welcome to "on the money." i'm becky quick. here we go again. could we see another government shutdown this week? could it happen and what will it mean to you? pope francis captures hearts with this historic visit but what does he really think about the united states and capitalism? before you sign if you're thinking of leasing a car, we have the most important questions to think of before you drive away and you can rent an apartment, rent a car. now you can even rent a chicken. it's part of the sharing economy. "on the money" starts right now. >> this is "on the money." your money, your life. your future. now, becky quick. >> as the late yogi bear might have said, it looks like deja vu all over again. barrelling towards another government shutdodown this week with the name calling and gel ral washington nastiness.

but politics has an effect on the american people. eamon javers has our cover story. >> it's time for congress to be held responsible. >> americans love to complain about the federal government, but when it suddenly goes away, effects can be jarring. back in 2013, elderly veterans pushed past barricades at the world war ii memorial that became theconic moment of the standoff that forced the closure of most of the federal government. estimates ares the last shutdow cost tens of thousands of jobs and $2 billion in lost productivity and now analysts say the oddsf a new shutdown are at ast even. >> my mood is one of angst. but i'm a little bit more optimistic than what i hear some pundits putting out. i'm optimistic that we'll be able to, mr. boehner and mr. mcconnell and the democratic

leadership read and will be able to come together to avoid a government shutdown. >> reporter: last time around, americans across the economy felt the impact. in 2013, banks were unable to verify social security numbers and the irs cited the backlog of 1.2 million verification requests in the first two weeks. the faa aircraft registry closed and an industry group said 156 aircraft deliveries were delayed and to the dismay of thousands, the national zoo's panda cam went dark. >> that was eamon javers reporting. if the congress and president can't agree on a spending bill, the federal government will shut down this thursday. we go to washington to get two views on what could happen between now and then. se jared bernstein and ramesh panuru, thank you for being here. why do you think we're here again? >> well, last time we were here,

it was bec bse a group of conservative republicans did not want to fund the affordable care act or obamacare. and along with the help from ted cruz and the senate, members of the house closed the government for over 2.5 weeks as we just heard. this time, a similar group wants to defund planned parenthood. now, leadership on both the democrat and the republican side don't want that to happen. so the negotiations that we're currently undergoing are trying to figure out how leadership can work with the conservatives that want to defund planned parenthood, kind of keep them and not close the government. that's the play right now. >> ramesh, this time around, it is a highly charged emotional issue. you're looking at planned parenthood and people have very staunch views on either side of this debate. i just wonder with that emotional component, if that means that you think it will be tougher this time around. >> well, you know, a lot of republicans are really up in arms after a series of videos

appear to expose really unethical behavior on the part of planned parenthood and it's just raised the tension on the right of the idea that planned parenthood as the largest abortion provider in the country also relies for most of it funding more than any other source on the federal government. now, a lot of pro-life republicans don't want to have a shutdown because they don't think that they're ultimately going to succeed by having a shutdown and cutting off funding for planned parenthood. but there are other folks who just want to have this fight. >> jared, what do you think? with the news that john boehner, the speaker of the house, will step down at the end of october, does that make it more or less likely that this shutdown will happen and then beyond october, then whahappens? >> look. i actually think it might make a shutdown somewhat less likely. one of the things that's always been a tremendous challenge for speaker boehner is that he doesn't want to shut the

government down but faces tremendous pressure from the part of this caucus we've been talking about. if you're resigning from your job, that pressure is obviously significantly diminished, so i think that the leadership will probably prevail. i will say this, by the way, about planned parenthood. none of the federal money that supports planned parenthood supports abortions. we should be clear on that and the following. last time, you had something like 80 republicans signing a letter saying we will close the government down over funding obamacare. this time, you have something like around 30. so there's actually less pressure from that caucus as well. >> when you say that none of the money goes to directly funding abortions, kind of ignores the fact that money is spongeable. >> there's a restriction in the law, specifically on that point. >> ramesh, what happens if we do get a shutdown? atwhat's the economic impact? >> the studies suggest that the last shutdown did make a little

dent in the economy, but the question this time would be how long does that shutdown last and i tend to think the odds o of a shutdown have gone down a lot because speaker boehner can now rely on more democratic votes. make up for the conservatives who won't fund planned parenthood under any circumstances. and keep the government running. i suspect that boehner is going to want to do that for the good of his party as he sees it. >> i think you're both probably correct in that assumption, but i guess i wonder what you get. >> let me say this. >> there was a temporary extension to get uthrough september. >> here's the thing, becky. >> the odds of a long-term extension arere higher too. i think boehner would want to get this out of the way. >> i haven't talked about it yet and it's a much bigger deal for the economy. we all agree that we'll probably not see a shutdown and even if we do, the dent will be as ramesh said. it's the debt ceiling. we hit the debt ceiling sometime

probably in around november. remember, boehner saide's gone in the end of october. he also was very much against defaulting on the debt. a lot depends on who will replace him and if it's someone who's more in sympathy with the tea party, say, a kevin mccarthy for example, if he takes over the house leadership, that could make it actually tougher on the debt ceiling to me as an economist, that's actually more worrisome than the shutdown probability. >> so if that's the case, then what's the economic fallout, jared, if you get stuck in that position? >> i think once you srt to seriously talk about defaulting on the sovereign debt, we know that you see marked indices get started. the vick's, a measure of market volatility responds to that in a negative way. we've got enough market volatility. at the end of the day, i think it's unimaginable we default on our debt. that conversation creates an uncertainty we don't need.

