a pro. >> college loans getting a failing grade. initiative deling quent student loan are surssing the deling quent credit card bances. >> it bothers me on so many levels and not because of my three kids going to college. we have an economic issue. kids are coming out of college and no job to pay off the loan. their disposable income is lower. they will be living at home . can't bay the first car or tv or anything. the only reason they have loans, college hike tuition because they get free government money to pay for it. >> john than what does that do to the economy over all? >> it hurts the economy. any time the government involves in ethanoyl or kid's education or health care or housing it lead toz destruction. the pearl student loan went up five percent. 85 percent of that is held by the government. 10 percent delingquency and goes to 15 or 20 and the taxpayer is is left on the ttom floor. >> julian, you think the government should get out of student loan business. that is rough the payment of debt. >> i think everyone agreed that

i had a loan and i worked to help pay off that loan while in college. there are ways to correct the system to make it work. john you know kids don't hav the same advantages . they need the help and from government to get through at a shotf a good life. and i preach to my kid and i work for them every day and preach to them how muchadeser it is to get a job . julian, you don't have to shot at the republicans. we know you hate them. the issue is bigger than that and both sides have not done much for the guidance of t kids. we have a trillion in student loan debt right now. >> hold on let john finish, guyings. >> these kids need to have guidance and once they get to college. that's what we try to give them when they go to clege you can't take out a student loan debt witho way to pay it off. figure out what you will do as far as a job and that is the hard part. >> let me go to tracey on this. overall arching issue is the amount of debt. you are right. kids can't get jobs and what is happening, the economii speciallilet younger demographic economy is sufferin

diversified. . . >> this is the last of the year >> go ahead. >> and this is a clinical -- >> i gray with lizy. >> i agree with lizy. colleges should not be runni this type of a scam to bring more money n they are supposed to be about teaching students and hn tam me may be right. it is there for that reason and not there to run these types was scams. >> and steve, just a bit of the fair and balanced. some colleges are freezing tuition to help parents out. what do you thi about those who are. >> and in terms of application feas. i doubt they pay for the cost of admission'separtment . parents and students can look and see how many applicants are . determine what islet safe school . you can apry to 10-20 colleges. ou talk about the personnel they have to have. they have all of the and they don't have to have, right. >> the rise of the internet will take care of that . in terms of a college experience. they are learning to be different like bro did and northeastern . givingou work experience. they do not get great job with a internet college diploma. >> and what we are talking about. colleges and steve, you brough it up from the

in terms of a college experience. they are learning to be different like brown did and northeastern . giving you work experience. they do not get a great job with a internet college diploma. >> and what we are talking about. colleges and steve, you brought it up from the past. we have 40 or 50 administrators per one student and you have 10-15 students . that is a racket. >> i bring it up and i am paying $60,000 a year for my daughter and it is scams like this one makes me mad. >> this is what goes on in higher education. it is increasing revenue for the insiders and not worry the students . not talk about $100 application how about 400 billion we spend on higher education and producing graduates who don't have the skills that our economies. >> morg oon. going back to thedea of a scam. it is it better than seeing it loosened in the classroom. >> and in thepped of the day. paying 60,000 for the students is watered down. and don't blame the application fee and blame the government subsidies. >> hold on, there st. a scam.

gerri: should everyone have a college degree? f i was the president, i think you might has well said t me be clear. every student should start with 30,000 dollars of debt and maybe a bankruptcy. it's absolutely asinine. the current system we have in place is nothing short of immoral. we are putting students that it is economically imperative for them to get an education, but then we are putting them in that situation a situation was. not only are there no jobs, starting with 30,000 dollars of debt is not a way to start your life. gerri: let's get marked in him. i'm going to give you more time. we would like to get more time. mark, is it asinine to these kids start their lives with so much debt and give it to everybody? >> well, college benefits -- the students who have college degrees earn 70 to 80% modents e degrees earn 70 to 80% more. the federal government gets twice as much federal income revenue from someone with a college read this one without. it is an investment of book the future of the individual in the country. gerri:

