(dramatic theme music) here's wt's new to the street. nightfood will tell us their plans to offer consumers better nighttime snack options. code 3 associates will explain their hands-on animal rescue and care operations

accurexa incorporated will update us about their developing and commercializing novel neurological therapies based on its proprietary branchpoint technology. and we'll learn about goldland holdings' new latin american gaming strategies. (traffic sounds) (traffic sounds) accurexa is a biotechnology company focused on developing and commercializing novel neurological therapies based on a patented branchpoint device delivering therapies

joining us again in our new york studio is george yu, ceo of accurexa. welcome back, george. and for our viewers who don't already know or who haven't yet seen the show, tell me a little bit more about your company. sure. so i co-founded accurexa about a couple years ago. um, i'm a physician by training, and i was looking for interesting technologies, um, that could really make a difference in the medical field, and also looking for technology that were fairly advanced, where you could, you know, develop a clinical product and not necessarily start at early stage research. and that's when i came across a technology at the university of california in san francisco that's called branchpoint device. and that device was originally funded with $2 million, um, as a grant from the, uh, california stem cell agency, particularly for the delivery of stem cells to the human brain. and the story behind that is that the issue of delivering stem cells or any kind of medication to the human brain

a regular syringe is being used, which also means that because the--the cannula is straight, you have to use multiple penetrations. so some patients with parkinson's who receive stem cells, they had 16 penetrations into the brain. and obviously every time you do that, you can--you can damage tissue there and cause bleeding and stroke. so, uh, daniel lim, a neurosurgeon at ucsf, he invented a device, as i said, branchpoint, that really allows, um, to, once in the brain, go into different directions, uh, also horizontally, and the--the catheter is flexible and curved, so you can really minimize the side effects with that device, and reduce the number of penetrations. so this branchpoint device that your company has patented, it's much more targed. it goes directly to the place where the therapy is needed instead of having to circulate it all throughout the body. exactly, and it is--it is done under what's called mri guidance,

you can see the brain on a monitor, you can mark the target area, and then use the device to really precisely or accurately, uh, target the area. and the accuracy was actually the inspiration for the company name. that's why we're called accurexa. oh, okay. so we've talked about the medical aspect. -yes. -now let's talk about the business strategy. how do you plan to, uh, move this device forward in--in terms of treating brain cancer? yeah, we always saw the branchpoint device as a starting point for the business strategy. i mean, the branchpoint device is a tool to deliver therapeutics to the brain, but we wanted--always wanted to develop therapies or therapeutic solution for patients, because with a tool alone, you can't really help a patient. the patient really needs a therapy, something that really helps that patient to overcome, uh, the disease. and that's the reason why we started, uh,

at this point, our program-- our first program is our brain cancer program, so we're basically delivering chemotherapy directly to the brain tumor. the problem with brain cancer treatment today is that there's a--a membrane that's called blood-brain barrier that protects the brain for good reasons, but it also, u makes it very hard to, um, administer drugs, chemotherapy drugs, to a brain tumor if you take it as an oral tablet, which is done today for the first-line treatment. and, uh, our--our approach is to develop a formulation where we can take the chemotherapy drug and really deliver directly to the site of the brain tumor and increase the drug concentration at the tumor site and also minimize your systemic side effects, because once it's in the brain, it--it doesn't leave the brain as much as if you took a tablet. and then our second program is our, um, stem cell treatment that we're collaborating with ucsf at this point

the story behind that is that, uh, for parkinson's patients, as you might know, they lack basically a--uh, dopamine, because their cells are degenerating that produce those-- that dopamine. and we're developing, um, a treatment where you can administer or deliver directly a trophic factor or a factor that allows these cells to recover or even increase the production of dopamine. so this branchpoint device can be used to deliver brain cancer therapies, but it can also be used, um, to do parkinson's therapies. seems like the--the field is kind of endless here. i mean, you could use it for a lot of different things. -exactly. -in theory. in theory, absolutely. i mean, we see it as a platform technology, so it's a technology that allows you to deliver a host of different medications to treat a number of diseases that affect the brain.

because, um, the problem with, um, treatment of, uh, brain disease is that you have the blood-brain barrier, so you have to find a way to get medications very-- in a very targeted fashion to certain areas in the brain. well, thank you so much for being here today, george. and if you at home want to learn more about accurexa, visit accurexa.com, newtothestreet.com, orext "acxa" to 38698. nighttime snacking. yes, i am guilty of it. i've done it. so have more than 160 million other people all over the united states. but making a healthy choice often falls by the wayside, so to speak. nightfood is in business to solve america's nighttime tasty treat turmoil, or nighttime snacking. sean folkson is nightfood's founder and ceo. sean, welcome to our new york studios. thank you for joining us here on new to the seet. it's your first time.

it is our pleasure. so let's get right to it. so while you look on the outside, nighttime snacking for millions of americans is often a place to indulge passion through taste. but when you look on the inside, things aren't as sweet, so to speak. well, it's a problem. you know, um, 70% of american adults snack regularly at night, and the st popular choices literally are cookies, chips, ice cream, and candy. why--why do you think that's the case? well, at night, people are getting these cravings. biologically we're driven to crave sweet and salty things as we approach bedtime, and it's also a time of day when willpower is at its absolute weakest. so these events combine to drive the unhealthy snacking behavior that we see from so many people. cookies, cakes, ice cream. -candy. -absent--candy. absent from the list, carrots. carrots are not on the list. unfortunately, the stuff that satisfies cravings typically is not healthy,

and that's why there's a billion dollars a week being spent on snacks that are consumed after dinner, and agai most of it is that junk that i mentioned to you. why do we crave sweets and salt versus stuff that's healthy? well, look, this is behavior that people have known about for a long time. it's been observed that nighttime is when people make their least healthy food choices of the day. but researchers are just now starting to understand the biology behind it. again, it's the increased cravings, uh, the specific cravings for sweets and salt--salty snacks, and the decreased willpower that i mentioned earlier. and you also mentioned a staggering $1 billion a week, over $50 billion a year, and growing, spent on junk. right, over $50 billion a year, um, is consumed at night in terms of snacks, and most of it is that unhealthy stuff. and it's--it's really still growing very rapidly. why would consumers want to eat nightfood versus other products in the space? right, well, our--our promise to the consumer is pretty simple.

in a better, healthier, more sleep-friendly way. so first and foremost, the products that we make have to taste great. we've got a world famous chef on our team. his name is chris santos. uh, if you watch, uh, tv cooking shows, chopped, he's a judge on that. he's the guy we turn to when we need to make sure something tastes great. again, if the product doesn't taste great, people aren't gonna eat it, they're not gonna stick with it, we can't solve any other problems for them. so great taste first, then healthier snack options, and that follows along with the sleep-friendly nutritional profile. brings me to a good transition here. you talked about great taste being the number one thing. how do you make a product that tastes great, but is also good for you? well, the--that's a great question. you know, the--the better-for-you snack category has been booming over the last 10 to 15 years, and there are ways to do it. uh, people, consumers are willing to pay a little bit more for these products,

some of the junky ingredients and still giving people that delicious taste profile, but doing it in a better, healthier way. and in our case, with nightfood products, we're focusing on things like, uh, sodium content, uh, fat content, glycemic index, all things that are known to be sleep impairments, and we are formulating those things out of our products and formulating in more sleep-friendly ingredients. so nightfood is also trying to change the phrase "perception is reality," 'cause how people perceive something is often their reality even if it's not true, because a lot of people say, "well, if it's healthy, then it must not taste good," but nightfood is here to say that these products do taste good, and they're good for you. right, it's an important piece of it. we don't want people to feel like they're sacrificing too much on taste, because if they were willing and prepared to do that, there's always carrot sticks, there's always rice cakes. there's a reason, again, people don't turn to those things, 'cause they don't satisfy the cravings, and we need to make sure that we-- that we do with our products.

