this is the only advice that we have as your spouse but as board members. what i want to do is go into it the other cases. -- this is the only advice that we have as a responsibility as board members. what these speak to is that in the sec if you, it is not simply whether there is existing fact that is going to be immediately impact your debt service in the near future, it is also a are you paying attention, are you aware of the material trends that could impact your abilities in the future. this is the first sec action against a governmental issue were. although that only applied to the city and not the officials, there is a separate action which was settled in 2010 which for the first time the sec went after individuals personally and they imposed monetary penalties out of their own pocket on these officials. there was four officials in san diego that ended up paying personal fines. what the sec concluded was that the city through its concluded -- through its officials failed to disclose material information. that information, the allegation was that ther

advice would you give them? >> well, you know, i think we've been very blessed at starbucks. but there was a point in time when we were a small business. we had 11 stores and 100 employees in 1987 and a dream. when i speak to young people, i try and give them just a few tidbits of the things that work for us. surrounding yourself with people who are smarter and have more experience than you do. but most importantly, have like-minded values. dream big, and then dream bigger. and don't let anyone tell you that your idea, your thoughts, or your dreams cannot come true. >> well, i look forward to seeing hopefully a lot of small businesses grow, because of this effort. thank you so much. >> thank you. >> and for what you're doing. >> thank you. >> you may not know what they're called, but no doubt you've noticed the unusual square shaped bar codes popping up all over the place. consider this segment a beginner's guide to qr codes where we take a closer look at what they are and how they might be useful to your busine

he presents is that advice. additionally, the other members of the joint chiefs provide military advice when requested by the president, the national security council, homeland security council or the secretary of defense. a member of the joint chiefs may make recommendations to congress come up with it into the department of defense after first informing the secretary of defense and looking for which the testimony at the joint chiefs of staff as they provide more information on the role that the joint chiefs play in the national security, how the interests of the army and air national guard are addressed by the joint chiefs and not the chief of the national guard bureau faces split the joint chiefs of staff. the national guard bureau is a joint at tbd at the department of defense. by statute, it is a channel of communications on all matters pertaining to the national guard, the army national guard of the united states in the air national guard of the united states between the department of the army and departme

if you would-like to have and come my advice, that's fine. i don't change any of my beliefs because somebody drops by and wants to pay me. i have no reason to. >> all right. in terms of freddie mac, though, did you spot what was coming in terms of the housing industry crisis? did you tell them, you know, look, this is a real problem? you know, this is about to blow up on the nation. did you see that coming. >> no. >> and did you warn them? >> look, you can see in conversations, particularly by 2007 that the loan standards were becoming absurd. that was patently obvious. what you couldn't see is that the federal reserve would trieden up in a way that you suddenly had a huge credit crunch. i think that's a very different part of the problem. i don't think anybody, whether the chairman of the federal reserve or the council of economic advisors or other folks, there were very few people who saw the intensity of the housing problem as it broke loose. there were some people. peter wallace is a good example at the american enterprise institute, who

we took our own advice. we didn't just send them to our website, it's a special part of the website. that's what you take away from this piece. if you are going to do it, don't be lazy about it. >> it's so cool. it's another layer of exclusivi exclusivity. this only works on a smartphone, correct? you are cutting off a certain segment who doesn't have a smartphone. >> that is true. i do not have one. i'm old school. >> 50% of people in the united states have a smartphone. if they don't know how to down load the qr reader and don't have internet, it's not going to work. >> can you put the url under it. for those people who do have smartphones, it is. it's a cool thing to do and relatively easy. >> what's most important in marketing is you have to be shareable. you are allowed to be shareable. what they said is the important thing is not to just send them to your website. there's got to be a special offer. if you don't give them a special offer, you are missing an opportunity, right? >> right. especially if yo

he was giving strategic advice, not political advice.ia, would this save him from scrutiny or is this a double standard? hypocritica hypocritical? >> yeah, i do think it's hypocritical and i don't think it really matters in the minds of voters whether it's strategic or a political or for communication purposes. i think what they'll remember is that this is somebody who greatly criticized democrats for doing work with freddie mac and supporting freddie mac and here he is getting paid millions to help freddie mac. i do think it is the double standard issue and something he will have to face. what is interesting about him, he is not good at being disciplined and he is not good at withstanding these kind of questions. he gets testy. we'll see how he withstands this. >> i don't want to talk about it any further. is it done because he doesn't want to talk about it further or is he done here? >> i agreed with maria about four words into her statement. she should have put a period right there. here's the deal, tactically. strictly as a tactical

