep up with the physical demands of the job which are challenging. salaries can range from low of $50 a night and off brand low budget circus to six figures in a major production like cirque de soleil. >> like being a professional athlete. how do they set themselves f a is a different one. >> they really need to take care of themselves. ashley said she trains with a strength coach three times a week and runs almost daily. the stronger she feels the easier and more fun it s. the next career may not be so physical. people age out of this like dancer and gymnasts. it is matter of how long you can keep your stamina up to perform like that. i can tell you we were at the

people in their late teens to 60s. it depends on the person how long they are able to do it. >> that is impressive, flying through the air like that. thank you for giving it a try, kate. kate rogers. that's the show for today. i'm kelly evans in for becky. thank you for joining us. next week, more retailers are offering membership for a fee. are the savings worth the price? each week keep it here "on the money." have a great one.

from the studios of farm journal broadcast. this is us farm report. welcome to this special edition of u.s. farm report from kansas city. i'm tyne morgan, and here's what we're working on for you over the next 60 minutes. november came in like a from agriculture future of america in kansas city and we'll find out why. a fight over dicamba drift turned deadly last week, but why is it taking so long for epa to approve the new herbcide? we have henry clay he is called our consistent loser. that's our farm journal report. with the presidential election coming up next week, it's a triubite not to mock, but honor those candidates who's contributions might easily be forgotten... that's this week's american countryside with andrew mccrea.