but we advise -- we do have some small business clients, but we advise many, many large employers. and i know that not every small employer has access to advisers with the level of sophistication that we would bring. >> mr. winstanley, thank you for being here today. it's always great to have someone who deals with this on a daily basis. ms. baker, you as well. because you give us the real life experience of how the consequences and unintended consequences of stuff that goes on here in washington affects real people in the real world. how much time and how much money do you spend on compliance with this health care law? mr. winstanley? >> it has been a very significant distraction from our business over the last couple years. especially as we try to ascertain where it's going to go, where things are going to land. our administrative -- some of the folks that help with our administrative stuff, they've spent a lot of time, i've spent a lot of time on it. some of my -- it takes a lot of our energy. >> ms. baker? >> i've been flooded with questions and phone calls over the last year w

joing us for more on this former foreign policy adviser to mitt romney and former adviser to the u.s.mbassador to the united nations. good to see you. >> thanks for having me. >> what do you make of this situation? you watch the video, it's 13 minutes long. you never know what duress is going on. certainly the facts are the facts. this man says he went to pakistan because he wanted to help his government. now feels his government has nothing to do with helping him. >> well, when you watch the video it is heart breaking. your heart breaks for not only him but his family. yet the obama administration is doing the right thing. we cannot negotiate with al qaeda. by negotiating with terrorist groups you encourage them to take americans. so by negotiating at all you really create a dynamic where all of our national security is diminished. what needs to happen is exactly what the obama team is doing -- calling for his immediate release. they are not negotiating. however, what we have to hope is that they are negotiating with the pakistani government or more importantly putting pressure on th

what they have done is they have advised people on healthy eating and advised the staff on what to eat and what not to eat and the unhealthy choice appears to be the products they are selling. they are encouraging their own employees not to have french fries or coca cola. eat salads and drink water instead. this was not their finest hour. advising not to eat their own products. this is something that is getting tweets online. people saying this is another blunder. let's not forget they were suggesting a tipping etiquette for staff. pay 20% for the pool boy and a days wages is a good nanny.r the tammy -- i unsurprising it has been shut down. in whatinterested people are drinking. thanks for watching. we're back in eight minutes with more world news. and then straight tocking the statue. >> i invited the chairman and i would like to invite him to my house. 120, two soldiers will lay it in place. not ask howd much they cost. homageraveled to pay to the late leader. the opportunity to make a wish. i wish for our motherland to be prosperous. come here.ty has the town has a massive red tou r

the company shutting down after advising workers to avoid the food. check it out. learning's fun now. yeah, back in our day, we didn't have u-verse high speed internet to play and learn online. all we had was that franklin fuzzypants. ah, the educational toy bear. remember when the battery went out? [ slow, deep voice ] give me your abc's. all i learned was a new definition of fear. i need some pudding. yeah, there's one left. [ male announcer ] connect all your wi-fi-enabled devices with u-verse high speed internet. rethink possible. >>> a crash sent two people to the hospital today. it happened near jones street. police say a truck rear ended a mercedes-benz suv that then slammed into a yellow cab. the taxi then hits a fourth vehicle. >> well, drunk driving arrests are up, new numbers show 316 people were arrested during this enforcement period going through christmas. up from 299 arrests from the last time last year. that is down by ten arrests. >> president obama signed a comprehensive bill that cracks down on swault. president signed a bill vacationing in vie

did go back and said it was incorrect advise. that concludes my report >> on the bicyclist case i asked for a followup interview and was wanting more clarity so i didn't have a choice but to find insufficient evidence. >> the occ rules prevented the follow-up interview. >> probably more appropriately be discussed in closed session should the commission wish to do so but the occ provided the officer with a preliminary finding and this was an incidents where the follow-up spoof was not about the evidence before the cohesive it was about whether or not the officer was lying. and so there was a suggestion by internal faifrz description of to bring up a altercation that the officer was lying and bring the officer back in and ask the officer whether or not he had a different thought about his denial. so - >> commissioner commissioner chan. >> thank you. i've noticed in the previous reports the majority reports theirs admonishment and not a suspension. i'm wondering in the progressive policy and practices are those cases and other cases