not a nutrition bar company. right, so the nutrition bar, the nightfood nutrition bar, that's ourirst product. (ken evseroff) which i tried, cookies n' dream, off-camera, it was pretty good actually. yeah, the bars are great, people love 'em. ultimately, we want to be in all the formats that people are eating at night, so if--people we know li ice cream at night, people eat cereal at night, cookies, we can take a look at any snack food that people are eating and make it healthier. we can make it more sleep-friendly, less energy inducing, and that's why we view ourselves as a snack food company, not just a nutrition bar company. so nightfood is just scratching the surface for the market that's in the united states, but people around the world, billions of people are looking for alternatives, and they snack everywhere. so it's not just consumers in the united states that will be putting money into this, it's people everywhere. the snackification of--of american society is being seen in every country in the developed world, and every country in the developed world

healthy lunch, healthy-ish dinner, and at night, everybody goes off the rails. well, nightfood has recently introduced new packaging and new branding for the products. right, so, uh, as we roll into more mass retail outlets, into more supermarkets, we knew we needed packaging that was gonna be mo fun, have more personality, and something that could stand out and thrive in the snack aisle of supermarts across the country. so at night, you know, you don't want to eat junk at night, but at night your crave monster comes to visit, and your crave monster can get you to eat just about anything. and if you-- if you have nightfood in the house, you're prepared, and if you don't have nightfood in the house, you're gonna be forced to choose between carrot sticks and ice cream, and like i said, we all know who wins that battle. at about takin' a carrot stick and dipping it in the ice cream? you could do that, or what i used to do is i would eat a bunc of carrot sticks thinking i was doing the right thing, and then 15 minutes later i was into the ice cream anyway. it's psychological warfare at nht. it's really tough. there's--there's a perfect storm of--of elements in our biology

and unless people are gonna start to go to bed at 6:30 like they used to, you know, hundreds of years ago, when the--when the sun would go down, this is a problem that-- that needs to be managed. now as a consumer, where can i purchase nightfood products? well, now that we're in national distribution, it seems like we're adding new stores just about every week, so the best thing consumers can do is go to nightfood.com, punch in their zip code, and, uh, hopefully they'll be able to find something close. and over the next 12 to 18 months, ken, we're kind of expecting to be rolled out so that people will be able to find nightfood just about everywhere. so they'll be able to purchase it online as well. online as well, yes. but--but you know what? people buy snacks where they buy snacks. you know, people are not mail ordering, uh, most snack food products, and we know that as we've rled into retail, that's where the growth is happening. now if potential investors want to park their money in nightfood down the road, where can they go? well, i mean, obviously people can buy stock on the market. it's, uh, ngtf. we're also doing a private placement right now which we're allowed to promote

and anybody interested in doing that and making an investment directly into the company, as long as they're an accredited investor, can go to you-funding.com. that's y-o-u-dash-funding.com. what is your outlook for the next three to five years for nightfood, sean? well, you know, we look at 2016, which is starting right now, and this is where the huge opportunity is for us. as we roll into mainstream distribution, we look at what happened with companies like skinnypop popcorn or krave beef jerky. this is when the massive hyperdrive growth happens-- growth in terms of points of distribution, in terms of consumer awareness, in terms of revenues, and of course in terms of company valuation. so right now, uh, we're focused on getting into all those outlets, making nightfood available to everybody, and making people aware of it. ultimately, you know, we believe that all, uh, all the formats are in play. we want to have nightfood ice cream, we want to have nightfood cookies, all the things that people like. in a couple of years,

could be the global guys, could be other startups, could be through acquisition, could be through new brand introduction. but the important thing is right now this is the start of a new category. we think it's gonna be tremendous, and we're the only ones playing this game. well, we hope you come back to us here in our new yorktudios on new to the street and keep us updated as to what's going on with nightfood. absolutely. thanks for joining us. thank you, ken. he is sean folkson, founder and ceo of w york based nightfood. to learn more about nightfood, you can visit nightfood.com, newtothestreet.com, or text "ngtf" to 38698. let's talk with rich kaiser about goldland holdings. rich kaiser is the secretary and corporate governance officer. rich, welcome back to our new york studios on new to the street. thank you. lovely to be back. it's our pleasure. let's get right into it. i want to tell the viewers of new to the street what goldland holdings is all about.

well, goldland holdings is a vertically integrated holding company. we started back in 2007 with our first asset, which was the gold mining properties in boise, idaho. we had subsequently leased that to another entity, and we get a royalty and lease payment at the time when they--those properties are in production. but since the mining market has been very much out of favor with the investment community, we decided to diversify into other entities in order to continue to create shareholder wealth for our company d its shareholders. now who are the directors of goldland? well, we have paul parliament. he is the chairman, the ceo, and president. we have doug brooks. he is the vice president and director. we have marty wolfe, who is a cpa and a ca, which is a canadian equivalent to a cpa, and he's our chief financial officer and director. and then you have me, who i am a corporate officer as a, uh, governance officer and secretary. you're the face of goldland. i--i can be the face of goldld, yes, i can. what are goldland's ongoing operations,

well, like i just said, we had to do something because the mining markets, and you can look at the mining markets, right now they're very depressed, so we had to continue to look for ways to improve our bottom line. so we got into some opportunities throughout latin america, in particular casino gaming opportunities. and we have, uh, some-- a deal going on that we reinvigorated which was in colombia, in san andres, and then we also integrated, uh, an up-and-coming integration in nicaragua, which is a neat idea where it's-- where you can own your own casino or your own gaming machine. and we will be able to maintain that for you and cut your profits after, uh, the payouts. and this is a unique opportunity for the company and its shareholders. now staying on the subject of latin america, nicaragua and that part of the world is a massive emerging market, and a lot of people are not familiar with that part of the world. -tell our viewers about it. -well, for the last five years, there's been an upper middle class growth in-- throughout latin america, and we're taking advantage of that. when you have more disposable income, you have--

in this case, we focused in on the gaming market from some, uh, outside opportunities from individuals who understand that market. so we came in to do some arrangements as such, and because nicaragua right now is one of the fastest growing economies, not so much because of what they've got goin' on but because of some chinese influence, and that chinese influence is gonna change the whole platform of not just nicaragua, but it's also gonna change the whole dynami of latin america. we were talking about that chinese influence before off-camera. the viewers might not be familiar with what we were discussing in terms of that influence. a canal is involved. there's a proposal by the hong kong nicaraguan development corporation to put an $80 billion super canal. now this will dwarf the even new improvements in the panama canal, and this will open up a commerce channel for supertankers and super, uh, cargo ships to go from the pacific ocean into gulf of mexico. with that, uh, money coming in,

different talents from engineers to general laborers, who are gonna come there. and this is the velocity of money. so with the velocity of money, they need infrastructure, they need roads, they need hospitals, they need housing, they need clothing, they need shopping centers. so we have positioned ourselves to take advantage of those opportunities by a number of different holding companies that we are--a proposal to bring as wholly owned subsidiaries of goldland holdings. which brings me to my next question, where goldland currently operates their business. well, right now our corporate office is in niagara-on-the-lake, which is just south of toronto in ontario, and then we have a business office in the u.s. in virginia. you guys have corporate advisors and a legal team? we have a phenomenal corporate advisor, mr. allen simon. he's a very well-respected, uh, international and domestic businessman who's had phenomenal successes. he's, uh, giving his input on certain avenues both in latin america and some domestic ideas as well. uh, we have a phenomenal lawyer, uh, firm that's sec-certified as a--as a law firm. now in the emerging market of latin america,

very much so. as i mentioned earlier, they're--they're emerging, the economies argrowing, so there's disposable income, and disposable income can be some fun money, so they like to have the, uh, the opportunities to go play a slot machine and play some gaming tables. we believe that what we have going on and being in a hot sector in this latin american-- with the gaming, starting with gaming and then branching off from there going forward, that the company has a lot of opportunity. well, thank you, rich. we hope you come back here to new york on new to the street and keep us up to date on goldland holdings. my pleasure, and we'll definitely be back to give, uh, a full update of where we're at with our vertically integrated holding company, goldland holdings corporation. it's our pleasure. thank you. if you want to learn more about goldland holdings, visit goldlandholdings.com or newtothestreet.com, or you can text "ghdc" to 38698. with us now is an organization that's all about the animals

we're talking about professional animal disasr response and resources. it's a really interesting subject not everyone is aware of. let's learn more. eric bagdikian is the ceo of longmont, colorado-based code 3 associates. they make their very first appearance here in new york on new to the street. eric, welcome to our show. thank you very much for having me. it is our pleasure. now let's get right to it. animal disaster response and recovery is so impoant, but it's often overlooked in many circumstances. what exactly are we talking about here and what role does code 3 associates play in that? code 3 associates part of, uh, a consortium called the national animal rescue and sheltering coalition. our primary function within that coalition is to perform the technical aspects of rescuing and recovering animals in natural disasters. now what is code 3's official procedure when responding to a natural disaster? when a natural disaster hits,

will designate within that jurisdiction who their lead animal agency is going to be. that agency can then go to emergency management and say, "we are over our heads. we need to bring in code 3 and their partners within the coalition. we need technical rescue expertise. we don't have the facility for sheltering for all the animals that are being displaced" by whatever disaster it is. and that's when we go in. we do not go in until we're formally requested. understood. what type of certification and training is provided by code 3? there are two aspects to that question. as far as the technical animal rescue aspect of it, we are providing and certifying training for water operations, rope operations, confined space.

a structure that has collapsed, and you've got a limited amount of area to work in, you know there's an animal in there, and if you can safely go in, knowing how to assess whether or not you can safely go in and rescue that animal. uh, the other side of it is our training division whose task it is to provide animal cruelty training to working animal control officers, humane investigators, police officers, detectives who may be tasked with that kind of investigation. animal cruelty investigations have some very unique nuances that are not necessarily there in other aspects like burglary, auto theft, and so forth. now i understand code 3 associates has an exciting new partnership with petproducts.com. let's talk about your association with petproducts.com. we are very excited about this. this falls--our association with petproducts.com

and it is allowing-- that association and that partnership is allowing us to provide more service, better service, faster service to ars where animals are victims in disasters by getting product to those animals. so what is the best way people can become a part of code 3 associates? 'cau you guys are a nonprofit. that is correct. uh, we have initiated, um, a "become a member" campaign, and that can be found on our website, which is www.code3associates.org. um, and i believe we alsohave it active on social media, twitter and facebook and the like. so if yowant to donate to code 3 associates... you can do that through our website. i mean, is has been a fascinating subject. i hope you come back to us here on new to the street and keep us up to date on the latest happenings

your relationship with petproducts.com. i see it as a win-win going forward. i would consider it an honor, and i look forward to it. thank you very much for joining us here in new york. he is eric bagdikian, president of code 3 associates. to learn more about code 3 associates, visit code3associates.org. (erica ferrari) and if you would like to get involved with code 3 associates, visit code3associates.org, or text "animal rescue" to the number 38698. new to the street introduces you to a blend of business reporting and in-depth interviews relating to new products, analysis, and company profiles. watch for new to the street's upcoming interview with petproducts.com's founder, allen simon. simon explains his work to create petproducts.com, a state-of-the-art pet industryirectory in the world of pet products.