, and some of you may have heard that there is a -- as there should be -- a cause to save city college, to keep it from going under. what some of you may not know is that milton marks for over a decade on the board was trying to save city college before it became a popular cause, long before it was attention of media attention or the focus of some of the leaders in san francisco. the model of city college of san francisco is the truth may make you free, and for 20 years or so the college lost its way. it stopped abiding by its own motto. fortunately milton often alone fought to have the college stay true to its motto and fortunately filton -- milton was the perfect person to carry out that mission. when i first met milton he just wanted to talk and i was running for office. we were in the same election, same ballot and it is easy as it is in san francisco politics to characterize people on either side of the aisle, and milton said "let me find out what this guy is about. let's talk" and that was very fitting because that's exactly how i knew him to operate as a public servant and a per

a lot of people don't understand the way college works. in a full seven-day week, you have 20 hours to complete all football-related activities in nc... under ncaa rules. there's not a great high school program in america that does anywhere near 20 hours. they're considerably over that. ( whistle blows ) >> eyes up, eyes up, eyes up, eyes up. >> narrator: shiloh has six full-time coaches on staff for only 40 players... >> chicago scissor blue three. chicago scissor blue three. blue go! >> narrator: ...along with specialized private coaches... >> there we go. nice. felt that all the way through. stay relaxed. >> narrator: ...to work on speed, strength and agility. >> good, good, two more. shiloh christian is where they are for a reason. there we go. good, much better. good breath that time also. they go the extra length. they go, "what's it going to take to make our players faster, stronger, better?" cross hook. there you go. nice job, nice job. ready, switch kick. if you want to go the next level, you've got to find the extras. do you not h

college. he wanted to right a ship. what does it tell you about a man who i had the pleasure of driving home in

a bet on how many times he would say mate. he did not say it once. >> cenk: ben go. >> santa clara mission college has a junior college and theyn's basketball team. joining the team has been a woman, gabrielle. she used to be a man. she's 6'7" or 6'8", so has a chance to make an impact. the great thing about her to me, is that she's also 51. >> what? >> 51, that's the best part of the story. anyway, we have a report from the locally station. >> cenk: let's watch it. >> 51-year-old gabrielle is a woman, who up until july this year was a man. she joined the mission college basketball team the first week of december. >> i think that people who are either lgbt, they should be able to be themselves, even though there might be a million people telling them no, don't do it, you know, follow your heart. >> that piece is from cbs so thanks for that. i can't imagine playing basketball at 51 with 18-year-olds. >> cenk: bless her heart. i love that she is following her heart and playing ball at 51, which i hope i can do, but i'm going to say something controversial. i don't think she should be on the women's team. >> not because she's lgb

colleges? but that doesn't put a very good colleges, dartmouth. but i think the pen is the effort of the course. dartmouth is the effort of a bunch of alumni to give it a fight. so i can't point to the university that has a model speech that i can point to the 16 colleges on the web site that you can look at to see what they're doing right. i'm from cardozo law school and i am curious that a phenomena that's been occurring in the past years or so this he is expressing unpopular viewpoints that a lot of universities have been shouted down not repressed but shouted down by the unruly crowds. that happened to ward connolly some years ago to i was wondering what principle, what sort of take do you take on the sentences given that it's not the administration in a speech? >> i think it is pretty clear cut. it's kind of liked it is analogous to the u.s. government responsibility and there is a beautiful book talks about 1837 when a mob kills the reverend who is an abolitionist. they killed him because they destroyed his press because they didn't love what

i wrote an article about a gardener that sent his son to college. the data may about $21,000 a year, and he was able to borrow six figures for his son. there was no underwriting. and this lender, by the way, the new york attorney general's office, it was the deferred lender list. in some cases, they were accused of paying these schools for preferential treatment. and that was the case with this lender, and you can sort of understand some of the anchor and how it generation of students feel very stuck in some ways, very little relief at this point. >> in terms of the transfer students, there was no distinction between the community colleges. they have done rigorous work, they have done well, and we have relationships with community colleges. look to enroll students from the community colleges. >> the majority would be four- year institutions. that is only because of the applicant pool. >> it has been a great job. the question that i heard mentioned before was underwriting, and bankruptcy laws. it is a big issue with a lot of people out there. if we sa

, and some of you may have heard that there is a -- as there should be -- a cause to save city college, to keep it from going under. what some of you may not know is that milton marks for over a decade on the board was trying to save city college before it became a popular cause, long before it was attention of media attention or the focus of some of the leaders in san francisco. the model of city college of san francisco is the truth may make you free, and for 20 years or so the college lost its way. it

i wrote an article about a gardener that sent his son to college. the data may about $21,000 a year, and he was able to borrow six figures for his son. there was no underwriting. and this lender, by the way, the new york attorney general's office, it was the deferred lender list. in some cases, they were accused of paying these schools for preferential treatment. and that was the case with this lender, and you can sort of understand some of the anchor and how it generation of students feel very stuck in some ways, very little relief at this point. >> in terms of the transfer students, there was no distinction between the community colleges. they have done rigorous work, they have done well, and we have relationships with community colleges. look to enroll students from the community colleges. >> the majority would be four- year institutions. that is only because of the applicant pool. >> it has been a great job. the question that i heard mentioned before was underwriting, and bankruptcy laws. it is a big issue with a lot of people out there. if we sa

