five to six years. the housing component was dealt with in a side bill, a.b. 110, or 101, i'm sorry. it largely provides general fund resources for housing and homelessness. it provides funding for incentives for cities and counties to develop pro housing policies, and interestingly enough, as you may recall dating back to the last session and continues this session, there had been a desire to some members of the legislature and later by governor newsom to try to tie. >> chairman brinkman: -- to tie s.b. one. the final bill allows an increasingly regular -- rigourous series of penalties to be imposed and sought by the attorney general and cities that are not compliant with the housing element. and the ultimate penalty would be the ability, if they not able to pay the penalties, that the state would have the authority to intercept these funds. however, it would not apply to any state and local funds for which there is constitutional protections such as s.b.1. that is off the table for now. finally, two bills to update you on. a.b. 1487, which is mr. chu's housing finance bill for the