for any kind of animal, any kind of food and product that people are looking for. we will ask this legendary pet industry executive about his plans for launching petproducts.com to be the source of information on stores, distributors, manufacturers, and pet-related services all over the world. whether it's providing healthy, balanced nutrition for your adult dogs with products like avoderm, animal wellness products like the adams flea and tick, or practical products like the well-known four paws super absorbent wee-wee pads, it constantly takes innovation to keep up wh the consumer demands. if you're a pet industry professional, take notice and learn more about petproducts.com and how you can become listed. visit petproducts.com and watch for our upcoming interview with petproducts.com's allen simon in our next program.

for more information on our profiled companies, visit newtothestreet.com. we've got more new to the street company profiles coming your way on our next show. you can find us on facebook, follow us on twitter. i'm ken esveroff. i'm erica ferrari.

here is les feldick. les feldick okay once again we'll just come right back to where we left off in

we're going to jump in now at verse 6. i guess, roy's already got it up there. and again, we like to welcome our television viewing audience and we like to let you know how much we appreciate hearing from you, your phone calls, your letters and your interest in our work and tapes and books and everything, we just are overwhelmed, really. iris and i can never get over the fact that we're just such humble folk and i guess people are finding out more and more that we're just as common and ordinary as anybody. in fact had a lady call this morning and it's kind of amusing, you know, she said - she couldn't find her words - and she said, 'well i'm so nervous.' and i said, 'now look, just pretend you're talking to the farmer next door' and 'yeah, but' she says, 'it's different.' and i said, 'not really.' but anyway, we just appreciate so much hearing from you and that the lord has blessed our teaching. that he has

for a lot of folk and that's all we can hope for. again remember everything is available on video, audiotapes and the printed page and so if you're interested in any of that of course, why you give us a call or write to use and we'll get the information to you. all right, you know i told you one time that i had one fellow call and he says, why waste five minutes with opening and closing. he said, 'we need every minute of teaching!' so, all right, here we go back to galatians chapter 4 verse 6. now remember what we just saw in the last program that when god at the proper time, at the exact moment, made of the woman. came into the human experience at his first coming and of course, went the way of the cross, that he might redeem not just israel, but the whole human race. and that now there is not a soul living that hasn't got the opportunity for salvation. all right, now then, verse 6. he's

these galatians as well as ourselves the opportunity that we have as believers. now he's not talking about salvation as much as he is our position now after salvation and what a great thing it is to enjoy these doctrinal truths even short of glory itself. you know, i've said so often when i talk to people individually, and maybe i've said it on the program, i don't remember, but anyway, salvation isn't just a fire escape. i mean that's just about all people think of. they want to get saved so they won't go to hell and they'll go to heaven. well, that's all part of it, but that's not the most important. the most important part is that god is with us here and now. and he can help us avoid all the pitfalls of life and my goodness, you know i've said over and over, i'm not a counselor, i'm not a marriage counselor but people call

can they get into such horrible circumstances. well, it's because they evidently never understood that the answer to all of life's dilemmas are right here in this book. it's all in here. and all we have to do is be obedient to the things of god and we'll avoid most of those, i won't say we'll avoid them all because after all we're flesh and we're human but we can avoid so much if we just understand our position as believers and when the lord said even in his earthly ministry, that he came to give us life and that we might have it how? more abundantly. and that holds. this is still his whole concept that we can have life. eternal life. but even in the physical that we can have it more abundantly. so now verse 6, and he says, "because you are sons (sons of whom? well, sons of god, we're

result of our salvation. and since we are sons) god." now, i have to always point out that when it comes to the affairs of the spiritual, god is the one who precipitates all the action. we don't. you know i think i've mention that on our last trip home, i had opportunity to visit with an orthodox jew. and oh it was a thrilling experience, with his black robed clothes and everything and steeped in the law of moses of course. and my we just had a royal time! and i'll never forget that i brought him up in his memory to when israel stood on the shores of the red sea and i asked him, 'how much could they do?' well, he just sort of looked blank. i said, 'nothing! the egyptian army

on the right. obstacles on front of them. and did god say, well hurry up and do something? build some rafts. make some boats. get out of this predicament. no. he didn't even tell them to get down and go through gyrations and rituals and all this. all he saiwas what? "stand still." don't do anything and wait for the power of god. and what happened? the red sea opened up and he led them through. now you see, it's the same way today. people try to do this and they work and they attempt and they want to keep the commandments and they want to do, do, do and god keeps saying, 'stand still.' don't do anything but believe. see? believe that's it's all been done. all right, so here again, because of our position now after believing faith, god

the action. "god hath sent forth (not the son, now we're not talking about the cross but).he hath sent forth the (what?).the spirit." the holy spirit of promise. "and he hath sent forth the spirit of his son into your hearts (not into your denomination, necessarily; not into your church building. in other words, you don't pick up the spirit when you walk through the door on sunday morning. the spirit is in the heart of every believer. and so) "he that sent forth the spirit of his son into your hearts crying (that is we cry through the unction of the holy spirit, what?) abba, father." now we have that full privilege of approaching god as our heavenly father. the unsaved world can't do that. oh they can, but they

by it, but you and i as believers can come right into the throne room now and we can call him father. as paul teaches, we can co with all of our petitions. nothing withheld. not on our merit but because of that finished work of the cross. so here we have our position now as born ones, because of our salvation and then immediately god does the doing by sending forth the "spirit of his n in to our hearts" and in response to that now then, through the leading and the guiding of the holy spirit, we have every right in the world to call him "abba, father." now look at verse 7. "wherefore." you know i've pointed out how many times paul likes to use that word. i don't think you ever find that word in peter's preaching or even in the lord's ministry but oh paul uses it over and over and over. why? because paul's is a

is constantly building and so when he's covered this ground he says, 'wherefore' or 'therefore' and then he'll go a little further and he'll stop and he'll say. 'wherefore, therefore' well, here's another one. see? now then, because of all that's he's unveiled in these previous chapters, "wherefore thou art no more a servant (or a slave. you're not even a little child that's under tutors. but a what?) but a son." a full blown son, in full partnership with the i did this in the last never forget one of the first times we went to a few years and our first time there so iris of course, had a lot of souvenirs to pick up for friends and relatives, and so she waited until we got to this one huge souvenir store and there were very few, in fact i d't think

customers in there that day, were there? we were the only ones. we were all alone. and here was this little twelve or thirteen-year-old boy behind the counter and iris had all of her stuff collected and so they started adding it up. and she begins to bargain. now i'll tell you what, she's the world's best. and she begins to bargain. and to bargain. and to bargain. and boy, she kept bringing that kid down and bringing him down and finally he just put his hand on the counter and he says, that's it. well, i could tell that the father was sitting over there in a little anteroom through a door and so while i was seeing all of this go on and i was getting amused. i mean amused! so i go back to the old gentleman, and i said, 'do you speak english?' and he said, 'oh yeah.' i said, 'do you let that little fellow do that?' you know what his answer was? he says, 'he's never lo ast dime yet.' see. he knew what he was doing. he had become a full partner in the business. and the father just let him go,

against a pretty good bargainer. and so here it is. we're no more a little kid under tutors, now as believers; we are in a full blown position as the final tutored son of these parents. all right, "wherefore, you're no more a servant (or a slave, or a son still being tutored) but a son, (a full heir, see?) and if a son (and if you're in that place of maturity that adoption has placed you,).if you're a son then you're an heir." oh my goodness! imagine how many young people just almost revel at the fact that they're an heir of some wealthy, rich grandfather and they're probably almost waitin

consciously for the old gentleman to pass on so that they can cash in on all of his wealth. because they know ey're an heir. well hey; we've got something far better. we've got something far better! i don't have a rich uncle. i don't have anybody that i can wait to die. but, oh listen, i can be anticipating this one because i am a joint-heir; you as a believer are a joint-heir with god himself! okay, come back to romans chapter 8. now this isn't a slip of paul's pen. oh, he says it over and over, you know, this is part and parcel of pauline doctrine and here it is in romans. see, i like to use more than one portion because you know, i've accused people sometime, you build all your doctrine on one or two verses. hey, listen theresn't any thinner ice in all the world that to do something like that. and that'why i