a natural advantage. he did not have to go to college, you could just be a guy.especially if you have a lot of skills and you can have a good existence. that became difficult over time. the economy began to value things like getting a degree and open communication and certain kinds of emotional intelligence. it valued men and women in some sense they gave the value to women. then there was the traveling sisterhood of the economy, which as women at the top started to take over her fashions that men used to dominate like lawyers, accountants, pharmacists, they open up jobs at the bottom -- things that wisest of your for free. child care, elder care, teaching and all of these things that used to be unpaid wives work. these became paid work and so you have this kind of momentum where women entered the economy more and more. over time women have become much better at earning college degrees than men. i can't explain why this is. it is not that women are smarter than men, but there are a whole bunch of things that happened from a young age two when women are older that

you look at different numbers and we think college tuition costs continue to increase so you as a college professor for thirty three years have some interesting ideas about why college tuition costs continue to rise. there's a lot of layers of the sun in colleges have gotten more complicated they're much more interconnected there's interactions between the universities and the federal and state governments that didn't exist so if you go down to the local high school you'll see all sorts of things down there that you didn't see when your kid universities have those too and so what do you mean you know how does that translate to higher tuition costs well it adds bureaucratic costs right there's a lot of people on the campus who do stuff that don't involve teaching and so that's expensive the student loan. complex which which which is happy to give students loans because they can't discharge them this is a demographic who's happy to borrow money and not realize what they're doing and they're borrowing larger amounts because the parents are all broke now their parents are the boomers who got

we support each other. >> a college student allow today stay in the u.s. through deferred action but her parents have received a deportation order for december 30th. she and her parents came from indonesia on tourist visas when she was 11 years old and she has no one but her parents here. >> hopefully we can support each other here because it's only the three of us in the faement. >> today the group called on governor jerry brown to sign the trust act. the bill state that is law enforcement officers do not have to comply with federal ice request to detain undocumented immigrants who have not been convicted of a serious or violent felony. since 2009, an estimated 85,000 undocumented immigrants have been de ported from california and seven out of ten of those had no convictions or had been accused of only minor offenses such as traffic tickets. >> it's about a humane immigration policy that says we know that families are important, and it's part of the family is allowed to stay, the entire family should be allowed to stay. >> appealed the deportation order wi

are you a college student? a college student?party tonight. (stops laughing) yes, i'd like to enroll in college? you're still talking to me. oops. $10,000 tuition?

as for a as a for-profit colleges, they are a good bag it. the federal government propose a fee have been suspended by a court case, which was suspect you have been resurrected, but like to see the rules of our debt restriction, what is the debt and nicias, then then maybe you should be eligible for the protein estate. i think this should apply to the non-profit and colleges. manassas this touches or definition, the prospect hovered his head and dream. it will at least provide a real indication to students about what is then incense, and affordable, rescission, and what is the problem is 95% graduate with a debt and did they graduate with as much a debt as a private nonprofit college. you need to graduate with the debt of the education. that is in trigger to the problems. >> i wrote an article about a gardiner who sent his child to college -- the first in the family. the dead man about $21,000 a year. he was able to borrow six figures. there was no underwriting. this slender, by the way, said told with a new york attendees jet office. the len

it told about a college 30 miles away. he said of his cotton, went off to college, pay for his first year. he asked how anyone else was going to college. they said he had eight -- he they have scholarships. they were presbyterian ministers. my grandfather said that is exactly what i have in mind. our family had in college educated and presbyterian ever since. he knew about that transforming power of education. the wonderful part of the story is that out of eutaw, alabama, in 2 generations, the secretary of state, his granddaughter. [applause] whatever people have thought about policies of around the world, whatever people have thought about us in any other way, that story resonates and if that is no longer true in the united states of america, then we will not lead because we will not have the moral fiber for which to lead. >> i think the domestic consequences are even greater for this country. when you read -- have a country where there is virtually no social mobility -- how few are going to high-quality colleges. sociabil

college and green. it is not associated with a university or college or academics. there is a role that people in public office may not serve as electors of former public -- as allowed stores. a former public officials can. there may be lobbyists or activists within either party. generally, they are citizens of both parties think are upstanding, that are highly respected, at the kalla, and they get selected. it is really an honorific thing to be selected within their state. and then they get to vote for the winner of the state. host: mike on twitter wants to know what happens when an electron device between elected and the and let -- between the election and the, the electoral college vote. guest: there is a process through the party organization of selected them in the first is to make sure that person is selected as the next up store. -- the next electora andnt. host: next caller, good morning. caller: with the electoral college, it does trouble me because any elected person can be bought woodbury -- with bribery. they can be bought with u.s. currency. having peopl