i offer strategic advice and listen to people who tell me what their concerns are and give them advicengressman jim mcdermott of washington. great to have you with us tonight. for you veterans in congress, this has got to be pretty good entertainment at this point. >> we've seen the movie before, ed. the way gingrich operates, the first thing he does is attack the press. anybody who's made any accusation. then he dismisses and says, i didn't do anything, there's no way i did that. then he starts to tell a tale as he rewrites history. and that's exactly what he did here. he said, i was not a lobbyist, you're wrong, you guys are attacking me. i was simply a historian there. i was sitting around with them, telling them what was happening, and i gave them no advice. and they paid me $300,000 for it? well, a lot of people would like to be paid $300,000 to sit around and tell stories. that's just nonsense. the whole thing. >> i think the public would like to know, i'd like to know, is gingrich trying to sell republicans on freddie mac back in 2006? >> of course he was. he didn't want them to

in "men's health" he is dishing out relationship advice apparently. health" which got folks talking. when asked the best advice he had ever gotten, he said, i think it is about working on the relationship. making it better. when it is good, don't wait for a problem to work on things. the goal is not to get into a relationship. the goal is to be in a relationship. >> whatever that means. >> i don't know who would take relationship advice from ashton. >> who cares, dude. oh, whatever, ashton. just enjoy "two and a half men" for six episodes. they'll last with you as the star. >>> oprah, back in news. she's starting a new series on her network, own. coming back doing "oprah's next chapter." she'll do cool things, going to steven tyler's house, doing something with sean penn, paula deen, doing all this going back to the air, the network is tanking. ratings are down. gayle king, rosie's talk show. she really has to help save the network. >> i hope it works. she is the oracle. if anyone can do it, she can do it. >> it is struggling. good luck, o. >>> and mi

from me both as a lawyer and also some common sense advice, hopefully, as well. and we -- >> is there a difference? >> sorry? [laughter] occasionally, occasionally the clients need to be told the realities of what can occur as well as the legal advice of, um, the circumstances in which they find themselves and, hopefully, i provide a blend of both. and they wanted to come see me. and we knee that if i -- we knew that if i went to them, then that would automatically, um, i suppose not just accelerate, but heighten interest. and if they came to my office, once again, that would become an obvious point of focus for the media, and the media scrum would develop. the idea was, and it only arose literally an hour or so before the meeting, um, was i suggested to them that if they could get out of their house, um, that they should come to my house because the media didn't know where i lived. um, and they thought that was a pretty good idea, and they lived out in the country, and they felt that if there was anybody who was, um, following them, they could probably lose them

. >> and you gave advice to freddie mac and they did not take it? >> that's correct. >>> and herman cain explains his oops moment, with a three-word response. we'll bring it to you. >>> good to have you with us tonight, folks. occupy wall street protesters have returned to lower manhattan this evening. it's been an eventful 24 hours. an early morning raid on the encampment flushed the occupiers out of zuccotti park and the crackdown may have been part of a national effort. the unexpected raid was accompanied by a media blackout. nobody allowed in. hundreds of uniformed police in riot gear physically removed the occupants of zuccotti park and stopped reporters from getting close to the scene. news helicopters normally flying over the city were prevented from flying in the airspace above the park. this is one of the few shots showing the evacuation as it happened last night. protesters documented the events on their cell phone cameras. several members of the media were arrested. a member of the city council was injured and arrested when he arrived at

they had strong advice to settle and i consented to that advice of the senior legal manager for many,e news of the world, who i had no reason at the time to believe had anything other than the best interests of the company at heart in saying, "this is the advice to settle." >> had you asked what the silk's recommendation was -- the silk's advice you were waiting for -- you would know that they were asking to settle at a very high level, a level at which it might be unreasonable to accept that any court would ever award that amount of damages. >> well, i am not sure that's the case. i think -- >> that's certainly what mr silverleaf seemed to suggest in his note. >> but mr collins, if you take the £250,000 or more and you add in the costs, both of mr taylor as well as those of news international, were they to pursue that, you can get to higher numbers. so you have to add in both sides of those costs, which can be well over £100,000 on each side, depending on the complexity and so on. so, from the standpoint of the amount that was agreed, they described to me that they had received couns

his own advice. additionally, the other members of the joint chiefs provide military advice when requested by the president, the national security council, the homeland security council or the secretary of defense. a member of the joint chiefs may make recommendations to congress relating to the department of defense after first informing the secretary of defense. i am looking forward to the testimony of the members of the joint chiefs of staff as they provide more information on the role that the joint chiefs play in our national security, how the interest of the army and air national guard are dressed by the joint chiefs, and how the chief of the national guard bureau interfaces with the joint chiefs of staff. the national guard bureau is a joint activity of the department of defense. by statute it is the channel of communications on all matters -- pertaining to the national guard, the army national guard of the united states and air national guard of the united states between the department of the