scripture as possible. this wasn't just a unique point in paul's writing, it fits everything else that he's written. romans chapter 8 verse 14. romans 8 verse 14, "for as many (in other words, he could just as well have said, 'for a of you.') who are led by the spirit of god." now listen that's exclusivist. you remember, i told you one time, i get a kick out of the biblical archeology review letters to the editor because some of these people write in and they condemn people for being exclusivist. well of course, we're exclusivist because the bible is. the bible is! and what's it excluding here? lost people are not led by the holy spirit. they're out there on their own under the power of the god of this world. but believers - believers are led by the spirit of god. that's one of the indications that we

a letter the other day and it was a good question. i don't mind it a bit. how can i know that i'm truly saved? it's a good question. well, i wrote back, i'm sure i answered that question by now, i wrote back there are several ways, but number one - do you have a hunger for the word of god. if not, i doubt if there's any true salvation because it just follows like daylight following dark that when we become a child of god we hunger after his word. number two - do you enjoy being with god's people? if you don't then there's something wrong and i would reexamine my so-called salvation experience. and, do you enjoy prayer time. do you enjoy taking your needs to the lord. if not, i doubt if there's any relationship there. but, it's a thing of the heart and i can't look on the heart nor can anyone else,

and i think it's peter who wrote, 'make your call and election sure.' well, what does he mean by that? don't work a little harder but just simply on the light of scripture examine yourself. are you just depending on something that you have done? or are you depending on a solid faith in the gospel, wherein the power of god has been exercised? and when that happens here it comes, as we saw in galatians and now here in romans, the holy spirit comes into our life and he begins to lead and guide and direct to the place where we don't have to have rules and regulations, the spirit does that. all right, now here again, so "if we're led by the spirit of god, then we are the sons (or the born ones) of god." that's one of the proofs of the pudding. now verse 15, "for (he says, as a believer now, that's who he's talking to).for you have not received the

(what?) fear." see, believers don't have to walk around in constant fear. oh, we have respect for god, we revere him. but we don't have to fear him, because we know he loves us. in fact, i'll never forget, i think i mentioned it on the program a long time ago. somebody sent me a tape with their pastor's sunday morning sermon and i learn a bunch from it. and that was that in john chapter 11 where jesus was dealing with martha and mary and lazarus, all through that chapter it wasn't how much lazarus and mary loved jesus but what was it? how much he loved them. and it was an eye-opener. and see this is what people have to realize. it isn't dependent on how much i love him, although we're certainly going to love him. but you see, the thing that's important is thawe realize how much he loves us. enough to die for us.

all right,ow then, when we have that kind of a salvion, the holy spirit bears witness with our spirit that we are the children of god. now do you see how that flies in the face of these people that say, well you can never really know. oh, you can hope so. try. do the best you can. but you'll never really know. that's not what my bible says. my bible makes it so plain, and mine's no different than anybody else's but it make it so plain that we can know that we have passed from death unto life. and here is another one. it's the witness of the holy spirit that we have that salvation. we have the fact that we are have the fact that we are the children of god. now verse 17, is what i came for. verse 17. "ad if we're children (if we're true sons of god by virtue

(what are we?) heirs." heirs, not of some rich grandfather. not of some corporation president with millions and millions of shares. oh, but we've got something far greater. we are "heirs of god." see that? just exactly like he said in galatians. "we are heirs of god and (now to bring it even tighter) we are joint-heirs with jesus christ." now listen i don't have to tell adults like you what it is to be a joint-heir. if any of you own a home or you own property, and both of you are owners, what are you? you're joint heirs. you both have rights to that property. if one of you passes off the scene the property belongs to the one that's left behind regardless of which one goes first. all right, now the whole concept of

parcel of that christian experience. that we are heirs of god because we are joint-heirs with jesus christ and of course, that may mean that we will suffer with him and we may also experience that glorification with him. all right back to galatians once again. so verse 7, in completeagreement with romans 8. "wherefore, thou art no more a slave but a son (a one, in full heirship) an heir of god through christ." now verse 8. "howbeit then, when you knew not god, you did service unto them who by nature are no (or not) gods." now i've stressed especially since our time

spring, that as we retraced so much of the area that the apostle raul labored in and we say the gross idolatry, the gross mythology of all these places where paul earned his converts and how the man must have been constantly subjected to all the immorality of that ancient world. it's beyond me. and yet he never slowed down. he never stopped proclaiming the gospel and out of that gross, immoral pagan world, oh he got trophies for god's grace. and i was just explaining this to somebody sunday afternoon. we had a group of college kids, and oh, they had a list of questions that long. and one of the points i made was - now isn't it amazing that these new converts of

all the license and the immorality of the pagan worship of gods and goddesses. came into a salvation experience and almost immediately had to be martyred for their faith. now think of that. they hadn't been saturated for 50 years in christianity like you and i have. but even as new believers just recently saved out of all that background and they died for their faith. they didn't go back into their paganism. i would think it would have been awful easy to do. but you see, if you look at that and then compare that with christianity today, how many professing christians today even after having been, what shall i say, taught and tutored for 25, 30, 40 years, if that kind of persecution came, that their life was on the line, how many would stay with it? you ask yourself,

morning when you're sitting in church and i don't care what church you're sitting in and i can do the same thing with mine, you look out over that congregation. how many if all of a sudden a heavy hand of persecution would fall, and we would have to literally give up our life for our faith, how many of that congregation would go with us? i think we'd be kind of surprised. but you see, this is what paul is talking about, that all of his converts, not only in galatia but up in philippi, thessalonica, berea, athens, corinth, rome - any place that paul ministered and had these converts out of paganism; they immediately came under the pressure of persecution. we covered that when we were back in the corinthian letters. this is the main reason he didn't really encourage marriage because it's so much easier to die for your faith if you're single than

worry about. that was his only reason, but here look at it. "when you knew not god (they were steeped in pagan darkness) you did service (see they worshipped these pagan gods) who by nature (when you boil everything down they) weren't gods at all," they were nothing but a piece of wood or stone. oh but verse 9 here's another one of mfavorite words. "but," see? "but" they're no longer in that paganism. they're no longer worshipping wood and stone, "but now, after you have known god or rather (even better yet we could say,) you're known of god." god knows them personally now because they're his. they're his children. now then, he says, if you are in such a glorified

what he calls the law and legalism - why or "how turn you again to the weak and beggarly elements?" now what does it mean to be beggarly? well just exactly what the word implies. it's to be just sort of groveling and just begging for mercy and that's all these things were, they were beggarly. and they were weak and they had absolutely no power to lift these people out of their bondage and out of their paganism. then why turn back to something that's no good? now we've been studying the book of hebrews, i think in our muskogee class on saturday night and all through the book of hebrews, what's the comparison? the things that were good, and they were. but oh, now we're got things that are what? better! thousand times

responding, why oh why, when you've had it so good. your feet had been planted on something solid, you're an heir with god, you have the holy spirit to direct you, the why turn back to that which is beggarly. well, what's he talking about? the law. legalism. and legalism is beggarly. it is a dust groveling system. and if only people could see that. legalism is just putting people literally crawling in the dust and begging that somehow i can make it. oh, you know, i had quite an experience in indiana. just before we left, i had the sweetest letter from a dear lady who had come out of some of the most rigid religious background. i won't even name it. and how

the grace of our message. and i had no idea, because she was clear from pennsylvania and so i was sharing somef the points of the letter with my crowd in indiana and lo and behold, who should walk up at break time but this lady! i said, 'you've come clear from pennsylvania?' and oh you now you talk about somebody that was effervescent to be living in such freedom and such grace! she'll probably hear this some where down the road. she'll know who i'm talking about, but listen, this is just the opposite of what the galatians were doing. the galatians were going back into the stuff, if i may call it that. and they were giving up their freedom and their joy. and letting themselves get wrapped up again in legalism and law-keeping and he says, how? paul

to again be in bondage?" it is hard to understand isn't it? and yet that's the human race. even tonight, today. the whole human race for the most part is just simply groveling in legalism and good works, trying to keep the commandments and not realizing that when christ died, he paiit all. you know, that's what the old song says isn't it? he paid it all. oh, indeed he did! and oh this is all i'm asking god to do is just to open the hearts of people that christ has paid it all. announcer thank you for watching through the

weekly bible study. if youwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwww announcer: the following a paid announcement for the international fellowship of christians and jews. announcer: you're jewish. one of god's chosen people. isolated in a distant land. you've managed to survive the holocaust, survive communism monthly pension must pay for medicine left for food or electricity or heat or clothes.