he is now a senior adviser.sident obama's talk about he does not want to allow anyone in the administration that is actually a lobbyist. apparently technically has not been for a number of years. this group does what is known broadly -- colloquially as lobbying. it is an interesting scenario, and we will just have to see our toes. big business, you kind of like the fact that he is in there. lori: and other big story is valerie jeered and what her role will evolve into your. lori: that will be interesting. maybe she wants to take a back seat. the most powerful person in the white house. lori: in there the entire time. >> michele obama is powerful, the first lady. but talk about an adviser. how do i know this? i know this because i talked to people that deal with the white house, particularly in economic matters. she is almost always there. i believe there were meetings, you know, they met with the two. so just remember that. very powerful. this is seen as a way to blunter power or at least lessen it and make it l

we spoke with it but still the jockey media adviser to the bottom of the sheep administration could see no one said that one have to understand that this is all in a desperate bid to buy the gym not a peep except end of that. he also set the agenda is that me and its allied units do not enjoy gossip book and been diminishing fourche in the cost was proof of that the undead opposition bnp had made its intention to know when it refused to join the caretaker government. i'm jealous. instead i got to go by in london today the casino. they didn't intend to use tool for a fee of ten tickets. many puppies they have the appearance than that of the department to kill the moment. the text and cannot be. staff and three bought the prison development and the mixed commission. had depicted the seabed. or will it be the bishops will be the grants would be taken and had to hold the election the nifty and yet we and caught up with the defenders could sleep that i did get a parking problem in that the assault continues to be in it which will oversee and tip the election commission who for the index endi

he can heal the japanese government is advising the country's carry us not to comply with china's flight notification requirements. i do. titled highly radioactive spent nuclear fuel has been successfully transferred it to escape a pool of accretion of nineteen seventy. you don't want all the right to a sense it is the first such procedure involving spent fuel since two thousand eleven knox. one can sweet talk your electric car company began moving less dangerous. i'm used to fuel role in the middle of november. the nuclear fuel rods of being removed from the damaged a storage will happen on the four reactor building. the main one has found a container of twenty two highly radioactive spent fuel assemblies from the reactor building the safest route. like this the fuel was then placed into the wall to hold the ground. the coach tells you that rumsfeld has completed the top instead. i plan to relocate about one thousand five hundred to two awesome place in the above form yet to be living by the end of next year. it will be a key step for the commissioning of the crippled the pop lot like u

if i were advising obama on syria, and i was a domestic political adviser, i would have told him probably at the end, take the putin deal. ,s a foreign-policy adviser there is no way i would have done that. adviser, orc policy political advisor, interested in the president and his ratings and physician where the american people are, take the russian deal. >> these are elections coming up. take it. damage.that has caused >> this is my last question. what ought to be the great debate about america today in his relationships around the world, you would say that the debate is about what is america's role in the world today? >> that is correct. we have to have that debate. we are not close to having that debate. >> thank you for coming. >> my pleasure. ♪ >> "prisoners" is a psychological thriller by the director dennis villeneuve. it stars jake gyllenhaal. hugh jackman tape -- plays a desperate parent who takes matters into his own hands. it is a complex moral center. here is the trailer. >> happy thanksgiving. >> happy thanksgiving. wear a hat, please. you're getting over a cold. >> where are

it's well below what people anticipated, what the experts who advised the law anticipated.re are perverse things to drive up costs like essential benefits which adds provisions and benefits and coverage that people don't want. there is a tendency to not only increase the premium but to increase the deductible so people have a higher out of pocket expense. >> i have to run but i want to get this in. debbie wasserman schultz claims democrats will run on obama. she has both arms around it with a big bear hug. is that real or spin? >> i'm afraid it's spin. i pray to god it's true. as a republican i ep hope nempb the democratic party who is a candidate follows her advice to put this at the center of the campaign. former speaker nancy pelosi believes that as well. i hope when the administration encourages democrats to make it the centerpiece of their campaign if they voted for it, they ought to stand up like mary landrieu from louisiana said that she would vote for it again in a second. i hope they do it. that will lead to defeat in november. >> thank you, karl rove. >> you bet.

