getting them affordable health insurance.orried about getting health insurance during the pandemic, there's help, today. for those who get their insurance through the affordable care act, we're covering more people with better benefits, and where the premium is 40% lower. that means the average premium has been cut from $104 a month to $62 a month. $62 a month for quality health insurance that covers doctor's visits, hospital care, prescription drugs. in fact, one third of the consumers are buying plans through the affordable care act for less than $10 a month. earlier this week, i announced that more than 2.5 million americans have signed up for coverage under the affordable care act since i called for the special enrollment period during this pandemic. folks, if you don't have insurance, you can still sign up under the affordable care act through sunday, august the 15th. just go to healthcare.gov today and get covered. to all those folks expressing concern about rising costs for families, i urge you to support these basic r

we are really excited to bringing these affordable projects to san francisco. we recognize housing is a significant issue and i'm really proud of the fact that over the past ten years, swinerton has delivered over 5,000 units which is just amazing. we really consider ourselves a community builder. we were founded in 1888 here in the city of san francisco and we truly believe it's part of our core values, that when we go to build in a neighborhood, we want to leave that neighborhood better than we found it. that is super important to us. one other amazing thing about this project is that we're really looking forward to working with our small and local businesses. so i saw earlier jeron. michael spencer. we're going to be working with spencer masonry and then tanna harris. we know this is a significant contract and we're going to do everything we can to support this process. so thank you to our small and local businesses. in closing, on behalf of swinerton builders, you have our commitment that we're going to be a good community partner on this project and we loo

how should states in the federal government address college affordability? -- affordability issues? >> i think tennessee is a great model to look at. when i look at our tuition rate for community colleges and technical colleges, and the last 10 years, it's only increased 4%. since tennessee promise which went statewide, we leveraged a 1% increase -- we have averaged a 1% increase in the last five years. i think we have a very good model and tennessee with a strong commitment from our state to have these programs first for traditional age students, then in 2018, under the governor, we started a tennessee reconnect program for our adult students. how it works is the last dollars scholarship. so students are required to fill out scholarships. that's made tennessee one of the top eight. for students taking advantage of the money that was made available to them. we also have other programs like the hopes got -- like the hopes lottery program and the last dollars scholarship. so we have a model that is working. it was a bipartisan effort led by the governor. it is a commitment from the te

and that's what the permanent affordability and need to rely on people in the community. schools, churches libraries all have to remain engaged in the way to spread the news about these programs about lifelines. and last thing, i saw a couple of examples on these community partnerships when i took a tour of alabama and georgia. before the pandemic i was in rural randolph county, georgia, over 2 1/2 hours away from alabama. i saw staysee abrams. to install snet service for community members to participate in the online census and get jobs and i stopped in selma, alabama and visited the housing authority to discuss an initiative of bringing free broadband to children in low-income housing, george washington carver homes. and i heard from a mother of three who said her life was transformed by the program and completed her online assignments to get a job. and that is broadband for the people. >> there is a picture about how important broadband subsidy program is. i want to remine our audience members, drop it in the question and answer. i want to turn it over next to former f

thank you barbara, it is a pleasure to be on this panel to talk about our forth coming report, affordability and availability expanding broadband in the south. to better understand it, the rural counties is 35% or higher. plaque people make 49.2% of the region's population and make up the largest racial group. we collected data that were part of the plaque belt to understand the characteristics relative to other parts of the nation. we uncovered that 38% of plaque americans in the black rural south lack internet access. high-speed broadband is not available to some house hoaltd because the service has not been deployed by an internet service provider and where it is available some low-income households lack access because the service is not affordable. national broadband conversations focused on rural america can play -- give not enough attention. we understand african american-americans is a problem in metro and rural areas. and today, we want to connect more residents in the black rural south as the infrastructure debates continue. i want to up discussion to our panelists. thank you for be