>> jared , ramesh, i want to thank both of you for being with us today. here's what makes news in a new week "on the money." the size and scope for the american economy for the second quarter. the last revision of the gross domestic quarter grew at anna edwa edward, annual rate of 3.7%. not expected to grow this strong in the current quarter. stocks poised to break a three-day losing streak on friday with early gains after janet yellin said she thought a rate hike was still likely this year. though they were mixed at the close. the man who was chairman of volkswagen for eight years is looking for a new job. martin vintercorn stepped down after a scandal of the admission ratings. vintercorn said he was shocked and did not know of the wrongdoing but accepted responsibility. vw is germany's newest corporation and if you collect social security in the united states, you should plan on

getting no increase for the next year. the government bases its cost of living adjustments on inflation readings and right now, it looks too low to warrant a change. there were no increases in 2010 and 2011 either. up next, we're "on the money." the pope's historic visit to the united states. what he really thinks about america, and our economic system. and later, baby, you can drive my car. auto prices are up, but monthly lease payments are down. is now the time to sign up for that sighhiny new car? as we duotogo to break, look at the stock market ended the week.

we'll have them do unto you. >> that was, of course, pope francis. this week, he became the first pope to ever address a joint meeting of congress. part of his six-day whirlwind tour of the united states. whether you're religious or not, it is hard to argue against the gold rule. but should that be a basis for behavior? an economic system or both and how should we interpret his message? joining us right now to talk about pope francis' visit, father thomas reese, the senior analyst at the national catholic report and father reese, thank you for being with us this morning. >> good to be with you. >> great to see you. what did the pope hope to accomplish with this visit to the united states? >> well, i think that the vit was both a pastoral visit and a prothetic visit. to preach the gospel, telling us about god's love and compassion towards us and our responsibility to love our neighbor, especially the poor.

but then he also had a prophetic message, a challenge to all of us. and there he spoke about our need to be more welcoming to immigrants and refugees, to be concerned about the poor, and to care and protect the vier environment, our common home, the earth. >> you call it prophetic, but a lot called it political. obviously, the pope is a long time advocate for the poor. he said major criticisms for the environment and economy, to things like inequality is the root of social evil. how do you think popee francis feels about capitalism? >> well, the pope, i think, has been very clearle that how we respond to the poor, to the immigrants, to the environment, even our economic decision, our moral decision, because they impact human beings, impact real people. he has been critical of what i would call libertarian

capitalism, unregulated capitalism. he recognizes that capitalism has brought a lot of people out ofpoverty. but there's a lot of peo pe still in poverty, and he wants to be a voice for those people. so we can break the cycle of poverty that some people are trapped in. >> pope francis certainly practices what he preaches. first pope in 110 years who didn't move into the sprawling papal apartments. lives modestly in the vatican guest house. i wonder if you think pope francis is on a mission to change the church and the way people see the church. >> absolutely. i think that this pope, one of the reasons people love him and admire him so much is he's the real deal. this is a pope, this is a man, this is a celebrity who's about selling jesus, about selling the gospel. and you see when he's interacting with people, it's not all about him. it's about them. he's embracing. he's inclusive. he's loving. he's warm and compassionate towards people, and that's what he wants us to be also.

>> anybody who tries to put him into a political box would have trouble this week as they watch him trading back and forth on the two sides of issues. obviously, the democrats like a lot of what they heard when it came to things on the vipe environment, making sure we regulate the markets and capitalism, but also went out of his way to go visit some sisters and show support for sisters who had a problem with obamacare and the idea that they had to provide reproductive health rights. i guess it's hard to pin him down. does he do that intentionally or it's who he is? >> he's not here to endorse one party or another. when he spoke to congress, he spoke about the evils of polarization, dividing people into enemies and friendie you know, the good guysuy and bad guys. i think, you know, like the american people, he would like to see our politicians sit down, talk to one another, work things out, and work for the, you know,

to solve the problems of the nation and the world. >> certainly a week that washington could stand to hear that message. father, thank you very much for jojoining us today. >> good to be with you. >> thank you. up next, "on the money." new car prices are higher than ever but monthly lease payments are falling. is now the right time to lease? and the mass scramble for fresh egeggs. what

with new car prices reaching all time highs, the record number of americans now leasing to keep their monthly payments low. according to experian automotive, leases made 30% of all new vehicle financing in the second quarter. since lease payments are falling, if you're looking for a new car, is that your bes be senior personal finance correspondent sharon epperson and this is the perfect timing for me. i'm trying to figure out myself. i've always bought a car in the past, but what should i know about leasing? >> the important thing to know is that lease payments generally per month are going to be cheaper than a loan payment for a car. you see lease payments fall further in the last year and less than $400 a month compared to $500 a month for monthly loan payments. that's the reason a lot of people want to getet into a lea but that's not the only reason to get into a lease. there's important questions if you have to ask not just your

