average of 43 minutes each work day dealing with insurance paperwork. that lost time cost practices a combined $31 billion a year. or nearly 65,000 per doctor. >> what kis physicians are saying is, insurance companies, get out of my exam room. >> reporter: cutting out insurance lowers overhead, allowing elkima to charge less. >> i went on websites and checked out the prices and it's probably two-thirds less, i thought. >> reporter: because of a high insurance deductible, bob cause had avoided seeing a doctor. >> how's your hearing? >> what? >> reporter: here he got a complete physical and had a skin growth removed. >> stings, doesn't it? >> $137.70. >> reporter: all for less than $140. >> i think i saved probably -- today, probably over $700. >> reporter: elkima's practice is admittedly limited. no pregnancy care or hospital work. for that you still need insurance. >> if you have to have follow-up tests on a very frequent basis, then it would make more sense to stay with the traditional plan.

>> reporter: and for elkima, business can be slow. without all the patients insurance companies provide. still -- >> you miss the insurance company? >> not one bit. >> reporter: a feeling of freedom only money can buy. eric horng, abc news, burnsville, minnesota. pope benedict has issued his long-awaited letter admitting the church made serious mistakes handling child abuse by pedophile priests in ireland. the pope used the words "i am truly sorry" for the victims but stopped short of taking any responsibility or call for a single resignation. in north dakota the banks of the swollen red river are holding thanks in large pardon to lessons learned from last year's record flooding. barbara pinto reports from fargo. >> reporter: at fargo's first assembly of god church, a celebration. >> we need to give god thanks. we've been spared. >> reporter: the river crested a

foot lower than officially feared. neighbors thanked god and each other for keeping the swollen river at bay. >> just started looking like the flood was getting here earlier than they expected. they were ready to hit it. >> reporter: thousands of volunteers stacking more than 1 million sandbags helped save this city's homes. so did dry weather. in rural parts of the county the water washed out roads. tom and donna had to trade their car for a fishing beet. >>. >> reporter: the flooding and the fear are receding. slowly. all of this water is straining dikes and levees. so national guardsmen patrol around the clock. >> as long as the water is close to the dikes, we'll be watching. >> reporter: they could be watching this high water all week, while many here are declaring victory. the mayor is asking residents to wait for dry ground and a dry forecast weave dismantling their defenses, getting rid of all these sandbags. let's take a look at your monday forecast. there is rain for much of the

east today drenching raleigh, d.c., new york, pittsburgh, columbus, nashville. flooding from northern new jersey to new england today. cooler than normal with showers in florida and heavy mountain snow in colorado and montana. rain also along the northwest coast. >> 50s in seattle, salt lake city and billings. too did in chicago. 48 in detroit. 60s from new york to baltimore. 75 in miami. and 57 in new orleans. let's go sailing, why don't we. a daring way to get the world to see why they should recycle. >> a one of a kind catamaran set sale from california all the way to australia. the 60-foot boat "the plasticy" is made from more than 12,000 recycled plastic bottles, powered by solar wind and sea turbines. >> the crew of environmentalists hopes to use the 11,000 nautical mile trip to raise awareness about plastic debris polluting the ocean. huge swamps in the middle of the ocean with toothbrushes, umbrellas, plastic bottles clogging up sea life.

this is their way -- >> the first time i heard bottles i thought, is it going to store all that water? is it going to be too heavy? we'll be right back with more "world news now."

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if last night's historic house vote has ended in defeat for the reform bill the obama presidency would have suffered a major blow. >> in remarks after the vote the president down played the political significance to focus on the bigger picture. >> tonight, after nearly 100 years of talk and frustration, after decades of trying, and a year of sustained effort and debate, the united states congress finally declared that america's workers and america's families and america's small businesses deserve the security of knowing that here in this country, neither illness nor accident should endanger the dreams they've worked a lifetime to achieve.

tonight, at a time when the pundits said it was no longer possible, we rose above the weight of our politics. we pushed back on the undue influence of special interests. we didn't give in to mistrust or to cynicism or to fear. instead, we proved that we are still a people capable of doing big things. so this isn't radical reform. but it is major reform. this legislation will not fix everything that ails our health care system but it moves us decisively in the right direction. this is what change looks like. now as momentous as this day is, it's not the end of this journey. in the end, what this day represents is another stone firmly laid in the foundation of the american dream. tonight, we answered the call of

history as so many generations of americans have before us. when faced with crisis, we did not shrink from our challenge. we overcame it. we did not avoid our responsibility, we embraced it. we did not fear our future. we shaped it. thank you. god bless you. and may god bless the united states of america. >> and stick around, we'll be right back. guy: hey, sara. ohgosh. 'so cute. how do you know him? c'mon donovan, do it like i taught ya. ve the new tattoo,ara. let's go dude. what? dude, that's sara. who's sara? the girl in the pink shirt. that's the girl i was telling you about. oh, that's sara. theater two on your left.

