"on the money"ment i'm kelly evans in f back to school seaso much of the country but should that even exist or is a year-round school a better idea. we'll see if it gets a passing grade. the first off-shore wind farm in america. does it have a future or is it an expensive boondoggle. >> retiring overseas isn't just for the rich. three places to consider for fun, sun and savings. and the hot trend in fitness, upside down is the new downward dog. >> i don't want to leave this position. >> that is diana olick, "on the money" starts right now. >> this is your money, your life, your future. books and backpacks and binders, it is back-to-school

and teachers but should there be er this c week. >> for some students, school is never out. classes are in session all year long. 3700 schools are on a year-round school in 2011 and 2012, most recent available said that is 4% of public schools. instead of a long summer off, the 180 day school year is being reorganized with shorter breaks throughout the year. proponents say year-round school is designed to stem summer learning loss. moej students lose math schools and low income children lose reading schools. another advantages include reducing student and children burnout and for low income families access to health care and free and low price meals but it creates scheduling problems

during the breaks in the spring juggle conflicting schedules. and with classes in the hot summer months, many schools don't have air-conditioning. that adds to the price tag. changing the calendar year is a big challenge for any school but does the switch really improve learning? joining us now are david hornak of the national association for year round education and christine campbell, the president of the west virginia teacher federation of teachers. thank you for joining us. david you have a couple of schools in your district on the year round schedule, why are you such a fan of this approach. >> we know benefits firsthand to the benefits of the calendar. students and staff that operate on the calendar are able to take breaks for frequently and when students are actively engaging in learning they are more prepared to navigate the curriculum moving forward. couple that with the fact that we have our faculty that

able to be reflective practitioners and able to look back at where they've been and >> christine, you guys also have schools in your district on year round calendars, is it a good approach and a good fit for everybody and what are some of the downsides? >> we do have a couple of schools in one district that are on a balanced calendar. we have a couple of schools that were and have gone back to the traditional calendar based on the fact that is it is too -- the logistics of it really don't work for multiple districts, for changing from one to the other, with all of the things that we have to coordinate statewide. >> it is interesting, david, that the argument over this approach really seems to be more about logistics than learning. evidence on the learning is actually pretty mixed right. this has been debated for years. it is not clear that year-round school helps out come. >> the

very clear. outcomes for the students that are operating on a outperforming the students on the traditional calendar. on average, a teacher on the traditional calendar is required to reteach between four and eight weeks annually after the summer intermission. if you were to combine that over time you find that students entering high school to be a year to a year and a half behind counterparts on the balanced school calendar and just wonder why do we keep having the debate regarding adult issues in many cases. >> christine, is the evidence clear in your view? or is the jury still out? >> well aside from the logistical problems, there are so many other things that actually also improve student achievement and those are some of the things that we're working on in west virginia. and that is providing wrap-around services through community schools, iis

opportunity to -- for the summer programs that we used students are federally funded. in the summer, they are an opportunity for federal funded programs, but in the intercessi inssit falow on th locals. and so the resources that it takes to provide some of those programs, we don't necessarily have in our rural areas. >> that is the final element of this, david. the cost issue. you guys yourself have had budget challenges. is year-round schooling more expensive. >> the reality behind this is, yes, we have a lot of resources that are being directed at our schools. i just wonder if we would be able to repurpose those resources in another way if we didn't continually be challenged by the summer slider, that summer learning loss that occurs

annually. and would wager that if we could repurpose the intohat we are in fact creating by operating on the traditional calendar, i just wonder what he had case would look like -- education would look like in the future. >> for now, most people are headed back to school. thank you so much for joining us. >> it has been a pleasure. >> thank you. now here is a look at what is making news as we head into a new week "on the money." america's economy continues to grow at a sluggish race. the gross domestic product grew an annual rate of 1.1% for the second quarter, about what was expected. it is down a little bit from the last reading of the gdp. most analysts expect it to pick up in the second half of the year. a sleepy week for the markets. the dow and s&p 500 posting the lowest close on thursday. the nasdaq had a the first back to back losses in two months but stocks are mixed on friday.