but painful memories and you wonder, does anyone care? (speaking russian) i wish god would be merciful and take me because it is better to die than to live like this. shalom. i'm rabbi yechiel eckstein of the international fellowship of christians and jews. i'm standing here in the ukraine in the forr soviet union in an area called a shtetl. an old jewish village. i'd like to show what happened to the jewish community in the past but even more importantly i would like to show you what the jewish community is like today in the former soviet union. i think you will be surprised. announcer: a 100 years ago russia was the center of the jewish world with 5 to 6 million jews living there. although russia's largest ethnic group,

persecution. then came the bolshevik revolution. hoffman: the soviets systematically destroyed any kind of base for religious affiliation. they closed synagogues. they closed jewish schools, sent rabbis and teachers to jail and prison. and tried to convert everyone to their brand of materialist atheism. announcer: then came the nazis. between 1941 and 1945 soviet jews were savagely persecuted. subjected to every possib pain and humiliation and murdered in mass executions. eckstein: this is babiyar outside of kiev here in the ukraine. one of hundreds of killing fields from world war ii's holocaust throughout the former soviet union. there is a traditional memorial prayer of the dead that is recited when we come to visit this site. (speaking hebrew)

remember those who died here. (singing hebrew) it was here in 1941 that in a period of five days over a hundred thousand jews were killed here by the nazis. holocaust survivor: they were all brought to babiyar and they were all undressed, everyone, and then they were killed. imagine, a lot of people can't imagine. managed to survive the nazis then suffered the post world war ii persecution, indoctrination and anti- semitism of the communists. jews were forbidden to practice their fai education and they lived in fear of the soviet people

ridicule and beat them. were victimized throughout this century. and now tragically, by the collapse of the soviet system itse. right now, sacrifices are the order of the day. governments don't have enough money to maintain social services. they a not paying pensions on time. today an elderly person has to get along in ukraine on about $20 a month. and half of that has to go for rent and utilities. eckstein: this is bela. she lost her entire family in world war ii, in the holocaust, all 13 members of her family were lost. today's wednesday and she tells me the last time she had a meal was sunday. she is elderly. she is alone. and she has no hope other than the hope we can bring to her. hoffman: the food box is our most basic form of aid. it has a number of basic

flour, rice, sugar, canned fish, cooking oil and a few other items. this box is designed as a diet supplement. when the funds are available we would like to be able to provide a box on a monthly basis to the tens of thousands of those who are in need. unfortunately, we are only able to deliver these boxes about two or three times a year to most of the needy. eckstein: these people have been waiting here all morning to receive their box of food that will help them through the month. they vitally need this to augment their diet. and we can make that possible for them. most of us can help with a box for $15 that will help these people for a month. won't you do that? won't you help these poor jews? donor: these people are absolutely desperate. and we have to do something to help them or they are going to starve to death.

the food boxes we provide hot meals three times a week to those jews here in the former soviet union who are in need. your gift of $50 will help one person with a hot meal three times a week in addition to the monthly box. or perhaps you can do more. perhaps you can help more than one jew and for more than one month. won't you consider it? donor: it's their life, it's whether or not they get it's absolely vital to their life blood that they be helped. eckstein: it's a scriptural mandate incumbent upon all of us that we extend help to those less fortunate than ourselves. this is made amply clear in jesus in the new testament as well. he stressed this obligation in the parable of the "good samaritan" and in other places that it's our responsibility to help those who are in need. how much more so to the

bela: without the food baskets and the hot meals i would starve. it would be like it was for my father when the nazis captured him and starved him to death. announcer: living on ridiculously low pensions of $15 to $25 per month. they go without food medicine and the bare essentials of life. but through "isaiah 58" you can change that. $15 will provide a food box packed full of staples to help them through the month. joining our box-a-month club will provide a food box every month to an elderly jew who desperately needs it the most. for $50 you will provide three hot meals a week for a month in addition to a food x. what a blessing you can be to a jew who has suffered so much. what a witness you can be to the love of god for the scattered remnant of his people. hagee: the bible says in genesis 12, "i will bless those who bless you and i will curse those who

if you trace the pages of world history you will find that every man and every nation that blessed israel, god blessed that man and nation. and every man and nation that cursed israel god cursed that man and nation. eckstein: i founded the international fellowship of christians and jews in 1983 and we're based in chicago. i really did so because i felt that there was a need and continues to be a need for a bonding between christians and jews. jews facilitating the rescue in china and sudan of christns who are trying to assert their rights to their faith. and we provide christians with a way in which they can bless the jewish people and israel by helping jews from the former soviet union, helping them with their food and medical needs. this is the ministry. this is the vision of the international fellowship of

(speaking russian) hoffman: as a jew i am grateful for the aid provided by christians in america and other countries around the world. to our efforts to locate and help these hundreds of thousands of needy jews in the former soviet union. without your help, without the help of others no o would know about them. no one would find them. no one would be able to help them. maria: there are lots of different religions here but none of them give help to us like christians and jews do. announcer: the nternational fellowship of christians and jews works through the joint distribution committee. an organization dedicated to helping those in the jewish community of the former soviet union. together, they join hands and hearts through "isaiah 58". eckstein: as isaiah says in chapter 58, "and if you give yourself to the hungry and satisfy the desire of the afflicted then your light will rise in darkness and your gloom will become like midday.

overwhelmed by what i have seen. the poverty. the lack of medical care. i can't imagine myself having to live under those conditions. these people are destitute and they have got to have our support as christians. they have got to have our support and our prayers. (singing hebrew) shalom alechem donor: this is the only food that they have. a bowl of soup and some other things that are provided by this ministry and it's really been a blessing to be part of it. announcer: the inrnational fellowship of christians and jews launched "isaiah 58" as a way for christians to bless derly jews living in shocking poverty without food, medicine or heat. you have an opportunity right now to reach out to this remnant people who are idesperate need. for only $15 you can provide

items which will supplement the meals of one person foa whole month. eckstein: this is one of the main food box distribution centers here in kiev serving the area in the ukraine. as you can see this room is rather empty. we didn't contrive this situation. we didn't stage this scene. sadly, there are more people in need of food and these food boxes than there are boxes to provide for them. but you can make that change. you can make this room filled up to the ceiling and around the walls with boxes. you can provide food and sustenance and joy to a jew here in the former soviet union. announcer: if you can, help more than one person. or join the box-a-month club by pledging $15 or more month for the next year. the doors are now open to

waited too long. please call now. eckstein: whatever it is that god places on your heart. however you can see filling this warehouse with boxes. i sincerely and deeply hope that you will hear this call and respond to this need. announcer: a gift of $50 will provide both a food box and three hot meals a week for a month to one elderly jew. $100 will provide food for two people. and $200 for four people. bela: now, three times a week i get hot meals from the jewish organization. it is all i get to eat. announcer: when you call, you will receive an "isaiah 58" prayer packet with pictures and information on individuals being helped by the program. become a partner in "isaiah 58" now. many jewish lives can and will be saved or rescued by what you do. robertson: now more than

it's important for christians and jews to build bridges of cooperation and understanding between our faith communities. this m is doing a noble work worthy of our support and understanding. and i hope that every friend i have out there right now will make this work and this fellowship a part of your donor: they are not feeling sorry for themselves. (speaking russian) needy jew:my husband and i wake up early in the morning each day before 6am to be the first ones on the street to collect empty bottles. donor: there was a time in eir life when they were successful, they were good responsible citizens and you know in a wink of an eye that was taken away from them. russian jew: in the current economic conditions it is a problem to find anyone to buy the bottles

fficult but i am not lazy. hoffman: from day to day the elderly don't have any idea what things are going to cost. they have to live on a fixed pension but prices keep changing. prices keep rising. this takes a terrible toll on the health, on the morale, on the general physical well being of the elderly. shengl: it is very difficulto live on the pension they give. it is not enough to li on. i have received a warning that they will cut off my electricity. i have no money so they will just have to cut it off. (speaking russian) eckstein: i am here with chava. chava has to make a decision that i wouldn't wish on anyone and she has to make it almost every single day. (speaking russian) chava: i must take my

part of my pension. i must pay for all of these medicines. for my lungs, my heart and my foot. eckstein: chava has to decide between these pills to help her breathe because she has bronchitis, between that and food. as you can see she is bed ridden and she has a very bad heart condition. and this medicine alone keeps her able to breathe and it costs one third of her monthly pension. chava: after i pay for all of my medicines i have no money for food or for anything else. eckstein: we try to help people like chava not have to make that kind of decision. and so we bring her food. we try to provide people like chava a package once a month to help supplement meals during the week. and, secondly the meals on wheels program that brings

hot meal three times a week. the more funds that are available, the more hot meals brought to her, more packages and the more people like chava will be able to be served as well. announcer: the nternational fellowship of christians and jews has launched "isaiah 58" to mobilize christians to join their jewish brothers and sisters. donor: i just have to say that as a gentile i am so blessed to be a part of helping the jewish people in this country. it is the most wonderful experience that has every happened to me. announcer: together, we are fulfilling the divine call to provide aid and comfort to over 500,000 jews living in shocking poverty in the former soviet union. donor: so much joy could be brought for so little. and if people back home could realize how much could be accomplished with just so little,

it would be so unreal. announcer: through "isaiah 58" you can begin to repair the effects of decades of deprivation, anti-semitism and brutality. $15 provides a food box that will mean so much to someone who cannot afford food. for $50, in addition to the food box, you can provide three hot meals a week for a month to an elderly jew. hagee: paul said in the book of romans, "if you, gentiles, have received from the jewish people their spiritual things you owe it to them to minister to them in material things". boone: soviet jews have faced persecution after persecution for centuries. but the situation that they face today is an especially dangerouone. as christians, we are not going to have any excuse if we just and idly by watching history repeat itself. bela: the people in ukraine who don't like jewish people, who hate jewish people they call us zhid.