monthly payments going to be but also a couple of other factors. how much you're going to use the car and this is something that got me when i leased the car. >> this is why i never leased. afraid of going over the miles. >> so if you commute long distances to work as i do, it's important to know that and what your mileage is going to be. when you look at the money factor, they talk about interest rates with leases. it's easy to understand with the loan payment. you want them to do it in terms of the interest rate and the calculations to really be comparing apples to apples. >> the one thing that's concerned me is the idea, if there' a nick on the car or, you know, a little scratches along the side or something, that's never botred me but to pay for all those things. >> you have to pay for those things with a lease. you have to be careful with excessive wear on the car that you're going to have to be paying for that. a lot of mistakes that people make are not looking into those things, not realizing those are factors that could be ones that cause the lease to be more

expensive in the long run. >> there's people who think buying is for them. what are the sort of advantages of a buyer aside from the disadvantages we just talked about with liseasing? >> if you're going to drive the right amount of mileage, the right amount being less than 15,000 miles, the lease is going to be cheaper. 12,000 miles lease is cheaper. if you own your own business, you may be able to have a tax deduction. that's something else to consider. the other factor that people, you know, may think about is that they like switching it up. they want a new car. they want to try a new model. not sure if they like that particular model or brand of car, so they'll try it out a little bit. that's another reason to get into a lease. there are some good reasons. you're smiling. >> you just convinced me why i don't want a lease. i don't like change. i don't want a new car every three years. and i'm sure i will drive over the mileage and i'm still going to worry about getting the car dinged up. >> one thing you can do is you

can get a lease and then switch it over and purchase it later. sometimes, that can be more expensive. you have to work out the numbers and see what works for you. but i chose that route. i did choose that route for one of my cars, but i must say the best thing ever, don't have a monthly payment for anything. buy your car, pay it off, and keep that. >> i've had it for a long time. it's fine as long as i keep getting it checked up. it's great not having a payment for a car at all. helps a lot. >> thank you very much. up next "on the money," good news for the week ahead. why, some people are willing to pay three times the store price for an egg and clucking all about it.

for more on our show and guests, go to our web site. otm.cnbc.com. and on twitter, @onthemoney. here's the stories coming up that may impact your money this week. on monday, president obama and russian president putin will meet in new york with the crisis in syria topping the agenda. on monday, pending home sales for august are released. on tuesday, the case shiller home price index comes out. thursday, we get auto sales for the month of september and on friday, the big number of the week, we'll find out how many jobs created when the jobs report for september is released, at least assuming there's no government shutdown. there are signs of the sharing

economy everywhere and now you cann find it in your backyard. if you have a hankering for farm fresh eggs, you don't have to own a chicken. now you can rent one. morg morgan brennan explains. >> reporter: farm fresh eggs in your backyard from chickens that are rented. several start-ups have been hatched that lease out hens, all of the necessary supplies in what's perhaps the quirkiest addition to the shared economy. >> we are an affiliate farm, raise chickens for our customers to rent for four to six month rental over the spring and summer. and then we'll come pick them up so you don't have to keep them over the fall and winter. >> reporter: kay owns a farm and rentthechicken.com. >> usually we make more than one delivery in a day. the majority of customers are very interested in knowing where their food comes from. >> reporter: it's without the hassle of an up front investment or time commitment. it can take six months for a young bird to begin laying. gets two hens l laying eggs dai,

a coop, and 100 pounds of feed. enough to last for the four month period. and so if i wanteded to hang ono these chickens for four months, that includes the price of the feed and the coop and the chickens and their eggs. pair with birds and pay affiliate fees to the home office. company cofounder jen hopkins said by the 2016 rental season, she'll have signed contracts with affiliate locations, up from just 12 this year and rent the chicken isn't the only company cracking open this concept. maryryland based rent a coop charges $180 for a one month coop. re renta chicken.net, $200 for six months. bird flu is a boon as well. wiped out 10% of u.s. production. these companies say demand for backyard flocks have jumped.

given the fee the renters pay. $400 for four months breaks down to $1.79 per egg. a total of $21 per dozen. leas at least three times higher than the priciest eggs in the store but a premium number are willing to pay. just to know where breakfast came from. morgan brennan, "on the money." >> plus, they're cute. that's the show for today. i'm becky quick. thank you so much for joining me. my guest next week is former president bill clinton. each week, keep it right here. we're "on the money." have a great one and i'll see you next weekend.

good morning, america. happening right now -- welcomed with love. philadelphia is electric. the largest crowds yet embracing pope francis. the incredible moments. halting his motorcade to bestow a blessing. a mother overcome. >> and i was just crying happy tears. >> and serenaded by the stars. the big night ahead of today's massive mass. i'm in philly heading our "good morning america" top to bottom team coverage. concert chaos. the crowd out of control, rushing the stage. fans trampled and injured. emergency crews on the scene, how did this happen? also this morning -- horror at home, two sisters attacked. >> he's stabbing my sister! he's stabbing her! >>