hey sara, whatolor underwear toda hey sara. so, whenou gonna post something new? announcer: anything you post onanneanee. milyfriends... e ya later, sara. even not-so-friendly people. tiger woods is slowly coming in from the cold. >> for the first time since that thanksgiving episode he sat down to talk to espn. >> what's the difference between the man who left augusta national a year ago and the one who's about to return? >> a lot has transpired in my life.

a lot of ugly things have happened. things that -- i've done some pretty bad things in my life. and all came to a head. but now, after treatment, going for inpatient treatment for 45 days and in more outpatient treatment, i'm getting back to my old roots. >> for a lot of people, the spark of those bad things is november 27th. early that day, what happened? >> well, it's all in the police report. you know, beyond that, everything's between elin and myself. and that's private. >> why did you lose control of the car? >> as i said, that's between elin and myself. >> if it's a private matter, why issue a public apology? >> i owe a lot of people an apology. i hurt a lot of people, not just my wife. my friends, my colleagues. the public. kids who looked up to me. there are a lot of people that thought i was a different person. and my actions were not according to that.

and that's why i had to apologize. i was so sorry for what i've done. >> you said you were in treatment. the simple question is, for what? >> that's a private matter as well. but i can tell you what, it's -- it was tough. it was really tough. to look at yourself in a light that you never want to look at yourself, that's pretty brutal. >> what'd you see? >> i saw a person that i never thought i would ever become. >> who was that? >> i'd gotten away from my core values. i said earlier. i got away from my buddhism. i quit meditating, i quit doing all the things my mom and dad have taught me. as i said earlier in my statement i felt entitled. that is not how i was raised. >> why not seek treatment before all of this came out? >> why -- i didn't know i was that bad. i didn't know i was that bad. >> how did you learn that? how did you learn it? >> stripping away denial, rationalization. you strip all that away and you find the truth. >> how do you reconcile your

behavior with your view of marriage? >> living life in amends. that's working at it each and every day. >> given all that's happened, what's your measure of success at augusta? >> well, playing is one thing. i'm excited to get back and play. i'm excited to get to see the guys again. i really missed a lot of my friends out there. i miss competing. but still, i still have a lot more treatment to do. just because i'm playing doesn't mean i'm going to stop going to treatment. >> what reception are you expecting from fans? >> i don't know. i don't know. i am a little nervous about that. to be honest with you. >> how much to you care? >> it would be nice to hear a couple of claps here and there. but also hope there are also claps for birdies too. >> 11 months ago, i asked you how well does the world know you? what's your answer to that now? >> a lot better now.

i was living a life of a lie. i really was. i was doing a lot of things, as i said, that hurt a lot of people. and stripping away denial and rationalization, you start coming to the truth of who you really are. that can be very ugly. but then again, when you face and it start conquering it ask you start living up to it, the strength that i feel now, i've never felt that type of strength. >> in the last four months, tiger, what's been the low point? >> i've had a lot of low points. i didn't think i could get lower, it got lower. >> an example? >> when i was in treatment, out of treatment, before i went in. there was so many different low points. people i had to talk and face like my wife, like my mom. >> what was that moment like? either one. >> both of them -- both of them were very tough. i'd hurt them the most. those are the two people in my life who i'm closest to. to say the things that i've done

truthfully to them is -- actually was very painful. >> what was your wife's reaction when you sat down and had that first conversation? >> she was hurt. she was hurt. very hurt. shocked. angry. and, you know, she had every right to be. i'm as disappointed as everyone else in my own behavior because i can't believe i actually did that to the people i loved. >> i asked this question respectfully. but of course, at a distance from your family life. when you look at it now, why did you get married? >> why? because i loved her. i loved elin with everything i have. and that's something that makes me feel even worse. i did this to someone i loved that much. >> how do you reconcile what you've done with that love? >> we work at it. >> really candid there from tiger woods. a lot of people had been concerned in all this time we hadn't really seen him since

thanksgiving are. what was his physical fitness level? i heard one of the reporters saying right after one of the things that she noticed the most, having interviewed him throughout his career, he's really, really fit right now. >> he's in fighting shape for the masters which again starts april 8th in augusta. he'll be there.

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to finish what you started today. for the aches and sleeplessness in between, there's new motrin pm. no other medicine, not even advil pm, is more effective for pain and sleeplessness. new motrin pm. "world news now" delivers your "morning papers." >> we wanted to see you running into the shot. yes, there he is. >> that's what we wanted to see. >> we want to see behind the scenes, pete. let's get to your first paper this morning which i would think a lot of people would say is an idea long overdue. leaving a bar, leaving a pe ini you think, i have to go number

