e >> all right the the best funds to own for aear . what do you have got? >> neal, vea. vanguard tax advantage. international etf . i am a believer in upon index funds and spending your investments around the world. >> ben? >> i love it . spiders. index fund. >> are they going to beat stocks. >> i don't thi they would. i like adams more than bens. ann forbes on fox. >> forget tax hikes in the new year. is the bigger worry the 77,000 pages of new regulations for making it illegal to own more than four cats and releasing wild hogs in the wild and using or serving single serve water bottles and regulations health care law. is it about to dry up the job market? hi, everybody. welcome to forbes on fox and go in focus with teave, rick and elizabeth and rich and morgan and victoria. now, rich. there are a lot of silly things and important rules and regs that are going to affect small business necessary america, right? >> you are right about that. you should look at financial regulations which makes it still hard for small businesses to get loans. health care regulations, obama