housing market, new home sales climb to the best level rate of 654,000. the best in nine years. low interest rates and a strong jobs market are helping boost the numbers. and if you think the roads are more crowded these days. you are right. u.s. driver logged a record number of miles in the first six months of the year. 1.5 trillion miles exactly. that is up 3.3% over last year. falling fuel prices and more efficient cars and unemployment rate factor in. think of cleveland and you think of a river whose caught on fire in the 1960s, but think again. cleveland does back and in a big way and start-up companies are a huge part of the rebirth. kate rogers has more. >> with a historic nba championship win for the cavaliers an the recent national convention under its belt, cleveland is proving it is ready for the nationasp

now the city start-up scene, ce. tom licks, founder of cleveland whiskey, launched his business in 2013 after selling his software company in boston. the start-up uses new technology to accelerate the distilling from years to days, something that may not have been easy to build in a crowded city. jump start is starting and have invested $35 million into 80 companies that have gone on to generate $2 billion. 30% of the investments are in women and minority-run businesses. >> a decade ago, polices like cleveland -- places like cleveland didn't have this but now they believe it is the future of the economy. >> nationally it is ranked number 12 for the small business growth according to the kaufman foundation with 1100 small businesses for every

residents in the area. local groups like the from the suburbs and outer cities and there is a strong desire to be here. of dollars in new influx of ne residents. since the early 2000s they've seen a jump in 80% in population and a 70% increase in millennials. >> and more people means more business and they are leaning on the support of locals to start to grow. >> the best part is being part of a revitalization and being part of that growth. >> what i was most impressed with the hustle and the drive the small businesses had and the support system from consumers to nonprofits to the main street businesses there, they are all

sure that cleveland continues t throughout the whole city. >> absolutely. there is about $3 billion approved in construction projects to go towards that downtown revitalization in 2016. that is a huge number. there is another area called the gordon square arts district where old city soda is based and they've undergone $30 million worth of revitalization over the past decade so they have taken them a much smaller time but you could see that spreading out block by block. and it is inspiring and a great trip. >> thank you for bringing it to us. kate rogers. up next, on the money, the ocean breezes could keep you cool and could do something else to give you a step closer to reality. and we have affordable destinations for you. >> and as we go to break, take a look at how the stock market ended the week.

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in the search for clean renewable energy to power the planet, one possible alternative solution is wind power. jackie deangelis takes us to block island off the coast of rhode island where the country's first off-shore wind farm is just weeks away from powering on. >> it cost $300 million to build. but just three miles south of block island, construction of the first u.s. off-shore wind farm is nearly complete. when fall, this 30 megawatt project will provide energy to roughly 17,000 homes. that covers the island, and a little more. the project is the first of its kind in the united states. and estimates suggest it will reduce consumer power costs here by roughly 30%. important to this community, er

highest in the nation. it. it will receive a government subsidy in the form of a 30% tax credit. >> the wind turbine under construction behind me is almost 600 feet tall and about three miles off the southern most point of block island. where this project is so important is because people say it lays the blue print for projects to come. it is the first off shore wind farm in the united states. and deepwater is using that blue print to plan the next project. a wind farm between block island and martha's vineyard that would generate a thousand megawatts for long island. >> i think in the next year or so we'll see off shore wind built and the opportunity is much larger than that because we have an off shore wind resource off the coast. >> the department of energy said nearly

shore wind projects are in various stages of development. values. >> that is one of the concerns, that the property values could beautiful -- cause you have view of the ocean. >> and while it brings down energy cost on the island, the rates locked are in double than what homes on main land pay. deepwater said the energy comes will come down as the technology gets deeper and the projects continue to scale up but this project is getting all of the attention and it is fuelling the debate around off shore wind projects in the united states. kelly. >> absolutely. jackie, thank you. our jackie deangelis. up next, we're "on the money." if you want to stretch your retirement dollar, you could live even cheaper abroad and

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been easier. legal zoom. legal help is here. if you are ready to stop working but want to move on to a new adventure, you could retire to another country. would a new lifestyle be a permanent vacation or are there risks to consider. kathleen

publisher of live and invest and more all of the time. today it is an in increasely common main-i'd yeah. >> you have three destinations. let's start with portugal. >> it is a wonderful country and has so much to offer the retiree. it has great weather. very affordable cost of real estate and affordable real estate and beautiful beaches and medieval old towns and culture. it is the best of the old world and very affordable and in fact very welcoming of foreign retirees right now. >> your other two locations closer to home in mexico and belize. what makes these places attractive to retirees. >> mexico and central america have been really the most popular destinations for this idea for a long time because they are so nearby, so accessible. their sunny and sunshine and good weather is a top priority for retirees