. >>> a northern california college campus has reopened after a security threat. san jose city college was on lockdown, as police conducted room-to-room searches after a report of a gunman on campus. but after an hour's-long search, nothing was found and the all-clear was sounded. >>> and more than a dozen fraternity members surrendered to police to face hazing charges, following the drinking-related death of a

the rising cost of a college education, tuition a private nonprofit four year colleges of 60. 4-year institutions up 104%. so boy, these costs are going right through the roof. if you want your grandkids, your cousin, your own kids to have even a chance, you have to get started fast. as a practical matter, how do you make money on your end and offering this? how does it work? where the fees? >> sure, there is -- we are actually going fee-free for the holidays. the holiday inn specials. the rest of the year we actually have a small processing fee added to the gift giver. it is 399 up to $100. gerri: does not bad. >> and so we're actually looking to, as the company sought of gross, we are looking to then make money from actual advertising partners and financial institutions, which would like to reach these parents, which are obviously very interested in college savings. gerri: for someone who wants to give in this way to of family members, divided natural gift card that can put into a stocking? and i read-upon that and put more money on it later as time goes by? >> that is a set

infrastructure and that's where young people thomas jefferson started the university of virginia as a free college because he felt he believed that anybody that if you wanted to build a nation had to have a life you had to have an educated electorate. abraham lincoln gave hundreds of thousands perhaps millions of acres of land certainly hundreds of millions of dollars worth of land to individual states to create land grant colleges the one that i went to briefly was michigan state university where they had they still have all these giant farms and they so that they could actually make enough money to keep the college going so that they could give people free educations university california was free until ronald reagan came along as governor and why not join the rest of the civilized world and we're the only country in the world that has student loan debt that at anything close to the kind of proportions we have the only developed country why not mark why not why not say if you can go to college it's free or if you can go to trade school become a good mechanic it's free so you talk about just payi

a false start and hold. college bbskktball issslowly returring from winter vacation. day rrak.the greyhounds are 9-. p-and-3....nd getting a taste of life next season in a new bucknell out of the patriot league..1st half...bucknell by jumpee at the free hrow line...bison up 10....time winding down in the 1st half... mike muscala drives to the of the same...muscala quick 22 & turnaround in the paint... bison pull awaa ttobeat the greyhounds...66-46... that's all for sports unnimited...

you don't have to have a college degree to serve. you don't have to make the subject and verb agree to serve. you don't need ton the second theory of thermodynamics and physics to serve. you only need a heartful of grace, a soul generated by love" . martin martin luther king junior. as all of we watched our family work in the community and we were to work with other people. it was a little crazy growing up in a political family. we had seven different phone lines and my mom wouldn't get the one with the seven buttons and we had seven phones and all of us on the phone all the time. no hold button. our house was always full of people. i see many of you here that became family. you were there all the time, working on elections, and after my dad ran you helped my brother run. the same people helping us, being part of the family, working together for the city. i remember some of the crazy things we did growing up in political life. going to i think it's call -- i don't know if it's called the muni lot or parking lot and where the buss are

a comfortable living. there are certain things going to college makes a lot of sense that the vast majority of college graduates do jobs that high school graduates could do. they drop out of high school, so this is all a myth that everybody has to go to college, that the solution is to spend more money. it's all left the leave come myth. the biggest losers are the kids that squander their youth and adult acquire real skills. they acquire mortgages but no houses and the society, society is poor because we are wasting all these resources. one of the reasons the college graduates graduate into an economy with no jobs is because all of the capitol that would have gone to the businesses to employ them is directed to the universities to educate them and they are not really educated. they are more indoctrinated and they just party and now because money went to universities instead of businesses they graduate and they can't get a job so we are broke right now as a nation. we have to recognize we are broke and stop wasting all this money and get rid of all of the government guaranteed loans. colleges compete for student

explode with dire consequences this is a big one staggering debt from student loans everyone is told a college education is a way to get ahead college tuitions though keep going up so does the borrowing and we just hit an awful milestone our nation's combined student loan debt has now hit why. one trillion dollars that averages out to twenty four thousand per student it's now larger than credit card debt in this country and it comes just as an entire generation is just starting out i have to. thank. god i. was. getting your go anybody would have predicted that i don't. remember because it would have. people out of the streets in new york city. because something is. journalist here. the. he has so many bright. young people might be on a global stage with affordable education. and it is a challenge and justice there is in fact the whole student loan debt credit card debt that when congress raises the loan limits schools respond to those increased long limits by raising tuition because they think that students can afford to pay more because they're actually allowed more money nobody really has th