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-- for god's -- nobody can afford, for god's sake? we have levees in my state that have been paid for not by the federal government, but by the people of louisiana through their taxes. can the folks at fema take into consideration these levees? ms. kahan sternhell: i think that is a factor, but we have not had it blamed in plain english. the profile was that 93% of rate payers for subscribers in new york will see their rates go up or down. what do i do with that? sen. kennedy: i'm out of time, but to my friends at fema, hello, hello. i realize that today we cannot find you with google, but you need to come before the congress and explain what you are doing here and you need to come in front of the policyholders and explain what you are doing here and you need to come to all of us and explain that you actually understand what you are doing here, because i don't think you do. inc. you, whoever is chairing this thing. -- thank you, whoever is chairing this thing. senator: senator kennedy, this is chris van hollen. i think i'm going to as

secondly, affordability. income levels within the american communities have a substantial effect on the home loan amount available to them. the availability of homes are scarce and lower-priced areas. having a forgivable deferred loan product will reduce, over time, or the a great investment to the stabilization of american indian families and communities. having a safe, standard and affordable home creates the foundation that promotes better outcomes in areas of education, health and financial stability. our homes can be the single greatest financial asset in one's life, making way for families to continue to drive, versus just survive, in the current economic climate. by investing in our american indian families via homeownership, we can create immediate impact to the lives of our youth, elders and adults. this type of investment creates immediate impact and also provides long-term impact and the stabilization of families. thirdly, a land trust model. we have used the land trust model in minneapolis to make

we are really excited to bringing these affordable projects to san francisco. we recognize housing is a significant issue and i'm really proud of the fact that over the past ten years, swinerton has delivered over 5,000 units which is just amazing. we really consider ourselves a community builder. we were founded in 1888 here in the city of san francisco and we truly believe it's part of our core values, that when we go to build in a neighborhood, we want to leave that neighborhood better than we found it. that is super important to us. one other amazing thing about this project is that we're really looking forward to working with our small and local businesses. so i saw earlier jeron. michael spencer. we're going to be working with spencer masonry and then tanna harris. we know this is a significant contract and we're going to do everything we can to support this process. so thank you to our small and local businesses. in closing, on behalf of swinerton builders, you have our commitment that we're going to be a good community partner on this project and we loo

either paying, creating new units offsite or dedicating land for affordable housing. for on site b.m.r.s, the assumption has been that they match the building. recently i became aware of developers wanting to maximize the higher revenue potential creating confusion about the developers inclusionary obligations under our planning code. one of these, 2100 mission, was approveded with on site b.m.r., but is still pending signoff before it is approved. 600 south van ness was completed in 2017, but the b.m.r. has been in limbo ever since. the project has been approved with ownership, affordable units after construction, the developer switched to renting the market-rate units but was trying to retain the b.m.r.s as ownership. the reality is having a small number of affordable units isn't feasible because banks won't finance their purchase. so m.o.c.d. which oversees b.m.r.s when they're built was unable to approve the request. the developer received signoff on his completed projects in july 2017 and has been renting out the market rate units while the b.m.r. units have been

when you look at affordability, how do you define affordability in terms of the rental arena and in housingnd buying a single-family house, for example? guest: the department of housing and urban development has a standard definition of affordability, which says households should spend about a third of their monthly income on housing costs. that's rent or the mortgage, utilities, all the housing cost inclusive. those that spend more than that our cost burdened and will likely not have enough money to pay for food and transportation and other necessities. we know even before the pandemic, the poorest 20% of households spent more than half of their income on rent, which meant they were living on very thin financial margins and that is why so many of them have run into problems with the pandemic. any loss of income, cuts back in hours, loss of job means they essentially cannot cover the cost of housing and fall into debt. what we have seen is a financially fragile population to start with that has absorbed a lot of the job losses in the pandemic and have not been able to keep up. host: the hou

