rosemary: joining me now are ben goodman, the founder and ceo of 4a security and compliance. ben works with clients to strengthen their cyber defenses. and jim lee. jim is the founder of stratfi, and is a professional futurist. he analyzes trends and works to determine exactly what is happening next. thank you both for being with us. ben goodman: thank you. rosemary: all right, jim, so we'll start with you. so, the bitcoin. i mean, should people be getting onboard here? what's the deal? jim lee: my sense is that it's going to be around in some way, shape, or form for awhile. i'd say in the immediate term, it's not so much too early, but maybe getting a little late at this point. the real money has already been made, mm-hmm. rosemary: it cuts out the middleman that is the bank. so, is this a legitimate piece of currency, a legitimate transaction when you pay with bitcoin? ben: well, it does solve one of the big problems of these virtual transactions by making them, you know, verifiable. and so far, it's-- nobody has broken it, so it seems to be working. i think the underlying t