and i said, "yeah." if it can happen to me, it's gonna happen to you. >> announcer: you can become a victim of identity theft in an instant. your personal information is at risk. >> well, this guy pulled my social security number right out of thin air. >> announcer: whether thieves get your personal information by looking over your shoulder, going through your trash, or hacking into your identity online, the results are the same. >> i cannot currently get a credit card. >> just because you're a victim once, don't think you won't be again. [ applause ] >> well, please welcome mark, stephanie, and hanna to the show. welcome them. [ applause ] stephanie. >> hi. >> you need to tell everybody -- you had a roommate, right? >> i did have a roommate. >> nice girl. friend to you, right? >> yeah. >> she was cool. >> great friends. >> her boyfriend did what to you? >> it is my suspicion that he opened some credit cards in my name. >> how many months did it take you to start cleaning up the damage that this person did? >> several months, actually. i mean, i moved out, and i had

to call my boss and say, "i need immediate time off," and i moved into a motel. i eventually quit the job because i couldn't afford staying where i was anymore, and i moved back home. >> and you made the calls to the police. >> i did. >> and how much were they able to help you? >> not very much. i was violated, and now i have to prove to these people that i am me and that i did not do these things that you told me that i've done. and it was very difficult. >> hanna, your story is crazy, 'cause hanna gets hit twice -- not once, two times. the first time, you had just graduated from college, correct? >> yeah. >> most people graduate from college these days and you get the notice for student loans or, you know, "when you gonna -- how you gonna work this out?" you get a notice that you didn't have a student loan. somebody bought a house in your name?! >> yeah. i went for a credit card, and i was denied, and they sent me back this four-page thing of all these places in indiana, along

with this house that i bought and defaulted on. >> well, how much was that house that you bought? 'cause it was crazy. >> it was $112,000. >> $112,000 in debt like that. >> like that. >> but what people have to understand is for years hanna worked with banks, agencies, told them, "my identity's been stolen." everybody and their mother knew it, and yet they get to do it again. >> it was horrible. >> mark, people have to understand this can happen to anybody. you are a former l.a.p.d. detective, correct? >> yeah, i was actually working nine years in major fraud when this happened to me, and it was pretty crazy, and it was actually a little bit of a joke when i got back to the department. >> do you know how it happened? how do they get your identity to begin with? >> your information's out there, and it's public. and so you have to protect yourself, because it's gonna cost you money. it's gonna cost you time. it's gonna cost you stress. it's gonna cost you energy, and i've seen it from all walks, from the young -- to little kids -- to the elderly

who has a house that's already paid for, and then, one day, "what? i have a mortgage?" so, and it devastates them. it wipes out their retirement. >> well, you know what? to help us all understand how this all could have been stopped, please welcome the founder and c.e.o. of lifelock, mr. todd davis. welcome him. [ cheers and applause ] todd, these are crazy stories that we hear. >> well, the key is, if it had happened now, we would have had the chance to try to stop these crimes before they happened. >> and i talked a little bit earlier about fraud -- identity theft. a lot of people think if somebody, you know, swipes your credit card while you're standing at such-and-such a store, look over you shoulder, and they charge four or five things and walk away -- that's one crime. >> yeah. >> that may be the extent of the crime. but then, when they take it the next step further... >> the keys to the kingdom for a criminal is get that personally identifiable information -- not just a credit card that can be turned off in minutes if you notify, but let's get name,

birth date, social security number. and once they have that, unfortunately for hanna's sake, once it's out there, you see what happens. not only can't you get a mortgage -- sit there, clean it up, worked for years to make this better, and then the rest of your life, you've got to still look over your shoulder, 'cause when are they gonna hit me again? >> in each one of these cases -- here's l.a.p.d. -- former l.a.p.d. each case, had they had lifelock to begin with, though, the first time he had any blip, you would have notified him. >> well, that's the key. we would have looked at it for banking, checking, savings accounts. account takeover fraud -- lifelock would have sent an alert. "is this you?" stephanie's case -- you know what? you've got that alert, and you may have chosen to get it via text message and just, "stephanie, are you trying to get this new credit card?" you say "no," send it back with one button push, and we're going to interact with that enterprise and say, "stop this transaction," before that card ever gets mailed. we see across multiple enterprises. when those criminals adjust their vectors of attack, guess