well below what people anticipated, with the experts that advise the law anticipateed.re are perverse innocecentivo drive up cost. adding provision to coverage that a lot of people don't want. there is a tendency in here to not only increase premium because of that, but to also increase deductible so people have a higher out of pocket expense. >> listen, i have to run. but i want to get this in before we go. debbie mitchell claiming democrats. run on obama care come mid term elections. she is embracing it, both arms around it with a big bear hug. do you think that is real or a spin some. >> i think a spin. i pray to god it is real. i pray that everyone follows her advice to put this at the sent of center of her campaign. former speaker nancy pelosi believes it as well. i hope the administration encourages every democrat it make it to the center. stand up like mary andrews said recently, senator from louisiana, that she would vote for it again in a second. i hope they do it. it would lead to utter defeat in november. >> thank you, sir. >> you bet. >> we saw polls showing

. >>> due to mature subject matter, viewer discretion is advised. ♪ >>> write very violently, and i writebout murder and about killing things. >> an inmate who performs violently rap on stage is in jail and about to return to the streets. >> how did i become a monster? by drugs and alcohol. >> an inmail works with creating the jail's most popular dish. >> if you screw up on the cakes, then obviously they know who did it. >> the cake is the only part that's good. >> and a female inmate pleads guilty to stealing thousands of dollars from her retired parents, but says she did it for the love of another inmate. >> he had a lot of girls before me and i just felt insecure. >> do i trust her? not as far as i can throw her. >> and now -- >> hi, daddy. you seem to have forgotten about me and mommy. >> and now the incarcerated lovers may have another mouth to feed. >> either she's telling the truth about the kid or she's completely psychotic. or both. grand rapids is the second largest city in michigan. its residents describe it with small charm and small communities, but many face uncertain future

presidents anymore oh what a pity that you're not invited you're not advising presidents anymore and says where start talking about ukraine would you classify the u.s. actions in ukraine right now as interference in internal affairs of us foreign country and do you generally find that washington has a real understanding of places it interferes in. well i don't know that you can say washington is interfering per se the but that i don't think the u.s. government to the undersecretary of state should have gone there and gotten into a rally in the middle of kiev i don't think senator mccain should have gone there and been around in the middle of kiev and then accused russia of interfering in the internal affairs of ukraine when he himself is doing exactly that so i don't think that is helpful again this is an issue that really does not involve the united states of america i can understand the european union going to the ukraine and arguing their case i can understand mr putin's you know inviting the president of ukraine to russia to argue his case i just don't know what america's vital i

>>> due to mature subject matter, viewer discretion is advised. >>> msnbc takes you behind the walls of america's most notorious prisons, into a world of chaos and danger. now, the scenes you've never seen. "lockup: raw." >> they tell me i should feel safe living with another individual who's maybe been convicted of murder, rape, or whatnot. >> i said i'm going to rip this toilet off the wall. i'm going to drag it down the tier and i'm going to bust -- i'm going to cut you up. you're a dead man. >> you don't want these people in society but you want me to feel safe inside a cell with this person. >> i was not born gay. every relationship i've had has been a forced type thing. >> for me, hope is like they'll kill me before one of the inmates kill me. >>> there is a pecking order inside the prison where the inmates treat one another. they don't treat sex offenders very well. basically we're constantly finding them assaulted. we're constantly finding them extorted. we're constantly finding them beat up. it's almost a never-ending situation with your sex offenders. >> we've interviewed m

don't have a problem having that hearing or if all the cases that are assigned to the 23rd won't be advisable to move to the 23rd to the 30th that would be an advantage because two commissioners are out on the 23rd. that makes sense in our bar remote and maybe i can give me feedback open the ability the ease of moving the items from the 23rd to the 30th and a or some of them >> i'm looking at the 23rd calendar there are 3 items that were continued from previous dates and if you choose to basically cancel the 23rd. >> i'm not suggesting that but if there's a concern i'm saying to move from them from the 23rd to the 30th. >> those noticed would be challenged and generally they only go out 20 days in advance and the told me that were continued to january 23rd we could continue them to the 30th again. so that's internal up to you. >> i could go for any of those. not to meet that the 30th but whatever you choose it should inform whether or not we go with the hearing. in terms of breaking and entering i think april would be ideal i'm not just saying that because of my birthday >> let me recap there