this is free advice. kelvin, advice to save your house, how to get a job, some of the resources. saving money is incredibly difficult to do at any time, especially right now. we'll also have advice on that as well, right? >> yes, talking to kids about starting their own businesses. but we think every american needs to have a life plan, a financial plan and a business plan to get through these uncertain economic times and more importantly, to understand we're talking about a three to five year horizon before the recession is really over and people really see and feel that it is over. >> in the meantime, they have to do for themselves and that means trying harder to put money away. also, home modification programs are out there. >> we'll talk about how to help people secure their homes, meaning getting a modification, even buying a home in their neighborhood or the right type of rental situation that's important for them. we need to talk about the whole hope process of becoming financially secure. we'll also talk about how to become debt free and how to increase your savings. if th

i was glad to offer strategic advice. >> he was a strategic adviser . he says he did no lobbying of any kind, period. is this a rose by any other name, evan? >> one of the great scams and washington is a former statesmen who are not lobbyists but are still getting paid millions. i doubt that he was a lobbyist. but he got paid an awful lot of money and he looks very uncomfortable. >> is this going to come back to bite him, charles? >> people say he has as much baggage as delta airlines, and they are normally talking about the personal stuff. i think that is not that important. is the ideological stuff, the ideas he has proposed in the past, the association's on health care, global warming, and these particular events, because he had attacked fannie and freddie relentlessly. and now we learn that he had a monetary association. it doesn't look good. >> nina? >> newt gingrich is nothing if not glib. unfortunately, there are facts that contradict the things he says. when you say you did not lobby, that becomes a technical trick, because you offer strategic a

. >> greg: i have advice for romney.minute before the debate change your name legally to unnamed republican. he will be a shoo-in. >> kimberly: great advice. >> greg: or not barack obam obama. >> andrea: i think other candidates will gang up on him. >> bob: absolutely. >> andrea: don't you, bob? >> bob: absolutely. if you get this nomination what will happen in the first debate when obama turns to you in the first debate and say thank you for giving me inspiration obmy healthcare reform? governor, when i was thinking about healthcare reform. i went to the massachusetts plan and gave me inspiration. thank you. >> eric: romney anyway over obama. >> kimberly: we'll see what happens. we can talk about it tomorrow. >> bob: not a chance. >> kimberly: it is a swing state for the election. it has unemployment of 11.1%. so people are worrying about jobs there. they should address that issue tonight. coming up, who do you believe? herman cain or his accusers? five of us will tell you what we think. that is coming up next. make sur

gingrich explained it this way. >> i offered advice and my advice as a historian when they said we have making alones to people with no credit history and no record of paying back anything but that's what the government wants us to do. i said to them at the time. this is a bubble. this is insane. >> reporter: republicans, and especially tea party supporters, point to freddie mac and its competitor, fannie mae, as a symbol of everything that is wrong with big government. on the campaign trail, michele bachmann jumped on it. >> while he was taking that money, i was fighting against fanny and freddie. >> but gingrich today said his experience was a bonus. >> it reminds people i know a great deal about washington and if you want to change washington we tried four years of amateur ignorance and it didn't work very well. >> reporter: with voters sick of washington, this is a reminder that gingrich was part of the inside washington crowd both as a member of congress and later as a big-time consultant. >> pelley: thanks, jan. from the haves the have-notes. the occupy movement considers its next

so it's always mind blowing to know that i can have friends like that and ask for advice and help me out in my journey. and patti always says, always be ready. you'll never have to get ready. you know? so everything is always together. so she taught me a lot about that. >> so if you had to give any advice to the next generation of artists or the next generation of young girls who are trying to do something big, what would you tell them? >> i would tell them to really understand who they are. know yourself, be yourself in every, you know, situation. just, god, don't give up on your dreams, you know? write it down, envision it, see it every day around you, pray. and even when there's a no, no there's a yes eventually. >> coming up -- grammy award-winning artist wyclef jean and ne-yo. >> lauren, i apologize to you, you know, for everything that i did to you which was wrong. [ umpire ] strike 3. you're out! [ cheers and applause ] [ playing out of tune ] [ playing in tune ] [ male announcer ] at mcdonald's®, we support the community by giving to programs that bring out the best in our yo