they can't afford health care. they can't afford to send their kids to college, and they worry very much about the future of their kids and the future of this country. this legislation will not only provide enormous support unprecedented in recent american history for the children in our country, for the parents in our country, to the elderly people in our country, to the working families of our country, but it will also, i hope, restore the faith of the american people in the belief that we can have a government that works for all of us and not just a few. thank you, madam president. mr. graham: madam president. the presiding officer: the senator from south carolina. good to see you back. mr. graham: good to be back. thank you for the inquiries and i appreciate the good wishes, phone calls and the food. i made it. if you haven't been vaccinated regarding the covid problem, you need to get vaccinated and i got covid anyway. a couple of really bad days, but i'm doing better and i yield on the mend and i'm confident

getting them affordable health insurance.worried about getting health insurance during the pandemic, there is help. today. for those who get their insurance through the affordable care act, recovering more people with better benefits and with the premiums 40% lower. that means the average premium has been cut by -- from $104 a month to $62 a month. $62 a month for quality health insurance that covers doctors visits, hospital care, prescription drugs. in fact, one-third of the consumers are buying plans through the affordable care act for less than $10 a month. earlier this week, i announced more than 2,500,000 americans signed up for coverage under the affordable care act since i called for the special enrollment period during this pandemic. folks that don't have insurance, you're still signing up under the affordable care act through sunday, august 15th. just go to healthcare.gov today and get covered. to all those folks, especially concerned about rising costs for families, i urge you to support these basic reforms that wil

the big corporations could afford to do that today. for many of their employees but a lot of the small businesses can't afford $1400 a month for a family of four back so they will pay six or 700. a gets pushed to the middle class, the working folks, and that's why they are so financially stressed out, borderline bankruptcy. i've seen it. i guess, mr. secretary, how can we all work together? i know you've got a lot of challenges, that this probably in this category 60 to 80 million people that are chipping in for many people in the past didn't have to as much as seven, $800 a month out of their own fate. it's very concerning. i was chairman of the florida chamber here it was a big issue back then. it's a more critical issue today. a lot of them are working in restaurants or small businesses. they can't afford to absorb all the increases so lot of that is getting pushed to the working people in the middle class and i'm very concerned about many of them just financially going bankrupt or completely stressed out, or they don't take the int

getting them affordable health insurance.about getting health insurance during the pandemic, there is help. today. for those who get their insurance through the affordable care act, we're covering more people with better benefits and with the premiums 40% lower. that means the average premium has been cut by -- from $104 a month, to $62 a month. $62 a month for quality health insurance that covers doctors visits, hospital care, prescription drugs. in fact, one-third of the consumers are buying plans through the affordable care act for less than $10 a month. early this week i announced that more than 2,500,000 americans have signed up for coverage for the fkts. since i called for this special period during this pandemic. folks, you don't have insurance, you still sign up under the affordable care act through sunday, august 15th. just go to healthcare.gov today and get covered. to all of those folks expressing concern about rising costs for families, i urge you to support these basic reforms. it will allow drug companies to sti

that's why the affordable care act was put in.t was trying to level the playing field so everybody could get affordable care, but it got interrupted by republicans, so this is what is going on with health care. i disagreed -- it is greed in the medical profession, the pharmaceutical companies, the insurance, the hmo's, and that's why you cannot have a level playing field in this country, so the federal government has to step in. we pay more for medical insurance and costs in this country than any other country in the world. but we have millions still uninsured and cannot get care. host: mary, calling from richland, washington. good morning. caller: good morning. i just wanted to say that i think that it is a good thing because, basically, a lot of people don't realize that all of the people that make these drugs, and not just the ones in china, are on the stock market and they make money. if there is a way of making it, they will. when i was young, i worked for walgreens, and i think it was $1.5 to $2.5 for insulin. i think my gra