what we do. we adjust where our defenses are. we adjust what we see. >> i got to back you on that 100%. i've been involved with lifelock since its early days. >> very much. >> i got to take a little break, sir. we're gonna take a little break. guys, give it up for mr. todd davis. also...give it up for mark, stephanie, and hanna. give it up for them. >> announcer: coming up, todd davis takes montel inside lifelock's command center. but first... >> i'm taking a stand against identity theft because i believe it's become prolific. i mean, it's epidemic in proportion. >> announcer: he's taken on organized crime, wall street criminals, even international terrorists. now america's mayor is taking on identity theft. >> i think i know a little bit about security. i would never think, in a million years, i could protect my own identity. you got to get professional help here. >> announcer: it's one of the fastest growing crimes in america. before you even know you're a victim, it can rob you of your hard-earned money... >> $5,000 or $6,000 out of my checking account. >> two automobiles were purchased. >> $112,000 on my credit. >> announcer: ...destroy your good name... >> it ruined my ability to get credit. >> announcer: ...and turn your life upside down.

>> i could have been arrested, and i could have been serving time. >> the police could not help me. >> announcer: it's identity theft. it strikes over 10 million people every year -- young, old, wealthy, hardworking, and its victims have one thing in common. >> i would never have thought in a million years it would have happened to me, ever. >> announcer: none of them thought it would happen to them. >> i know it happens to a lot of people, but i was so careful. >> announcer: credit card companies don't do enough to protect you from identity theft. protect yourself with the most comprehensive identity theft protection available -- the protection only lifelock offers. >> you know, if you're like me, you want to protect the things that are so important to you -- your money, your credit, your good name. that's why i'm a member of lifelock. >> announcer: right now, your personal information is out there, and thieves can take it in an instant. when you swipe a credit card, shop online, fill up at a gas station, visit your doctor, and if you use a smartphone, your chances of becoming a victim are even greater. lifelock's highly trained and dedicated member-services team are at work 24 hours a day, 365 days a year, helping to stop

identity theft before it happens. lifelock utilizes a sophisticated data-surveillance system to monitor more than 740 billion identity data points every day. when identity thieves attempt to use your personal information, lifelock's proactive identity alerts warn you -- helping to stop thieves in their tracks before the damage is done. >> lifelock called and let me know that somebody was out there trying to use my name, number, and social security. they ended up locking everything down. lifelock stopped them from doing damage to my credit and my name. >> announcer: no one can stop all identity theft, but no one can protect you better than lifelock. and they stand behind that promise with their $1 million service guarantee. >> lifelock was my superman. it feels great to have lifelock behind you. >> announcer: call today, mention promo code "stop," and get 60 days of lifelock's protection, risk free. call or go to lifelock.com/stop right now. become a member today and montel will also send you this document shredder for shredding all your

unwanted sensitive documents -- a $29 value, yours absolutely free for ordering during this special offer. don't wait until you become a victim. become a lifelock member today. >> lifelock offers the most comprehensive protection available. it's the best way for you to protect the things you value most. >> announcer: mention promo code "stop" for your free shredder, and get 60 days of lifelock's protection, risk free. [ cheers and applause ] >> wow! welcome back to "living well with montel." now, today, we're talking about identity theft, and to help us understand just how enormous this problem is and what we can all do to protect ourselves is the former new york city mayor -- america's mayor. please welcome mayor rudy giuliani. [ applause ] my goodness, sir. >> montel, how are you? >> good to see you. >> how are you? >> good to see you again. good. >> good to see you. how are you? >> first of all, thank you, sir.

thank you. first of all, i mean, your service to this country is just indescribable. you have taken on everybody -- organized crime, drug cartels. you name it -- you have taken it on and beaten it down and really done one of the best jobs, i think, of anybody in this country doing so. now you're taking on identity theft, sir? >> well, you have to look at the shifting nature of crime. >> okay. >> this is the fastest growing form of crime. it's insidious, because people can steal your identity and you don't even know about it. >> what made you aware of this to focus on it? >> well, i've been in the security-consulting business now for 10, 11 years -- since i left being mayor. so i've heard hundreds of complaints like this from individuals, from businesses. the whole area of cybertheft has just been growing and growing since -- since i've been in this business. and now it's become almost an -- i call it an epidemic, because all this information is in cyberspace. all this information we used to lock in safes -- all that stuff is sitting up in the air. i mean, it's in a cloud.