>> i was approached to offer strategic advice. i was glad to offer strategic advice. it for a number of companies. gingrich group was very successful. >> do you think you were just being bought? >> no. i don't think that anymore than your institution being bought when people advertise on it. >> gingrich disputed the notion a big contract would undermine at all his clean up washington focus on the campaign trail. >> it reminds people that i know a great deal about washington f. you want to change washington, we tried four years of amateur ignorance, and it didn't work very well. >> is it a really good thing or hypocrisy. for more we're joined by james carville, with me in washington cnn political contributor ed eric ton and former newt gingrich ally, rich. >> i want to put more of this on the record. there's no suggestion he did anything wrong. he was a private citizen after leaving the congress, hired by freddie mac as a consultant, making $1.6 million. here is something he said to bill o'reilly on september 29, 2008, again in that time frame before and after he's get

what is your advice?" my record was when i entered office, but the cbo projected for 10 years a two trillion $700 billion deficit total. when i left, the projected a surplus for the next 10 years, a swing of five trillion dollars. and here is what they said. set very big goals. with tight deadlines. delegate like crazy. do not let any experts in the room. [applause] [laughter] >> we are going to move on to our next subject. please give our candidates a round of applause. >> thank you. >> gentlemen, we are going to try to tackle the problem of social security entitlement reform. it seems like the problems are relatively basic. we have less young workers contributing into the system, trying to support older americans, and more americans are getting older. it would seem to me we have three basic options. we can raise the retirement age, we can reduce benefits, or we have to raise taxes. herman cain is going to tackle that one. by all means. >> will you what first on the first issue. -- well, you went first on

remember the advice to drink a glass of wine a day? now there's reason to worry about that, and the complication is breast cancer. >>> a mother's legacy. her daughter grew up to be the secretary of state. remembering the extraordinary woman who raised one of the most powerful women in the world. "nightly news" begins now. captions paid for by nbc-universal television >>> good evening. tonight we begin with consumers rising up against a big bank in this era of great anger over financial wrongdoing. that big bank, bank of america has backed down. while there is another allegation tonight of bad behavior at a big money firm. this first story this evening is about small amounts. fees to use your own bank debit card. and those fees add up quickly. so while bank of america has backed down, others argue banks have to make their money somehow. and consumers should be alert for new charges. so we begin here tonight with nbc's tom costello at a bank of america branch in chevy chase, maryland. >> reporter: for a lot of folks, the idea they had to

advice about what? if it was advice about what kind of policies to follow, he was very critical of those policies. again, i'm just struck by his ability to say things that clearly make no sense. and he also, i gather he said the money wasn't paid to him. that was his other -- >> oh, yeah, that dodge. >> it was paid to the gingrich group, not him. frankly, i thought the gingrich group were his wives. >> congressman, you're not aware of the new lingo, which is coming from mitt romney, which is, corporations are people too. >> that's right. >> anyway, here's an interesting reaction to the latest news. lobbyist jack abramoff, who's back for reclamation, he went to jail for 3 1/2 years on conspiracy and -- >> chris, don't you mean historian jack abramoff? >> here he is with david gregory yesterday in a taping. abramoff admits he crossed the line and acted illegally. which is a good start for saying something. he says he wants to sound the alarm about the corruption in our system. on that note, gregory asked

rod and gene had helpful advice., let's get great ideas from small business owners like you. >> whoever is helping you build your website, you want to make sure you are with them in every step. i'm just learning all this about links and niche and names and all these technical things. i'm the owner of the business. i want to get paid. i want to bring the clients to me so i should be involved in every step of my web page. >> try to do as much as you can yourself in the areas of marketing, legal, accounting, or many of your dollar that is you or your profit margin will get from outside vendors. try to do as much in-house as you can. >> if you are a business owner, resilience is key. keep on moving and continue trying to grow and do the best you can. it's all we can hope for. we can continue trying. >> do you want to test out what works and what doesn't work on your small business website? check out our website of the week. they see what visitors respond to and what they don't. it's known as ab testing. when users log on

his own advice. additionally, the other members of the joint chiefs provide military advice when requested by the president, national security council, homeland security council, or secretary of defense. a member of the joint chiefs may make recommendations to congress relating to the department of defense after, 1st informing the secretary of defense. i'm looking for to the testimony of the members of the joint chiefs of staff as they provide more information on the role that the joint chiefs play in our national security, how the interests of the army and international guard are addressed by the joint chiefs, and how the chief of the national guard bureau interfaces with the joint chiefs of staff and national guard bureau is a joint activity of the department of defense. by statute, it is the channel of communications on all matters pertaining to the national guard, and our national guard of the united states, and the international guard of the united states between the department of the army and t