todd davis. welcome him. [ cheers and applause ] todd, these are crazy stories that we hear. >> well, the key is, if it had happened now, we would have had the chance to try to stop these crimes before they happened. >> and i talked a little bit earlier about fraud -- identity theft. a lot of people think if somebody, you know, swipes your credit card while you're standing at such-and-such a store, look over you shoulder, and they charge four or five things and walk away -- that's one crime. >> yeah. >> that may be the extent of the crime. but then, when they take it the next step further... >> the keys to the kingdom for a criminal is get that personally identifiable information -- not just a credit card that can be turned off in minutes if you notify, but let's get name birth date, social security number. and once they have that, unfortunately for hanna's sake once it's out there, you see what happens. not only can't you get a mortgage -- sit there, clean it up, worked for years to make this bet

special thanks to terry, sam davis, todd ferris. >> we have the best viewers. >> thank you very muchng along. that was a lot of fun. >> we're going to have updates for you coming up between the next two hours and then at noon another full hour broadcast for you on the very latest of t dave: the effect that standardized testing is having on our students is already coming through, it's already showing, and they haven't even taken the test yet. my first-grader came home the other day and cried, because he couldn't - he didn't feel like going to karate practice. after he was done with his work, he said, "mom, i'm just tired," and started to cry. in first grade. what are we doing? what are we doing to our kids? >>> live from new york city it's "the wendy williams show." today international superstar ricky martin makes his wendy debut. a new album and new tour and we're finding out about ricky's la vida loca. plus, wendy is breaking down all of today's juiciest hot topics. now, here's wendy! ♪ [ cheers and applause ] ♪