>> right. >> it's right up there for anybody to go grab, take. >> now, what's even crazier about this, and tell me if i'm wrong. i think, "okay, if somebody messes with my debt, i'll just call the bank. hey, cancel all my credit cards. we good? thank you." and it's over. >> no. no, it's not over. i mean, if somebody can get your social security number, they can do all kinds of damage. if somebody can get into your bank account, they can start moving money around. they can start taking money out. somebody can apply for your social security benefits before you get a chance to. they can get your medicare, medicaid benefits if you're entitled to them. they can charge enormous amounts before you ever find out about it. they can take your equity away from you. >> absolutely insane. so, now, you found out about lifelock. and i'm gonna ask you -- you're a -- i'm a member of lifelock. >> i am, yes. yes. and i believe lifelock is by far the best, but my major message to people is, you got to get some -- you got to get professional help here. do not think you can protect yourself, no matter how smart you are, no matter how security-conscious you are. i think i know a little bit about security. i would never think, in a million years, i could protect

my own identity. i can't do it. i'd be spending all my time, you know, checking everything that i did, and i wouldn't be able to do it. >> that's crazy. well, you know what? earlier, i told everybody in the audience that i was gonna take a little tour of the lifelock command center. well, lifelock's founder, todd davis, did exactly that. he took us on a tour of the command center, and i want you all to take a look at this. right here, sir. >> we are the industry leader in providing this world-class service, and we're proud of it. this is truly a command center. it isn't just about this dedicated group who are here, but it's the fact that behind all of this, montel, is 740 billion aggregated data elements where we are looking for our members' personally identifiable information being used. >> and i want people at home to understand. you and i are standing right here on the other side of the glass, and why? >> well, we take security very seriously. in fact, we meet the high levels of security, data handling pci level 1. these are the same kind of certifications that your financial institutions have. so we have to make sure that

that data of those members does not get out. we can't even tape audio there in our command center. wherever you are, when you need someone, we will be there for you with a live body who cares. we have the chance to stop this crime before it happens. [ applause ] >> absolutely incredible. see, i knew that they were doing and on the case, but didn't realize how much so. >> the reality is, you look at all those people. they're working for you. >> yes, sir. >> they're all working for you. they're all working to protect you. you cannot possibly do this work for yourself. you cannot protect your own identity in the modern, complex technological world we live in. lifelock's the best way to do it, but any way is better to do it than you're doing it yourself. >> you heard it here first, guys. ladies and gentlemen, give it up for mayor rudy giuliani. thank you so much, sir. and it's so good to see you, too. thank you. >> thank you. >> okay, now, you've heard victims of identity theft talk about how devastating it can be to become a victim.

now, you've also heard from mayor giuliani talk about the enormity of the crime and how easy it is for any of us to become victims. if you still think you don't need protection, our next guest will change your mind for sure. at one point, he was one of the world's most notorious hackers and identity thieves. ladies and gentlemen, give it up for mr. kevin mitnick. >> great to meet you, sir. >> good to meet you, sir. right before the show, kevin, we selected eight members of our studio audience -- stand up, guys -- and these eight members of our studio audience agreed to let us take a look at the information that they put on their audience-release form. and those audience-release forms has a certain amount of information on it, right? why don't you tell them? >> right. basically, they're just their name and their address. >> and they're gonna participate in an identity theft demonstration. >> right, montel. we have four lifelock members, we have four random members from the audience. i was able to find out a ton of information. before i can go any further, i have to get their explicit authorization, or i'd be breaking the law. >> announcer: when we come back, it only took a few minutes, but you won't believe how much personal information he was able to find and what he did with it, and that's not the most shocking part.

>> you know, if you're like me, you want to protect the things that are so important to you -- your money, your credit, your good name. that's why i'm a member of lifelock. >> announcer: lifelock's highly trained and dedicated member-services team are at work 24 hours a day, 365 days a year, helping to stop identity theft before it happens. when identity thieves attempt to use your personal information, lifelock's proactive identity alerts warn you, helping to stop thieves in their tracks before the damage is done. >> lifelock called and let me know that somebody was out there trying to use my name, number, and social security. they ended up locking everything down. lifelock stopped them from doing damage to my credit and my name. >> announcer: no one can stop all identity theft, but no one can protect you better than lifelock. and they stand behind that promise with their $1 million service guarantee. >> it feels great to have lifelock behind you. >> announcer: call today, mention promo code "stop," and get 60 days of lifelock's protection, risk free. call or go to lifelock.com/stop right now. become a member today and montel

will also send you this document shredder for shredding all your unwanted sensitive documents -- a $29 value, yours absolutely free for ordering during this special offer. don't wait until you become a victim. become a lifelock member today. >> lifelock offers the most comprehensive protection available. it's the best way for you to protect the things you value most. >> announcer: mention promo code "stop" for your free shredder, and get 60 days of lifelock's protection, risk free. before the break, eight audience volunteers allowed former hacker kevin mitnick to attempt to steal their identities using just their name and address -- information all of us give out without a second thought. >> just so people get this clearly, if you have a computer and access, it doesn't cost you anything, right? what's the cost for you to be able to steal somebody's identity? >> actually, 50 cents. you don't have to be a super-hacker. anyone that has access to the internet and can subscribe to