at the end of the month with four thursdays we'll basically only moot 3 times so i tack your advise. the last sentence clearly provides the opportunity of cancelation based on holiday that the secretary shall present to the staff a list of daums by voice vote the hearing clungd i concluded possible cancelation dates to accommodate holidays throughout the year christmas being an example and thanksgiving. i don't see easter being any exception expectation >> commissioner antonini. >> yeah. i'll speak against this motion and try to meet the city attorney has stated 4 the it doesn't mean we can't cancelled a meeting but we should schedule 4 with the ability to cancel one. if this motion is compensated i want to add back the 30th of january and the 31st of july. i have a lot of folks who call me with conditional uses and their told it's a along period of time for getting open the calender. i don't know if it has to do with the process that has to go through it's not a product of not having enough meetings but i've heard this from a number of sources and there's projects that involve peopl

how cheap money has been, it will not last forever. >> i never advise people to rush. key is to take your time. number two, my personal view is rates will stay down. there is no intending push making somebody go ahead and make a move. number three, interest rates below does not mean somebody should go out and buy something. at the end of the day they have to be comfortable with the target, valuation and all the other strategic issues with putting a transaction together. in terms of advice, we look at this from my standpoint as being relatively cheap environment. i do know from a historical standpoint they may not be the absolute cheapest, but it is still an attractive rate environment. i see this as a good time to think about strategic moves. liz: one more question about the stock market. i whip out to see the bubble pop? >> i have no idea. if you look at a lot of the transactions that have occurred, they have beenghtful, valuatione careful. we are in an environment look at the interest rate level and look at earnings, the market appears to in effect caught up with the

snowden's key adviser in the united states ben wizner joins me now. ben, good to meet you. >> good to be here. >> what happens legally when he says, mr. snowden, i've already won. there was a ruling in the u.s. district court that concluded t the following: no doubt the bulk telephoney met adata collection program vacuums up information about virtually every telephone call to, from or within the governments counter punch. the cost of missing such a threat could be horrific. the bulk telephone metadata is to reconstruct and eliminate al qaeda's terror network. so here's a district court judge disagreeing with another district court judge. if it's going to go to the supreme court, the u.s. court of appeals has to do something. is this where it's headed? >> it is, but let me say this district judge is not just agreeing with another district judge, he's also disagreeing with a panel that included a former counterterrorism adviser concluded they had seen no evidence that the bulk telephone metadata program had been uniquely successful had stopped any kind

other advisers like the air force general curtis lemay basically advised bombing cuba back to the stone age. so kennedy got his full range of advice from do nothing to launch a preemptive attack on cuba. on the tax cut, kennedy was careful to give advice not just the people who favored the tax cut, him but from those who oppose the. the liberal harvard economist who was ambassador to india came back and met with kennedy at the white house, and advised kennedy and also in writing on taxes, i will oppose a tax cut. and albert gore, sr., the father of bill clinton's vice president also spoke to kennedy about the tax issue. there's a great scene in the book at eleanor roosevelt funeral, it's not just -- there's a book by lubavitch. our town -- tim russert in were administering their own business at the funeral in a kind of modern washington way, well, here in the '60s during the kennedy administration the same thing was happening at hyde park at eleanor roosevelt funeral. and al gore, sr. kind of cornered the kennedy and was talking to him about the tax cut. entity as, what do you think i s

>> quite frankly there adviser? >> more than $10,000?>> if they have current legal counsel that raises the issue if they read about it on their own they know there is information on thee as ira's web site as well. >> are you an attorney? >> yes.nder >> paid by the hour? >> yes, sir. >> if i had my attorney who have to read thousands of pages of regulations is being charged by the hour? >> it does not necessarilyen you require the attorney to read the entire act but requires a analysis and experience with the control, ve group that is very detailed and very special area of the of law. but he will charge three, holy cow. i see my time has run out.back i yield back. >> at this point we will yield five minutes to the representative. >> i appreciate the witnesses testimony.fect to help others that were affected by the law. a my wife and iran a small business 22 years so we know what it takes to meet the payroll to keep the doors open to do with regulation and taxation sabir isll sympathetic to smallnumb businesses on a number ofow t levels an