the only thing more rare in this city than in affordable apartment is in affordable parking space. much would you pay to park your smart car? we are going to talk about exactly what the price tag is for a car in manhattan. i think here it is going to cost a lot. this is bloomberg. ♪ . ♪ caroline: the red-hot u.s. housing and rental market, and then there is the parking market. $350,000, some of them are costing. the kicker, you then pay $3000 per year in property taxes on a car parking space. it is pretty though. romaine: i have never seen a garage like that. is this real or a rendering? taylor: you get 185 square feet for $300,000. but, your favorite, there is room for your golf clubs. and your stroller. romaine: i feel like $350,000. haven't there been spaces that have gone for close to a million? caroline: they are trying to blame the poor restaurants for white there is not enough parking. -- for why there is not enough parking. this is bloomberg. ♪ rg. ♪ >> from the heart of where innovation, money, and power collide in silicon valley and beyond. this is "bloomberg technology"

more than i can l afford._ i'm not going afford. six figures? i'm not going to no afford.d. six figures? i'm not going to go there! i _ afford. six figures? i'm not going to go there! i can't _ afford. six figures? i'm not going to go there! i can't even - afford. six figures? i'm not going i to go there! i can't even remember. be surprise how low my digits were. i won't talk about the money here. it was definitely work it —— worth it. it was definitely work it -- worth it. ~ , ., ., , ., it. when you ran itv news, and there is a school of — it. when you ran itv news, and there is a school of thought _ it. when you ran itv news, and there is a school of thought that _ is a school of thought that that's the period — i'm not laying all of this at your door, absolutely not — but that's the period mainstream media lost touch with ordinary people. and estrangement that failed to predict the brexit vote ultimately, or borisjohnson�*s 80 seat majority in 2019. it was probably a long time coming up to that decade, but do you think that's fair? do you think that's when the rubber d

they cannot afford not to go to work. as we think about how to stay innovative, it is really taking sure that we continue daughter that mix of public and private. we are thoughtful about equity and thinking about where the market does not work. but headstart provides a unique set of services to families that not everybody would prefer, but it is essential for those kids and families. really thinking through how do we set up the right government at the federal level, and at the state level, and i think there is a ton of work at the local level in running for folios. no one gets a monopoly. in every conversation i present, there is not a single provider type in the state in this case -- country that can serve all the kids. we have to work together. it is occasionally wonderful collaboration, and that coordination i think you can actually develop systems that are more individualized of kids and families. really thinking through the american family plan and how we do that. headstart continues to be important part of that. >>

how can i afford to support my family? i could have discharged my loans in bankruptcy, as painful as it was, it would've been a great relief. i wouldn't still be having sleepless nights worrying about how i am going to pay and what happens to my children, my husband, and me, if i cannot. thank you. >> thanks. dr. akers. >> members of the committee, good morning and thank you for inviting me to share my thoughts on this important issue. as a typical borrower access to student debt praise and opportunity for economic mobility that would otherwise be unavailable. some students or much worse off financially for having gone to college. the discourse surrounding student debt -- and unaffordable student loans are inescapable. that is pretty far from the truth for borrowers which make up 90% of the outstanding loan balance. over the past decade and a half, policymakers have built a comprehensive safety net to gives borrowers a break when their loan payments are unaffordable. the departed of educations income driven repayment plan

. >> i cannot afford to retire. there's about an extra 20,000. >> the united states student debt crisis is up to $1.7 trillion. >> if a university degree was supposed to give you a head start, crippling debt looks like it will be the ball and chain. >> it's now bigger than debt from credit cards and auto loans and is second only to mortgages. >> the number of americans age 60 and older with student loan debt on drupal between 2005 and 2015 to nearly 3 million. >> the debt is a weight that has many americans pulled down. even more so in this pandemic. >> the federal government holds the vast majority of student loan debt. >> it is not dischargeable in bankruptcy. >> don't forget, bankruptcy is not a crazy thing. it happens in american life all the time. sometimes her medical bills and they file for bankruptcy. >> in america, even a bankrupt lender gets a second chance. >> what they did in 1965, what they worked so hard for, has not been met. >> since i announced this hearing people have been sending me stories. linda