certain databases that private investigators do and information brokers do could obtain anyone's information for between 25 and 50 cents. >> so, the value of your whole life and all your information -- 50 cents. all right, so, let's show you. we did an experiment, and this has been great. all eight of you, stand up again. four of you are lifelock members. four of you are non-lifelock members. >> i was able to get their social security number, their date of birth, their phone number, and all the addresses that they lived at for probably the last 10 years. >> you, then, during our break, were able to do what? >> i was able to open up credit accounts at some of the major banks. >> guys, he was just able to fill out applications for credit cards in your names. all right, so, now, the four of you that are non-lifelock members, take a look at your phone. tell me if you have an alert there. you got an alert there? somebody let you know that somebody's messing with you? [ chuckling ] no? lifelock members, take a look at your phone. anybody got an alert there? [ cellphones chime ] yeah? one. one, two.

three. four. all four? all four. [ cheers and applause ] and you see, that's the power of lifelock. it steps in and can stop it. honestly, it's being proactive, understanding that, with a minimal amount of information, people have access to your entire life, correct? >> pretty much the identity system in america's broken. it takes anyone with access to the internet and a credit card to get enough information to become you. it's just so easy, and there's nothing out there that can protect you like lifelock. >> give it up for kevin mitnick. [ cheers and applause ] thank you, sir. >> thank you. >> want a good guy, protecting us all. now, i want you to take a look at this tape because here are a couple of lifelock members who are gonna prove to you that lifelock can step in to help us all stop identity theft in its tracks. >> i was applying for a new home loan. my neighbor next door came into my apartment, and within minutes, he just photocopied everything with his camera.

they stole it all. they stole my -- my life. >> last thanksgiving, i came home, found my house burglarized. they had taken a safe, which contained all of my wife's and i's personal documents, my family's personal documents. what they took wasn't just the physical items, but they took my identity, and it became very personal. >> at first, i panicked because i didn't know what to do. now that he'd stolen my identity, with all the inquiries on my credit, i'm not gonna qualify, and i was not gonna get my new home. lifelock protected my credit, and in the process, i did get my new home. >> the support i got from lifelock was amazing. they were there for me. they were working side by side with me. the credit-card companies and my banks were not. >> lifelock did shut the identity thieves down. >> i chose lifelock because they seemed to have the best reputation. what was interesting is they proved themselves right by doing everything they said they would do and then some. >> if i didn't have lifelock, i would have never gotten my new

home. >> without lifelock on my side, i -- i don't know where i'd be. >> well, please welcome kent, julie, and francine to the show. welcome them. [ applause ] i don't know. you know, again, i can't imagine walking into my house and realizing someone had invaded my privacy this way. >> i was so angry. i wanted to just pick up a pipe and beat somebody. [ chuckles ] >> i can imagine. because, i mean, you were also trying to think about the holidays for your family. and when did you realize that, you know, "somebody could have our information"? >> well, we had taken all of our stuff out of the bank, put it in our home safe 'cause we were switching banks, and we'd noticed that the safe was gone -- our passports, our birth certificates, our social security cards, our parents' information, car title. >> so, what did lifelock do for you? >> lifelock stopped the identity theft. they locked me down. they protected me. any time i had a problem, i was getting an alert via text, a phone call, and an e-mail.

>> and i'll tell you -- these lifelock people that were on the phone with us were amazing. >> and this is through the holiday season. let's remind people that, you know, this thing happens -- two days later, there are thieves who are out there working as hard as they can, and lifelock is letting you know -- bang -- "i have stopped this. i have shut this down." >> they were working immediately. they weren't even waiting two days. we had been robbed thanksgiving day, and by friday, they were already starting to open up accounts. and lifelock was right there for us, right over the holidays, going into the christmas season. >> and lifelock stopped it. >> stopped it. >> that's what i'm talking about. >> yeah. >> now, francine. francine. this thing -- these little devices that we call smartphones, all of which have cameras on them -- watch this. francine, somebody rolls over to your house -- neighbor. >> okay. my neighbor. >> click click. >> he took it all. he had it all. >> what did lifelock do for you? >> well, lifelock kept alerting

me because the thief kept trying to move my bank accounts to different p.o. boxes. so, lifelock would call me up and say, "hey, are you, uh, changing an address?" and i said, "no. no." i got the alert -- "hey, he's trying to open up another seven credit cards." lifelock -- >> and each time that alert comes through, that's not saying, "oh, this activity's going on, and we didn't do anything." they stopped it from happening. stop it. >> they're my angels. >> all right, folks, what else do i need to do to convince you to get identity theft protection? we've shown you from both sides -- from the victims and the thieves -- just how easy it is for identities to be stolen. you've experienced firsthand the dedication and the incredible level of support from america's leader in identity theft protection. and america's mayor himself, rudy giuliani, told us just how serious and devastating this problem can become. so, the problem's not gonna go away, folks. it's only gonna get worse. don't wait until you become a victim yourself -- protect yourself with lifelock today. now, i'm gonna make it real easy