black people are called niger. it's like that, it's the same. eckstein: the bible teaches us in isaiah chapter 58 (speaking hebrew) "from your flesh and blood you shall not avert your eyes". my friends, we dare not avert our eyes from seeing the suffering and the pain of the jews in the former soviet union and knowing that we could do something aut it. donor: i'm a street boy. i left home when i was 12 years old. and i know pain when i see it when i look at people's eyes in the street and i see a lot of pain there. hoffman: we see in every jew we meet here a potential lost relative. and it increases our motivation to want to help them because we think, "there for grace of god go i these people need to be fed hot meals. the monthly box just simply is not enough. eckstein: imagine what it

not to have food. to be home bound. not to have any family members that you can turn to and suddenly three times a week someone comes in, an angel, comes in with food. this is what we call in the states the meals on wheels program that is administered throughout the former soviet union thanks to your help. and thanks to volunteers who give of themselves and of their time and of their energy and their love toelp the elderly jews who have no one else to help them. donor: the people that are doing this program are just touching the surface when they tell you how wonderful it is to be able to feed the hungry. because that's what we are doing, we're literally feeding the hungry. eckstein: your gift of $50 will help one person with a hot meal three times a week in addition to the monthly box. shengl: there is no way

this food. it is like the angels arriving every time this food arrives. eckstein: this is shengl. and as you can see she just received her food for today and this food has to last her for two days. shengl just had a stroke a few months ago. and she was telling me that she had to make the decision between food and the medicine that she needs to take. in fact, she cried to me just a few moments ago saying she doesn't know how she could have lived and how she could go on without our help. announcer: christians are now able to comfort shengl and many others of god's chosen people by providing food boxes, meals through soup kitchens, and meals on wheels. only $15 will provide a box of assord food staples to augment the diet of an elderly jew who cannot afford to buy food. eckstein: for only $50 a month you can provide a jew

union, someone in need, someone hungry and alone with no one to care for with a meal like this though our meals on three times a week we will bring such a meal to a jew for a period of a month. for $50 you can help save a life. god teaches us in isaiah chapter 58 to divide our bread with the won't you share your blessings with those in need here in the former soviet union. won't you divide your bread with those in ed here. announcer: when you call you will receive an "isaiah 58" prayer packet with pictures and information on individuals being helped by the program. become a partner in isaiah 58 now. robertson: i believe a blessing has been ordained by god for those who bless abraham and the descendants of abraham through isaac and through jacob and

all the way to the current nation of israel. hagee: you will discover the prosperity of the lord. you will discover god's favor and a peace in your heart that only god can put there knowing that you have done a mitzvah, a divine something, that blesses the heart of god. falwell: that is why i believe in the work of the international fellowship of christians and jews. it is exemplary of the kind of cooperation which is need between both communities of faith. needy jew: now non-jews are coming to help us again. tell this righteous people thank you. needy jew: thank you for bringing me the food box. in the ukraine now things are ba we need food.

needy jew: food is a very big problem for me. i couldn't live without this food. thank you. thank you. hoffman: it gives us great satisfaction today to see so many of these things coming to fruition, so many of these people helped. together, we have all made a difference in the lives of these people, in the lives also, of the jewish communities now reviving, now coming back to life in the former soviet union. (speaking russian) eckstein: this is maria. she is 88 years old and alone. and i think you can understand her in whatever language it is and its russian. maria is thanking me on behalf of all those here in the former soviet union who are helping people like her with food and with medical needs. people like her who are alone who have no one else to help them. and i pass that thanks on to

heart if you haven't done so already to pick up the phone and make a call to help people like maria and thousands of others like her. for $50 you can provide three hot meals a week for a month, as well as a food box to people like maria. donor: i never met more wonder people in my life than them. they are so grateful that we as americans came over here and showed them that we love them too. it overwhelmed them but it overwhelmed us more. maria: tell americans that they are the best. thank you for the great help to us jews here. now jews don't feel ignored but we feel important too. donor: they think they were privileged but we know we were. because of who they are.

them and i can't say enough about how desperate their need is. (speaking russian) holocaust survivor: they were all undressed and then they were killed. hoffman: we have the infrastructure, we have the organizations. we know where the needy jews are. we've located over 170,000. what we are lacking today are the funds to keep this going. donor: you know in our scriptures it says, "to whom much is given, much is required". and, anybody who has a home, or a job, or a family and those things have not been taken from them, then i'd like to have them know that

what we do. eckstein: won't you call right now while it's on your heart? the bible says those who bless his people israel will themselves receive god's blessing. donor: he say's we will be blessed when we bless them. and, oh, we've been so blessed. eckstein: won't you now receive god's blessing. feed the hungry, clothe the naked, not avert your eyes from our own flesh and blood. the jewish people who have suffered and endured so much in this century here in the former soviet union, won't you make the call? won't you help them now and be blessed? donor: i'm a christian and i'm here to love you and i'm here to help you and i'm here to do for you. you see their eyes light up.

to know that i'm a christian and doing part of god's work in helping the jews. announcer: for only $15 you caprovide a food box of staple items, which will supplement the meals of one person for a whole month. for $50 in addition to the food box you can provide three hot meals a week for a month for one person. or $100 for two needy people. by pledging $15 or more a month you will join our box a and supply a box of food every month to an elderly jew in the former soviet union who might not otherwise have food to eat. donor: i'm talking to christians in particular that we do our part. the jewish people know we love them. and they need us most now. announcer: when you call you will receive an isaiah 58 prayer packet

being helped by the program. become a partner in "isaiah 58" can there be any greater blessing you can give to one of god's chosen people? please, call the number on your screen now. eckstein: from the former soviet uon, on behalf of maria, and the tens of thousands of others whom you e helping, thank you, spaceba, todah rabah and shalom. this is rabbi yechiel eckstein. announcer: this program was paid for by the friends and supporters of "isaiah 58". (male narrator) our world is changing, and that shift is not for the better. in a time when current events show a culture clashing with god's word, dr. david jeremiah has a message of hope for the future,

should respond to ourhanging society. join dr. david jeremiah for his series, "i never thought i'd see the day"

... >> announcer: the following is a paid presentation for lifelock, the best identity-theft protection available. identity theft is the fastest growing crime in america. >> i started getting phone calls from credit collection companies. "you've opened an account here and here and here." they wanted payment. and it was payment for things that i did not do. >> i was hit with 12 different cases of identity theft within three days. how did somebody get ahold of my identity and become me? >> you see those movies abou identity theft and, you know, someone living an alternate life and taking over, and i was scared. she had my home address, she had

social security number, and she was able to make a purchase for $8,000. >> someone got ahold of my driver's license number and obtained tkets pretending to be me, giving my information to the police officer. my employer told me that i had seven days to clear it up or i would be unemployed. i had to prove that i was innocent because, to them, i'm looking guilty as if i have something to hide. >> in my early days with the fbi, the crooks would go into a bank with sunglasses and a hat, rob the bank, they'd probably get caught, face 10 years in prison. now they steal our identities. >> announcer: 1 in 4 people have experienced identity theft. your age and your income don't mattero identity thieves. just having a social security number makes you a target. >> crime is changing. criminals have moved into cyber crime because they know the risk's low to them and the payoff is much higher. >> announcer: over 100 million americans have had their personal data exposed, and

fraud every 2 seconds. >> we're all vulnerable to identity theft, unfortunately. for savvy consumers who really want to safeguard their overall financial wellbeing, you have to be proactive and take steps to guard against this problem. >> announcer: in the digital age, our information is everywhere, making us all more vulnerable to identity theft. that's why millions of people have become members of lifelock. it's the best identity-theft protection available. >> it was a very empowering experience for me to have lifelock on my side. >> they're helping protect my accounts and my social security number. >> lifelock made it so i can go back to my life. >> i feel safe. lifelock's there. >> i don't need to worry about this now. i can't tell you how happy that made me. >> announcer: stay tuned and meet top experts in the field of identity theft. learn some of the tricks identity thieves do to steal your personal information. >> so this is how easy it is to skim this card. >> announcer: and learn more

and helps otect you from identity theft. >> detecting fraud is a lot like squeezing jell-o. as soon as you stop it at one place, it squirts out somewhere else. and we've really devoted the last decade of our research specifically to identity fraud protection. >> announcer: find out more about what a lifelock membership means to y and meet some of the lifelock identity protection agents ready to answer your questions, to help resolve identity-theft problems, and to keep watch over your private information. >> you have this whole team of people on your side, and you know that you don't have to go it alone. i don't know what i would have done without lifock. >> when i first got the alert from lifelock, my reaction was actually, "ha ha, i got you." since i'd been alerted and lifelock was helping me resolve the issue, whoever was doing that wasn't going to be able to benefit. >> i was a victim identity theft, and it wasn't fun. i was on my own. i had no idea what to do. and it was a terrible feeling. but it wasn't as bad as when it happened to my daughter, who was

