rate them we do it at actionorders plus.com.u don't want to keep when things get tough and rate them on fridays, one, two, three, four. as low as the fed was cutting rates at least for long although the government periodically fought to make the cash. the market is getting more difficult because you don't know when the fed will act again. so why not build a bigger reserve. believe me each time the fed raises rates you will be able to put it to good use. it's always like that. but you will have to put it to use, because as you learned tonight there are plenty of places that could be in them. bottom line i know you might be -- i'm just begging you to realize there is substantially more downside and you must be more disciplined if you're going to pull it off. much better to raise cash and be ready to spoideploy the cash in the next downturn as the fed, alas is no longer your friend. stay with cramer. >>> hey, you know i love the tweet but i also love to talk so let's step away from the phone and answer some of your tweets without t