for everybody in the audience, because you're all gonna go home with one year of lifelock for free. there you go. [ cheers and applause ] absolutely. so, join us on the next "living well with montel." [ cheers and applause ] you know, if you're like me, you want to protect the things that are so important to you -- your money, your credit, your good name. that's why i'm a member of lifelock. >> announcer: right now, your personal information is out there, and thieves can take it in an instant. when you swipe a credit card, shop online, fill up at a gas station, visit your doctor... credit card companies don't do enough to protect you from identity theft, and if you use a smartphone, your chances of becoming a victim are even greater. lifelock's highly trained and dedicated member-services team are at work 24 hours a day, 365 days a year, helping to stop identity theft before it happens. lifelock utilizes a sophisticated data-surveillance system to monitor more than 740 billion identity data points

every day. when identity thieves attempt to use your personal information, lifelock's proactive identity alerts warn you, helping to stop thieves in their tracks before the damage is done. >> lifelock stopped them from doing damage to my credit and my name. >> announcer: no one can stop all identity theft, but no one can protect you better than lifelock. and they stand behind that promise with their $1 million service guarantee. >> it feels great to have lifelock behind you. >> announcer: call today, mention promo code "stop," and get 60 days of lifelock's protection, risk free. call or go to lifelock.com/stop right now. become a member today and montel will also send you this document shredder for shredding all your unwanted sensitive documents -- a $29 value, yours absolutely free for ordering during this special offer. don't wait until you become a victim. become a lifelock member today. >> lifelock offers the most comprehensive protection available. it's the best way for you to protect the things you value most.

>> announcer: mention promo code "stop" for your free shredder, and get 60 days of lifelock's protection, risk free. the preceding was a paid advertisement for lifelock advertisement for lifelock identity theft protection.

host, david cerullo. >> thank you for joining us today. we have a very special program today and a very special guest. with all my heart i believe that before today's program is over your life will never ever

be the same again. i believe it. get ready for god to do something special for you today. if you are looking for a deeper, more intimate, more powerful life-changing relationship with god, stay tuned. if you're looking for direction in your life, if you have a problem that you're facing, if you're asking god what should i do, stay tuned. if you're looking for physical healing today and you need the mirac will-working power of god to be released in your body, stay tuned. if you're facing a financial challenge, if your needs seem to be overwhelming and you need a breakthrough from god like you've never experienced before, stay tuned. you might be saying david, how will we cover that in one program? well, a few weeks ago i met a man for the first time who

i've known about for many years, mike murdock. he's written over 113 books and authored 5000 songs, but god has put a tremendous anointing upon his life to share keys of wisdom with god's people. mike put a book in my hand that has begun to change my life and i believe it will change your life, too. it is called "the three most important things in your life" it is not a book i could pick up and put down. i read it through cover to cover. i promise you it is not a book you will be able to pick up and put down. you will need to read it over and over again to absorb the wisdom god has given mike murdock to you. next to the bible, next to the word of god, in these few pages, i received more wisdom from god to give me the keys to success in these few pages than any other book i've ever read. i promise you it is changing my life and will change your

life, too. i believe before today's program is over, your life will never ever be the same again. i asked brother murdock to come to insp and to bring with him an important message. i know god has laid upon his life for us that can unlock heaven for you in our relationship to god, in our positive bodies, in our finances, in our relationships, in every need that we face there are keys that god has given us to unlock and we welcome all of you who w with me today on "changing the world," brother mike murdock. would you welcome him with me? >> just you and me tonight. i know the holospirit is here and i know the lord sent you with a message and word from him tonight. >> i know, you know there is times god has something special. i felt today is one of them. i will say, i read sometime

ago, brother david, if you take the all right "u" out of the alphabet, you lose 3000 words out of your vocabulary. you can bring your rolls royce, remove one tire and nothing else works. you can be doing 10 things right the 11th thing you are not doing destroys the benefit of the 10 you are doing right it is not how many things you are doing right, but the thing you are missing that makes a difference. the seven wisdom keys and i urge you in a few moments, i will give you seven key that is have greatly affected my life and share with you some keys, one businessman got ahold of the things i am going to be sharing with you. it so affected his life that in 14 days he sent me a check for $35,000 in appreciation for the teriol. >> wow. >> it so affected his life.