somebody had stole her social security number. i was furious. i was concerned about her future. and so i contacted lifelock because i had heard about them. i looked into what they offer, and it was the best thing i ever did. >> announcer: now let's join lifelock member tom jourden to learn more about identity theft, the fastest growing crime in america. with tom is former fbi agent and renowned speaker jeff lanza, an expert in fraud, cyber crime, and identity theft. >> jeff, thanks for being here. >> you're welcome. >> you know, 10 years ago, i didn't even think about identity theft, but then, unfortunately, i became a victim. and now we hear that it's the fastest growing crime in america. why is that? >> a couple of reasons why it's the fastest growing crime in america -- number one, it's easy to commit, and the bad guys know that. the second reason is, it's very lucrative. so once they get your information, especially your social security number, then

cash, to monetize that information. and once that happens, the victim is left with a lot of problems. >> i think most people think if they have a problem, their bank or credit card company will just take care of it for them, right? >> well, it depends on what the problem is. if the problem is credit card fraud, someone used your existing credit card number or cloned your card, yeah, the bank will take care of that. but that's just one part of the problem of identity theft. there's a much broader problem, and that is when someone steals your identity entirely. they've got your i.d., they've got your social security numbe they apply for these accounts in your name. you don't even know it's happening. u may not figure it out until you get a call from a bill collector, a credit card company that says yore past due on a credit card that you don't even know you had. >> so when you're on your own, you're kind of just blind that this is happening 'cause there's no one out there looking out for you. >> that's exactly right. you know, we have our jobs, we have our family, we have our life. do you want to take hours out of your day, maybe for days and weeks at a time, to try to figure out how to correct the problems that the identity thief caused? if you were gonna do all that, i

would take or even where you would begin to do that. you don't have the technology to do that. >> so, in general, the advice you would give -- what can we do to protect ourselves? >> the earlier identity theft gets detected, the sooner you can address the issues and stop it from getting worse, and that's where lifelock comes in. they deal with this every day. >> when jennifer learned a fraudulent account was opened in her name, she thought she could easily deal with it on her own. so here i am trying to call and prove that i'm the real jennifer, and they just don't believe me. i probably talked to six or seven people. each time i'd have to repeat my story. "i did not sign up for this credit card. i don't owe you any money." that person says, "well, i can't help you, but let me transfer you to this person," and it's just so aggravating. it's like, "just send me to the right person." i almost got to the point where i was like, "let me pay for this $400 and just close the account and let's be done," but the thing is, there were other credit cards out there. you just don't know how deep it goes. when my lifelock agent got involved, somehow she knew exactly who to talk to.

she knew exactly who to talk to. and she helped me take care of it. >> we work, shop, even pay bills almost anywhere. it's great, but it can also make us more vulnerable to identity theft. jim stickley is paid to think like a hacker. he's been featured on investigative reports revealing where we're the most vulnerable to cyber crime. >> no one thinks they're gonna fall victim to identity theft, but check this out. in a caf\ like this, you know, people have this idea that they're safe when they're online. they feel it's being provided by the local caf\ here, so it should be safe. the reality is, though, that something like this -- this is a wi-fi device -- can be brought to a local caf\, set up right here in front of people without them even knowing it, and instead of them connecting to the wi-fi in the organization, they'll be connecting to this wi-fi device instead. what if they type in log credentials? i've got them. if they type in a password, i've got it. if they pe in credit card information, i'll get that, as well. all of this information can be

then they can use that information to commit identity theft. i do these scams to show people what's going on out there. criminals are continually finding new ways to rip people off. and the bottom line is, you need somebody in your court. that's why lifelock makes so much sense. >> these real lifelock members all volunteered to share their experience in this show. stay tuned to hear more true stories, learn more about how identity thieves work, and find out how lifelock can help protect your identity. >> announcer: identity theft is the fastest growing crime in america. are you at risk? you could be if you bank or shop online, have health insurance or fill out medical forms, if you have a smartphone or use public wi-fi, even if you file your taxes online. no matter how careful you are, your social security number and your other personal information is out there out of your control. just detecting the problem is not enough. how do you resolve an issue if

>> i signed up for lifelock. we have someone in our corner to help fight that fight. >> announcer: a lifelock membership means you have a whole team of lifelock identity-protection agents ready tonswer your questions, resolve identity-theft problems, and to keep watch for threats to your identity by monitoring more than a trillion data points a day. that's why millions of people have become members of lifelock. it's the best identity-theft protection available. the minute you become a lifelock member, you have exclusive members-only protection services, including 24/7 access to u.s.-based identity-protection agents, real people with experience and identity-protection knowledge to answer your questions, proprietary lifelock identity monitoring with a technology that detects threats to your identity, plus dedicated lifelock restoration specialists to immediately get on the case if your identity is ever stolen and to work with you to set things right, all backed by our $1 million total service

>> every lifelock membership comes with a $1 million total service guarantee. that means if your identity is ever slen, lifelock will spend up to $1 million on experts to help set things right. >> announcer: lifelock memberships start at only $9.99 per month. and listen to this. through this special tv offer, when you call right now, you can get your first month free. you'll get 24/7 access to u.s.-based identity-protection agents, proprietary lifelock idtity monitoring, dedicated lifelock restoration specialists, the $1 million total service guarantee, and so much more. >> i feel like not having lifelock is kind of like not wearing a seatbelt in a car. why would you do it? >> announcer: join in minutes. protection starts immediately. use promo code "free" to get the first month of your lifelock membership free. as an extra bonus, call right now and get this document shredder -- a $29 value -- as our gift. so don't wait until someone uses

get your first month free when you become a member today. with memberships starting at only $9.99 per month, there is a plan for everyone. >> with lifelock, i wanted to have somebody on my side who was helping us be proactive and protect our identity. >> announcer: or visit golifelock.com. use promo code "free" to get yourirst month free, and a free shredder with annual membership. join now. protection starts in minutes. >> so, you mht think that your credit card is safe if it never leaves your sight, but the reality is, the wrong hands, all it takes is a second for it to be stolen. that'll be $7.49. >>reat. >> skimming is when a criminal will take your credit card and they'll run it through a device... so, this is how easy it is to skim this card. sorry about that. ...and then that device is gonna record everything that was on your card.

information to go out and shop online or even make their own credit cards to make purchases in the next store they go to. i do these scams to show people what's going on out there. criminals are continually finding new ways to rip people off. >> it's something that's out of control. i can't protect my identity all the time with everything that i do. bad people are gonna get your information whether you want them tor not. i have really a teammate in lifelock knowing that they're keeping an eye out for things, things that i couldn't do myself, and having them on my si, and it really is that [sighs] i can just relax and take one wry off my plate. >> the technology behind cyber crime is extensive, but what about lifelock's technology to protect you? well, dr. stephen coggeshall, lifelock's chief analytics and science officer, is here to explain how lifelock's proprietary technology is helping fight identity fraud. dr. coggesll, thanks for being here. >> my pleasure. >> tell me about lifelock's proprietary technology.

things. and what we do is really cool. we go to our more than a trillion data elements in our data bank. we'll look at all the other things it's connected to in the world, all the other applications we see, we look at what's going on at the address, has anybody else used that social security number, is there something strange about that e-mail? and we gather all that information together and put it through some pretty complicated mathematical formulas, and we come up with a probability scor the likelihood that that's a fraud attempt. >> and then you alert me as a lifelock customer if you see something out of the ordinary? >> that's correct. if a member gets an alert, they have the opportunity to say, "oh, yeah, that's me." but if it's not them, if they're sitting home watching tv and they get one of these alerts, they can press a button and contact lifelock, and we start the process of shutting that fraud attempt down. lifelock started from the very beginning specifically to protect our members from identity fraud. that's our reason for existence. >> my cellphone goes off at just past 6:00 a.m. and it's a text alert from lifelock. someone attempted to use my name and social security number to

they filled out an application online with a $10,000 limit. lifelock caught itnotified me, and we were able to stop that credit card from ever being issued because we caught it early enough in the processing phase. >> when your identity's been stolen, you want a knowledgeable, trusted friend on your side to get you out of the mess, and this is the big difference between monitoring your own credit and lifelock. a lifelock membership means you have a whole team of identity-protection agents ready to watch for threats to your identity, to answer your questions, and to help resolve identity-theft problems. lifelock memrs like me get a dedicated agent based right here in the u.s. to help resolve any threats to your identity. meet identity-protection agents daniel, pua, and sarah. they're part of a team of agents who address identity threats and help lifelock members if an identity theft occurs. what happens when a member gets an alert? i mean, when do you get involved, and how does that work?