as well as affordable, for cost of living and real estate if you want to buy a home belize and p vallerta, mexico, in particular, offer all of those things. and another thing that both of these places, belize in particular and mexico offer is a established ex pat communities. >> and one of the biggest risks has to be health care. how does that work if you retire and move overseas. >> the truth is the standard in quality of health care in many places and in these three countries in particular could be as good or better than in the united states. and it is definitely going to be more affordable. health care is more expensive in the united states than anywhere else in the world. and you could find very international standard hospitals and other facilities an english speaking doctors to get good care but the thing to understand is your u.s. health insurance won't travel with you or cover you overseas. >> do you recommend that people rent a home or is buying one the better decision? >> i strongly recommend renting first generally, because t

not everyone is going to be happy in this new life. and the first place you decide to settle, maybe that is not ideal for you and you want to move. if you bought a home, then it is more complicated. you have to resell and it is expensive and maybe you can't find a buyer. i really strongly recommend rent for six to 12 months at first, to make sure that the place you've chosen is the place you went to be and that the idea works for you in general. >> i have a feeling i'll hear from my parents whose interest you have probably piqued here, kathleen. it is fascinating that more people are considering this and going ahead with that. thank you for joining us. up next "on the money," a look at the news for the week ahead. and these new workouts are anything but boring. we'll run through how someyms are amping up the fun in your fitness routine. >> go to listing all cars.com and search from over 4 million cars and use your desktop and tablet or smartphone and it is fast and frentd

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for more on our showond our guests go to our website and follow us on twitter at on the money. here are the stories coming up that may impact your money this week. on monday, a look at the health of the consumer when personal income and spending numbers come out. tuesday, we'll see if home prices are going up or down when the case show home price index is released. and happy birthday to the oracle of omaha, warren buffett is turning 86 years young on thursday we get auto sales for the month of august and on friday the closely watched employment repor

we'll find out how many jobs were made in august. and the competition in fitness is fierce and studeooid are going all out to get you crazy fit. diane oleic is here to show us the ropes, literally, i guess, from washington. >> well, kelly, it started at small boutique fitness studios but national places like crunch are offering new ways to work the same old body and taking fitness to new heights. >> it actually feels really good. >> whether you are hanng for the ceiling -- or bouncing off the wall, you are definitely not bored and that is the strategy behind new fitness offerings in a space that is getting increasingly crowded. >> how important is it to really mix it up? >> oh, so important. i think nowadays, the students are getting much smarter. they are getting much more educated about fitness and wellness and the different offerings so it is important as a business to constantly innovate. >> at spark yoga

virginia -- >> point your toes. and then -- >> they are taking your downward dog up in the air, strengthening core and grip and decompressing your spine. but more than that, they are attracting people who just want something new. >> there is so much you could do between cycle and bar and aerial yoga and everything and so i just try and keep switching it up to stay active and not get bored with anything. >> impossible to get bored at ag fix on manhattan's upper east side. it is something like a human video game where you follow the lights on the floors and walls, working both body and brain. >> it is ridiculous. i have never sweat so much, worked out so hard and felt so tired when i was done. >> the technology is by a spanish company povva gym, they

30 workout studios across eure and theyell me they will double that in the next year. >> we fielded a ton of calls. a lot of people are really interested in the technology and now it is up to them to head over and check it out for themselves or come here and make the investment. >> the system costs over $100,000. but the payoff could be big. because in fitness today, if you build it, and flash it up, they will come. >> now not only are the fitness studios benefiting from the crazier workouts but the companies behind the crazy products are doing just as well, from companies like paffa gym to boxes and balls and kettle bells an boxing gloves and i could go on and on and it magz the growth in this sector. >> so you have sampled a bunch of new crazy and upside down workouts and how did you like them? >> well, i will report on it if i hadn't done ian

the upside down aerial thing yoga is -- but when you are hanging upside down, your back is amazing. as for the other pin ball thing, it was fun, i don't know how long i would do it. if i would get the month long membership. but it was definitely fun for a group of people or bring your fans or as a destination. >> diana, thank you. diana olick again, trying all of this out for us. telling us about the newest trends in fitness. that is the show for today. i'm kelly evans. becky quick will be back next week. thanks for joining us. next week dolly pardon. each week keep it right here. we're "on the money." have a great

good morning, america. air scare. the on-board emergency. a catastrophic engine failure at 30,000 feet. >> engine failure. lost number one engine. we're descending. >> this shocking sight out the airplane window. the cabin losing pressure. terrified passengers grabbing for air masks. >> children were screaming and crying. >> what went wrong? could it happen again? a shooting investigation this morning. three people questioned overnight in the shooting death of superstar dwyane wade's cousin. she was caught in the cross-fire. >> we do have a gang and gun issue in chicago. but we're doing our -- our very best to fight this. >> this morning, the new calls to stop the violence. immigration and e-mail. donald trump heading to the