the youngest bishop of the mormon church in salt lake city, utah got ahold of this material we will be sharing and it so affected him he called me. he wrote me and sent a check for $10,000 thanking me for making the material. i never heard of such a thing. that is how it changes you. you don't need a lot of keys to get in your car, just the right key. >> there is a lot of right keys in this book that will change your life. take your liberty and let the lord use you and speak through you and i know he will. >> thank you. good to be here. you know i will say this at your house. doesn't take god long to be something big. small keys open bank vaults. do one thing right and a thousand good things happen. if a few terrorists can cause

such radical changes, i know today i was leaving orlando and i preached this weekend in orlando. i was coming through security and they check everything and look at my fountain pens like they are dangerous instruments. they take off your boots and everything like you almost feel guilty when you hadn't done anything by the way they search you. but a handful of men knocked down three buildings and they have rewritten the entire earth. everything changed. if a few evil men doing something evil can create such change, a few righteous men doing something right can create change. if you were to ask me the most memorable day of my life, the day i would trade for every other day in my life, the first thing i'd tell you is july 13th, wednesday morning, 1994, the day i fell in love with the holy spirit, the

person who created me. he's called the spirit of adoption, romans and john, spirit of life, job 33 and 4, he created humans job 26:13. he's called spirit of knowledge in isaiah. called the spirit of wisdom, wisdom, wisdom, the difference between season system your wisdom. the difference between prosperity and poverty is wisdom. i can't change your life until i change what you know. there is three belief systems on the earth, one says god is in control of everything that happens which means everything that happen system planned by god. we know that is not true. rapist couldn't be prosecuted if everything was done by god. some people think faith is in control. people wouldn't live today if satan was in control. 331 times in scriptures he

documents this, "if you are willing and obedient," isaiah 1:19, "my decisions have created my circumstances. i want to say something, you will never have a marriage problem your entire life. it will simply be a wisdom problem. you will never have a financial problem, it will be a wisdom problem. and the moment that you can understand the only difference between where i am and where i want to be is a piece of wisdom. you can change your life. i wrote this love song to him, the one who created us. there is nobody. there is nobody. ♪ like you. there is nobody. there is nobody like you. ♪ >> sweet holy spirit.

sweet holy spirit. there is nobody, there is nobody like you. ♪ nobody else, holy spirit, does what you do. nobody else, holy spirit, does what you do. ♪ nobody else can ever take your place. turn my life around through saving grace. nobody else, holy spirit,

nobody else, holy spirit, nobody else, holy spirit, does what you do. ♪ when i, in your presence, i change. i'm just not the same. i'm just not the same. ♪ when i'm in your holy presence, i change. and i can't go back to

yesterday. >> there is so many things, you know, god creates the seasons. god creates the seasons, but your discoveries schedule them. i would trade my ability to read and write for what i have discovered about the holy spirit. you can live a life time and not know a truth that can change you and set you free. the holy spirit is to us what jesus was to the 12. how important is the holy spirit? what peter did not become walking next to jesus for three and-a-half years, he became in a day when the holy spirit came. the holy spirit is the only person you have to obey your entire lifetime. i was talking to david before we came into your home a few

moments ago and i told him something that was really big to me, just so big. i'm the kind when i make a discovery i go crazy with it, especially if it changes my life. the holy spirit is the only person in your life that you are capable of satisfying. nobody else has the software for it, the components for it. there is not another your life who has the ability to be contented with you. that is why there is such agitation, constant movement. the holy spirit is the only person you will ever meet and there is four or five reasons for that i have discovered. he is the only person in your life who knows what he wants. the only person who can accurately articulate what he wants. he is the only person in your life whose needs will never change or vary. the only person in your life who will never require

something of you that you can produce. the holy spirit, who by the way decided all the gift that is have entered you, if you go back to exodus 35, even the craftsmanship skills, all your gifts, i don't care if it is just painting, playing the piano, all my gifts were installed in me by the holy spirit who is the gift of the father to us. he decides those gifts, get ahold of this. this is phenomenal when you see it. he is the only person who knows what is inside you. he will never try to squeeze out of you something you ain't got. takes a load off of you, don't it? other people will ask something you can't produce. they don't know what is deposited in you. the holy spirit says, his commandments are not grieve us. i wrote this love song to him on a thursday night. ♪ >> i'm in love, i'm in love,

i'm in love. i'm in love, i'm in love, i'm in love. sweet holo-- holy spirit, i'm in love. oh, i'm in love. i'm in love. i'm in love. i'm in love. i'm in love. i'm in love. sweet holy spirit, i'm in love. that's a little chorus. i have written 770 songs for the holy spirit. i'm building my life, building all my dreams around you. not around your family, not even around your job. i'd only build my life around my ministry. i'm building my whole life. i'm building all my dreams around you.

