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absoluly not. gerri: it is poorly designed to never talk to an attorney orhe accounta and it did not work. >> people who are 60 yrs old i have plenty of clients that could have retired some were let go but they have the stock options you can manage the portfolio so that they qualify for the subsies which is great becae they are not medicare eligible any way. gerri: maybe they do need to i am just flabbergasted the system could be used this way but this is what happens vote government program is used and abed in why they make noosense. >> of the taxpayers actually put outor theredits and hughes ourarger? the medical cost is almost three times as muchnd it is mited to how much could be applie to the insurance premium. >> i want to do one qckie mail because we have to get in one. from california. >> what is the inme use o obamacare? pretax or after-tax towa diviiend rental income? >> the word is modified adst gross income is the adjusted gross, line 37 then you need to add back to the tax-free interes

. >> absoluly or you don't survive it was not the greatest rollout i have ever seen that i expect themget better. >> that is a huge difference we compete every day against other brands by duty to mention them but i compete every day and we have to stay relevant to our customers that government does not have to worry about john: where did you learn this? >> actually in football. it is highly competitive and it is a privilege to play in the nfl. bill: the privilege to be there you have to develop your skills every single day to get better because they are looking for someone better video. john: that's business. thank you teeeighteen the media and the love of government. >> embarrassing reality of the government shut down. it's as simple as this. at bny mellon, our business is investments. managing them, moving them, making them work. we oversee 20% of the world's financial assets. and that gives us scale and insight no one else has. investment management combined with investment servicing. bringing the power of investments to people's lives. invested in the world. bny mellon. see who doe

absoluly not. what's in your wallet?s: e difficult co-workers making a tiny office harder than it should be? ♪ dennis: class in with your co-workers. we have all had to go through it. working with jerks that can turn your job into a personal hell. and always easy to deal with census can beuite an uncomfortable sittion. here it with experts device on how to handle it, and our best communications expert. thank you for being with us. coming communication errors that lead to jerky confrontation. lack of ecificity in what you say, lack of respect for rettals, lack of focus undesirable behaviors and lack of immediacy. as send chart, a lot of what happens is is better communication is needed. >> a lot of misunderstandings, misperceptions. the first one at the top is lack of specifity. and the easiest way to describe this is the phrase as soon as possible. what does at mean? dennis: almost nothing. >> it is one of the most common phrases and work places today. you say that to me and i think you mean, you know, nextuesday on m sc