one. i think a lot of people have thought that. take a look at the solution. this is out of "the daily mail." this is a new breed of public toilets that allow men to urinate into a funnel, and it's smart. it transfers the liquid into a compartment and it's converted into bio fertilizer. it is only for men. our producer is asking, it's only for men because you can't do a girl one, that's not nice. >> i've seen, they do make devices -- they have these -- without get don't go -- >> i don't want to even broach this entire conversation. it is only for men. >> i'm saying they make devices for women who can't get to the bathroom. they're like these cone things. like paper kobes. look them up, i'm not making this up. >> i don't think they're for use on the outside street. and it doesn't turn into bio fertilizer. >> i'm just saying there's probably been a drunken night or two where a woman has busted out the funnel. >> thank you. next story. >> or not. >> this is one of those stories that i typically would say, only

in new york, but it actually happened in china. i'll just show you the picture. i'll try to explain it as best i can. >> oh, no. >> so this guy goes out and tries to stop a taxi. as you can see, he's naked. of course the taxi driver's like, what is this guy? he stops the car. the guy latches onto the bumper and tries, without success, to lift the taxi off the ground. and the whole time he's saying, please give me strength, please give me strength, as he struggles with the taxi. and police eventually intervened after lots of looky lous stepped in. they tried to get him clothed again. at that point the guy ran and hid under a police van and refused to come out. >> is the idea no clothes, less weight to lift on the body so the taxi would be lighter? >> i don't know if that much thought went into it. i noticed you and a couple of people in the news room couldn't get enough of that picture. >> we did stare. this is a 36-year-old guy, a corporate lawyer, decided to

quit his job, he was always in love with legos, he's made it a full-time career. this is part of an exhibition called "the art of the brick." some of these sell for about $15,000 ea

historic day. after a year of bitter debate, the house passes health care reform. we'll explore what it means for americans. plus, teen text rage. a young woman in a hospital after a fight over texting turns violent. why police are sounding the alarm. and, health care flashback. we'll recap the last 48 hours of high drama in washington. >> kill the bill, kill the bill! >> it's monday, march 22nd. >> from abc news, this is "world news now." >> busy weekend, no doubt about it, in washington.

culminating a few hours ago with the president doling out high fives in the white house. >> safe to say there's a lot of congressmen asleep, tucked in their beds right now, fatigue >> good morning on this monday. i'm jeremy hubbard. >> i'm vinita nair. health care reform in america is a done deal this morning. president obama savored victory at the white house, then spoke to the nation shortly before midnight eastern time. >> today's vote answers the prayers of every american who has hoped deeply for something to be done about a health care system that works for insurance companies but not for ordinary people. >> it has of course been a long road for the president and democratic leaders. john hendren joins us from washington with more on this battle. good morning, john. >> reporter: good morning, jeremy. it was a nail-biter but just hours ago, by a margin of seven votes, health care reform headed to the president's desk. >> on this vote the ayes are 219, the nays are 212. the motion to concur in the senate amendment is adopted.

without objection the motion considered is laid on the table. >> reporter: with that president obama declared victory. >> we proved we are still a people capable of doing big things and tackling our biggest challenges. we proved that this government, a government of the people and by the people, still works for the people. >> reporter: the day-long debate was bitter and hard-fought. >> it's about this moment. it's about the truth. it's every reason why you were elected to come and serve in congress. >> reporter: there were protests. >> kill the bill! >> reporter: there was also bombast. >> on health care, the democratic party is the party of hope. and the republicans are the party of nope. >> there is dirty deal after dirty deal after dirty deal in the bill that this house will vote on. it is a disgrace. >> reporter: there was hyperbole. >> we know the consequences of this bill will be frightening and horrible. freedom dies a little bit today. >> reporter: and there was a

breakdown in the usual civility beneath the capitol dome. >> house will be in order! house is not in order. >> reporter: the house passed a second bill making changes to that first health care bill they just passed. that still has to pass the senate. but because they passed the main bill, president obama scan now sign health care reform into law, and tonight he made it clear he'll do it. jeremy and vinita? >> some contentious moments no doubt about it. and some 11th hour decision-making here too. this anti-abortion bloc switched its vote from no to yes yesterday. how important was that in getting the bill passed, john? >> reporter: that was a group of six votes led by pennsylvanian bart stupak. and that no doubt put the democrats over the top, from 213 to 219. 216 was the crucial number, and that came in part because president obama personally lobbied them and also pro-choice lawmakers. jeremy and vinita? >> john hendren, thanks for joining us this morning. house speaker nancy pelosi credited the late ted kennedy

for making health care his life's work. his widow victoria released a statement which read in part, as ted kennedy said across the decades in the best and the most discouraging hours, health care was the cause of his life. tonight that cause becomes more than a dream, it becomes america's commitment. ted knew we would get here and all of us who loved him and share his hopes for america are deeply grateful. ahead of the health care vote opponents were pulling out all the stops in trying to stop passage. some of the attacks turned very personal. here's david kerley. >> reporter: a remarkable scene. a remarkable statement. the speaker and democratic leader walking hand in hand to go vote on sunday with representative john lewis, who saturday was reminded of the old battles from his civil rights days. >> kill the bill! kill the bill! >> reporter: surrounded by angry protesters at the capitol, someone yelled the "n" word at lewis. and a few steps below, representative emanuel cleaver was spat on.