i want to spend all the rest of my days living in your presence, in the spirit ways, building my whole life, building all my dreams, holy spirit. ♪ around you. that's why that song means so much. when i'm in your presence, i change. his presence is the only place your weakness dies. where you are matters. what is around you determines what grows in you, weakness or strengths, gifts or weakness. fish require water, birds require air. i'm just not the same. i'm just not the same. ♪ when i'm in your presence, holy spirit, i change. and i can't go back to

yesterday. ♪ >> just before i go and share this with brother david, there is seven keys. i want you to take a pen, short pencil is better than a long memory. i want you to write down seven wisdom keys, seven wisdom keys. just need one key to get to the direction you want to go. they brought fish out to my house, laid them upon the grassy slope beside my pond and the fish sort of looked stupid, gasping and looking idiotic. one by one we dipped them into the water and their genius. >> if you are looking ridiculous in your life, flailing, you are not where you belong. if you are where you belong, your genius emerges. god puts something in you he didn't put in nobody else. he is a creator, never an

imitator. there has never been a you before. we will talk about your assignment because everything created solves a problem. my mouth speaks. lawyers solve legal problems. cpas solve tax problems. dentists solve teeth problems. everything created solves a problem. that is your assignment. your assignment is always to a person or a people. your assignment is always to a place. because where you are matters as much as what you are. even jesus didn't do good in places that. is where he left nazareth. there is a place where you are accurate and perfect for the assignment god has given you. your assignment is the only place financial provision is guaranteed by your crotor. money doesn't follow you, it is waiting for you at the place you belong. we'll get into that in a few

moments. go get a pen and i'll go to the set with brother david. this is a day, if you have ever done something right, you are doing something right right now. i mean that with all my heart. then we will give you seven wisdom keys. nothing like his word, is there, brother david? >> there is not. brother murdock will be with us in just a moment as he is journeying from the piano to the set. i want you to get a pencil and get ready to write down seven wisdom keys that changed brother murdock's life. i believe they will change your life. i want you to mark your calendar for today, because i believe that from today forward your life, your life, your relationship with god, your finances, your physical body, your assignment in this life, what you do, i believe from this day forward is never going to be the same again. you are going to look back on the x you put on your calendar today and say it was this day when i tuned in to watch

"changing the world," with brother mike murdock and david cerullo. got put seven keys of wisdom in my life that have changed my life. welcome brother murdock back to the mic. mike, how about sitting over here and getting close. >> i'm excited about this. >> i'm so excited to have you here. >> it is a privilege. >> i felt the spirit of god before we started the service. god is speaking to specific people, not everybody, not everybody has ears to hear. i believe there are people watching right now who have ears to hear. not everybody's life will get changed from this point forward, but there will be people who have ears to hear anointed by the holy spirit that from this day forward their life is never going to be the same again. i believe it. >> we don't have to make big changes to create a little reward. little changes create huge rewards.

you don't have to make a big change, just the smallest change, just the smallest change. and it is just like it was incredible day in my life when i found out that my decisions had created my circumstances. if you think somebody else has created your circumstances you can become bitter, vindictive retalatory, but the moment you say, my decision have created my circumstances, i can change my decisions. the screpture that really is so big to me, proverbs 4:7, i live by it and teach from it everyday of my life. it is everything. it is quite simple, "wisdom is the principle thing." the reason he said that, everything else you want comes through wisdom. wisdom produces longevity. wisdom produces favor. wisdom produces wealth. everything we're pursuing is the product of wisdom. if you think you have a financial problem, you want to

change your job. if you think you have a marriage problem, change your mate. when you recognize you have a wisdom problem you change your focus. that makes all the difference in the world. proverbs 4:7, wisdom is the principle thing. a lot of what i'm teaching is found in this book "the three most important things in your life," we will tell you about it later. i don't think there is another book in the world like it. it is a gold mine, discovers -- i can't tell you how important this book is, we want you to have it. i never teach everybody. i'm not called to everybody. and i'll tell you later why. i believe god has sent me to 300 people. 300 people. just like gideon had 300, i'm talking to 300 people. if you are one of those, wonderful. if you're not, that is horrible and i wish you could be one of the 300. i want to give you seven

wisdom keys that have greatly affected my life. the first one and i believe they will show it on the screen, what you can tolerate you cannot change. what you can tolerate you cannot change. and i hope they leave that up until i come to number two. if you live with 6000 an hour, you will never make 7. we only change when there is a threat of loss. endurance creates longevity. if you come to the wisdom center, our headquarters in denton, texas. you will see a picture of rosa parks. to me she is a champion. >> yes. >> when they told her, i don't know all the story, but she was suppose tod give up her seat to another guy. >> yes, white one on a bus. >> white one on a bus 1955 or something like that. i don't know, rosa parks is my kind of champion. i just thank god for her. what is it about her?