are affordable to many. this may be true to a rich real estate speculators but these units will be an fort able to the average teacher, firefighters, working class in this city. it's a lottery to get one of those 13 units with hundreds participating. these developers don't care about actually providing affordable housing, they're only providing the bear minimum they have to and trying to make themselves sound like they're solving the city's housing crisis. this proposed development won't make a dent but destroying this piece of portola will cause. they want to make a ton of cash in the portola and leave us with the problems, their luxury condos, development will create. it's tired to being the city's dump and run for things like pollution, gentrification, traffic and congestion. they're making empty promise to apiece the neighborhood and the little corner. >> that's your time. thank you, ma'am. that's your time. >> caller: hi, i'm ray, i live on the top of hanson looking down at this project. i want to let y

i'm glad you mentioned the affordable care act. it is the best thing happened of getting various points of view. barack obama has run on doing something that has not been done in over 100 years. it was theater reservoir chet roosevelt not franklin, theodore roosevelt who introduced the access to healthcare over 100 years before barack obama he ran on that. he sent out to put it into law and was advised by a lot of people, don't go there. let's save that for later. but nancy pelosi because of the input she was getting from caucus members she advised him yes you've got to go there. she knew she was on solid ground because members of the congressional black caucus were sitting there every day. healthcare as i said on the floor of the house has eight civil rights act of the 21st century. we were outlawing discrimination based on that. people were discriminated against once they got sick. and we saw that as being something we needed to tackle. we think we lost. i would agree. we lost the house because of passing the affordable care act.

afford him any more.true, but i have to say that my - afford him any more. that's true, but i have to say that my wife - but i have to say that my wife said, an hour ago, i overstated his wages by saying he would get a million quid a week or something. then i read in the guardian that perhaps she was right — £29.6 million a year. she was right - £29.6 million a ear. . �* . she was right - £29.6 million a ear. ., �*, ., ., ~' she was right - £29.6 million a ear. . �* . . . .. but year. that's after-tax, ithink. but what about— year. that's after-tax, ithink. but what about bonuses? _ year. that's after-tax, ithink. but what about bonuses? that's - year. that's after-tax, ithink. but what about bonuses? that's whatl year. that's after-tax, i think. but. what about bonuses? that's what i've been told about. but anyway, i haven't changed my view, i don't think i ever will change my view. it is obscene, it is indefensible, and it is the world we are living in for these people who i compare to the showbiz stars

it is a key goal of the president to approve the affordability -- improve the affordability of housinghas proposed in the budget a significant increase in low income housing tax credits. there's also a proposal that would result in more housing units. >> thank you. we have strong bipartisan support, so i hope you will work with us on the legislation. chair: i think the gentlelady. -- i thank gentlelady. >> secretary, i traveled across my district the last couple of weeks, and what i heard consistently from my small and medium and large businesses is the lack of workers, but let me just talk a little further of that. several businesses could hire starting tomorrow or are having difficulty filling positions. consistently, small businesses cannot find workers. there is a collective frustration as they compete against the federal government. when i talk about competing against the federal government, it relates to the unemployment insurance, and the fact that we are really dis-incentivizing work when it comes to finding people to fill these jobs. i guess my question to you is what do i tel

we cannot afford to miss this opportunity. forecasts from moody's and the national monetary fund but the growth investments in this plan will put our nation on a more responsible path forward, increasing gdp growth and job growth, and improving labor force participation. we know from decades of research that investments in education and economic secured he for families can yield a lifetime of benefits. increased wages and reduced crime among others. this resolution already passed by the senate reflects the net investment of the build back better plan as allocated across 13 committees. the budget committee will combine the legislation and prepare it for consideration. the resolution also provides for budget enforcement in 2022 and other necessary technical language. we must act quickly. america not wait any longer. we can no longer afford the cost of neglect and inaction. before i yield the floor, i would like to add a couple of things. one of the things that i am so impressed with by the administration is they have changed the