that it was not them, that they believe it's identity theft, is when we get started. then you'll speak to somebody like me, and i'll call you and i'll assist you through the whole process. >> we know who to call, what documents are needed, and we get it done much quicker than a member ever could on their own. >> i know the questions to ask, i know the people to talk to, i know the numbers to call, and i can make it just so much easier for you. and i'm also willing to stay on hold for you if you need. >> wait a minute. say that again? >> yeah, i'm willing to stay on hold as long as it takes on your behalf if necessary. >> 'cause that is the worst part -- staying on hold. >> it is. [ chuckles ] but i'm happy to do it. >> you're happy to do it? >> yes. i am. >> now, sarah, i know that you are a veteran. you, i assume, work with a lot of veterans and people in the armed services. >> i do. up until a couple years ago, social security number was on identification cards. it's sad that people fighting for our country have to worry about that, but we are more than happy to help and see them through it, to carry the burden,

the mission, and that's why i love what we do. >> and when you go home, sarah, at the end of the day, wt makes you say, "that was a good day"? >> i love when i close a case. i love it. and every time i close one and i can't wait to call my member, it really is just gratifying knowing that taking the burden and helping them through the process and being able to make that phone call, "hey, your case is closed" is priceless. i love it. >> what's impresd me most about lifelock is they're also gonna be there to help you afterwards if something happens. the credit monitoring agencies, they're just gonna go, "no, you had an issue. it's on you." whereas lifelo says, "let us help you." >> every single time the lifelock agent, if we've had to stay on the phone too long with the other company, the agent will always say, "let me take this, angela. i'll call you back when i get them back." and i just feel like they respected my time and me. >> they know everything that there's no way i could know. i don't have to think about,

i turn it over to lifelock, and they'll help me. >> announcer: identity theft is the fastest growing crime in america. are you at risk? you could be if you bank or shop online, have health insurance or fill out medical forms, if you have a smartphone or use public wi-fi, even if you file your taxeonline. no matter how careful you are, your social security number and your other personal information is out there out of your control. just detecting the problem is not enough. how do you resolve an issue if you have one? >> i signed up for lifelock. we have someone in our corner to help fight that fight. >> announcer: a lifelock membership means you have a whole team of lifelock identity-protection agents ready to answer your questions, resolve identity-theft problems, and to keep watch for threats to your identity by monitoring more than a trillion data points a day. that's why millions of people have become members of lifelock. it's the best identity-theft protection available.

member, you have exclusive members-only protection services, including 24/7 access to u.s.-based identity-protection agents, real people with experience and identity-protection knowledge to answer your questions, proprietary lifelock identity monitoring with a technology that detects threats to your identity, plus dedicated lifelock restoration specialists to immediately get on the case if your identity is ever stolen and to work with you to set things right, all backed by our $1 million total service guarantee. >> every lifelock membership comes with a $1 million total rvice guarantee. that means if your identity is ever stolen, lifelock will spend up to $1 million on experts to help set things right. >> announcer: lifelock memberships start at only $9.99 per month. and listen to this. through this special tv offer, when you call right now, you can get your fir month free. you'll get 24/7 access to u.s.-based identity-protection

identity monitoring, dedicated lifelock restoration specialists, the $1 million total service guarantee, and so much more. >> i feel like not having lifelock is kind of like not wearing a seatbelt in a car. why would you do it? >> announcer: join in minutes. protection starts immediately. use promo code "free" to get the first month of your lifelock membership free. as an extra bonus, call right now and get this document shredder -- a $29 value -- as our gift. so don't wait until someone uses your identity for their benefit. get your first month free when you become a member today. with memberships starting at only $9.99 per month, there is a plan for everyone. >> with lifelock, i wanted to have somebody on my side who was helping us be proactive and protect our identity. >> announcer: or visit golifelock.com. use promo code "free" to get your first month free, and a

join now. protection starts in minutes. >> nearly 50% of american adults have been affected by data breaches. if you're notified of a breach, you're nearly 6 times more likely to be a victim of identity fraud than those who are not notified. and once your information is out there, it's out of your control. that's why you need protection. >> you know, i've always heard of these data breaches at retailers. you always think it doesn't happen to you. and it did. my information, as well as that of many others, had been breached during a christmas shopping season by this major retailer. and that's when i said, "i have to protect my family." i called lifelock. it was so simple, and i actually was kicking myself that i didn't do it earlier. sometimes i even like hearing the ding, knowing there's an alert. lifelock makes me feel safe knowing someone is concerned about my future and that of my children. >> you know, jeff, last time i

this letter, and they offered me identity-theft protection. i mean, what do you think about that from the company that just got breached? >> well, by the time you got the letter, it's already days or weeks have gone by since the company even realized it happened, and they don't usually realize it's happened until well after the breach has occurred. so the point is, it's too late. i mean, you've already had your information out there. it could already be a big problem. the point of identity-theft protection is being proactive. that's what lifelock does. it helps you figure out if someone's trying to steal your identity, and then if it does happen, they help to rolve it. >> i went to the doctor, and they told me -- i got a letter that there was a breach and that my information may have been compromised. i was very relieved that i had already signed up for lifelock. >> so, here's one scam that criminals will do. they'll buy an 800 phone number, which will actually forward to their cellphone, and then ey'll call up and leave a voicemail to you telling you there's a problem with your banking account. they'll leave that 800 number in hopes that you'll call them back.

curity i.d. when you got your voicemail. so, once they answer the phone, the first thing they're gonna want to do is they're gonna want to verify that you are who you say you are. for security purposes, i just need to verify your social security number. people are very used to that, so they'll say, "sure, my social security number is" whatever it is, and just like that, they have that before people even have a chance to think, "maybe i shouldn't have given that out." yeah, no problem at all. you have a great day. thank you. bye-bye. and just like that, we have her social security number. >> protecting your identity is a smart financial move. personal finance expert, best-selling author, and journalist lynnette khalfani-cox helps her clients with their financial portfolios. here's what she had to say about identity-theft protection. >> you might be doing a lot of things right. you might be saving, planning for the future, investing. all of those things are great. but if you haven't taken time to protect yourself against the risks thatre out there, the very real risk of identity theft, then you haven't really secured your family's finances

identity theft is a threat to your financial wellbeing because it not only affects your credit ring and impacts your ability to get loans, it could also hamper you in everyday life, and doing things like renting an apartment, getting a mortgage, or even gettg a job that you might need. the people who get financial help for any aspect of their lives, whether it's taxes, whether it's managing credit card debt, whether it's planning for retirement, they actually tend to do a lot better in reaching their goals, and likewise, the people who have expert help to deal with the problem of identity theft, those folks also fare so much better because they have a team of experts who know the groundwork, who know what to do in a way that the typical person just doesn't know. lifelock helps alert you about potential identity-theft problems, and that early alert is crucial because you can take action and do something immediately to prevent the problem from getting worse. >> i've been a lifelock member

imagine being without lifelock any more than i can imagine racing down a highway without a seatbelt. i mean, if somebody breaks into your house, you can get a new lock. if your car is stolen, you can get a new car. but you only have one identity. you're not gonna be able to replace . so protect it with the best. >> when your identity is stolen, you just feel so violated and just so helpless. but knowing at you have lifelock, it just -- you have this whole team of people on your side, and you know that you don't have to go it alone. >> we feel protected, and we feel like there's almost like a blanket of security around us. >> it's just really great to know that they are there and we can call on them whenever we need it. >> i would compare lifelock to having that big older brother walking side by side with you on the first day of school so that him." >> choosing lifelock to protect our identity was one of the best

>> this is financial protection have. it's kind of like the people who say to me, "uh, i'm too cash-strapped and i can't afford to save." i say, "you can't afford not to save." likewiseyou can't afford not to protect your credit health and your identity. >> the value of lifelock to me -- it's priceless. what's the value of your credit? what's the value of your family's credit? >> i've been attacked seven times since 2011. and each time, lifelock was there to help me. i'm gonna be a lifelock member for life. >> what is more important than making sure the only you out there is you? >> announcer: identity theft is america. are you at risk? you could be if you bank or shop online, have health insurance or fill out medical forms, if you have a smartphone or use public wi-fi, even if you file your taxes online. no matter how careful you are, your social security number and

is out there out of your control. just detecting the probl is not enough. how do you resolve an issue if you have one? >> i signed up for lifelock. we have someone in our corner to help fight that fight. >> announcer: a lifelock membership means you have a whole team of lifeck identity-protection agents ready to answer your questions, resolve identity-theft problems, and to keep watch for threats to your identity by monitoring more than a trillion data points a day. that's why millions of people have become members of lifelock. it's the best identity-theft protection available. the minute you become a lifelock member, you have exclusive members-only protection services, including 24/7 access to u.s.-based identity-protection agents, real people with experience and identity-protection knowledge to answer your questions, proprietary lifelock identity monitoring with a technology that detects threats to your identity, plus dedicated lifelock restoration specialists

if your identity is ever stolen and to work with you to set things right, all backed by our $1 million total service guarantee. >> every lifelock membership comes with a $1 million total service guarantee. that means if your identity is ever stolen, lifelock will spend up to $1 million on experts to help set things right. >> announcer: lifelock memberships start at only $9.99 per month. and listen to this. through this special tv offer, when you call right now, you can get your first month free. you'll get 24/7 access to u.s.-based identity-protection agents, proprietary lifelock identity monitoring, dedicated lifelock restoration specialists, the $1 million total service guarantee, ando much more. >> i feel like not having lifelock is kind of like not wearing a seatbelt in a car. why would you do it? >> announcer: join in minutes. protection starts immediately. use promo code "free" to get the first month of your lifelock membership free.

now and get this document shredder -- a $29 value -- as our gift. so don't wait until someone uses your identity for their benefit. get your first month free when you become a member today. with memberships starting at only $9.99 per month, there is a plan for everyone. >> with lifelock, i wanted to have somebody on my side who was helping us be proactive and protect our identity. >> announcer: or visit golifelock.com. use promo code "free" to get your first month free, and a free shredder with annual membership. join now. protection starts in minutes.