she wasn't going to tolerate that. that is when change started. today, you know, incredible season and we still got changes to go in america throughout the world on race. a lot of changes. but the fact is she stood up and said, no, i'm not going to take that. incredible. incredible to me. what you can tolerate you cannot change. if you can live with a husband that beats you, he won't quit. one woman came to me and said, my husband beat me for 20 years. i said obviously the damage occurred on the first beating when you stayed around for beating number two you qualified for the relationship. what you can tolerate you cannot change. you can only change when you hype the present. watch this. it is not enough to see canaan,. what you can tolerate financially, emotionally, spiritually, you cannot

change. you must hate the present to qualify for a future. whatever you can adapt to, you have to. get ahold of that. i'm going to come back to that on another wisdom key. write this down. number two, what you respect, you will attract. not what you love, what you respect. i shared this a few weeks ago, what you respect you will attract. what you don't respect will move away from you. respect is different than love. to love something is to find it desirable. but to respect something is to find it valuable. you can only collect what you respect. >> you can only collect what you value. you will never collect something you don't value. for instance, in the body of christ, we respect healing. we don't respect health, we respect healing. we will study healing books

all night long. we will stand two hours in a healing line. we will stand outside a healing crusade for three hours, but we're not about to jog for 15 minutes. we don't respect health, we respect healing. we don't respect health, we've not been taught. see, what you respect will come toward you. thoughts have a presence. david, i can walk into a room and feel anger, i can feel love. i can walk in and feel confusion. because thoughts have a presence. >> uh-huh. sure. >> thoughts have a presence. i can walk into a room and thoughts repel or attract. everything you see was created by something you don't see. everything you see, this building, was created by something you don't see. somebody had a thought. have you ever seen it? no, you saw the results of it. have you ever seen a dream? no, gases, all of the things in the air, i can get a cell phone here, punch a number and call thousands of miles away. yet, there is nothing

connected. there is something i'm not seeing. so something you don't see is greater than something you do see. what you respect will come toward you. what you don't respect will move away from you. i can't sneer at a prosperity ministry and wonder why i stay broke. i can't laugh at someone who prays in the prayer language and wonder why the holy spirit doesn't come to my house. i was teaching a single's conference one time and explaining genesis 2:18. god says it is not good man be alone. adam never heard of a life, god could have given him a giraffe and he wouldn't have known the difference. a woman spoke up from the back and i was explaining everything god makes requires connection. got doesn't make anything complete. he is complete. everything he make system a part. my mind needs thoughts. i was explaining adam required another. a woman spoke up from the back and said, some of us don't

need a husband. i've been single 14 years and i don't need a man in my life. i looked at her for a few seconds and said, whatever, do your own seminars. never cry a watermelon in a pea brain. she came up afterwards and asked if she could talk to me. nobody ever asks me out, shock, shock. i looked at her and said two things. number one, you are not fun. men require pleasure. number two, it would be perverted for a man to pursue pain. and i said what you respect will come toward you, what you don't respect will move away from you. i don't care if it is god, a miracle or a dog. what you respect will come towards you. whatever you don't have, is something you have not valued and get ahold of that. whatever is missing in your life is something you have not

truly valued. how do you know if you respect something? how do you know if you don't respect it? if you are attempting to live without something you don't have high regard for it. i don't care if it is a financial planner and you are trying to live without one, you don't have a high regard. i love what warren buffet said, phenominal, 45 billion. i try to sit at the feet of men who are uncommon. he made a statement to nebraska students. he said basically that the habit of taking something out of every paycheck and putting it aside into a mutual fund or investment was more important than how much they took out of their weekly paycheck. something out of every

paycheck. bill gates in his great book "business at the speed of thought," said he was trying to get a paperless office. i was inspired to study computers. i'm not a computer guy. when i turn on one i want to be photograph me, videotape me. if i turn on a computer i want to be rewarded just for turning it on, you know. when i read where a man who is worth billions, the wealthiest man in america, had this insight, so what you respect, respect is the invisible attitude. got permits you to adopt, become equal with any human on the earth. i can make up in myatitude for what i lack in aptitude. i can get anywhere i want to with respect. example. i could be born the son of a wealthy man. disrespecting my father's discoveries