. >> why has africa been so underserved?would seem that anti-poverty efforts would benefit companies providing access to capital in areas that desperately need a way out of this cycle of poverty. >> it is not as if africa has been forgotten. i think a lot of aid has gone into africa. but what we are talking about at opportunity international with africa specifically is job creation. gift tocreate with this and a half million jobs and we morea goal of creating around the world. the mastercard foundation, what does each organization bring to your overall efforts in africa? some are fortunate to have wonderful donors and partners and they all bring similar passion to finding a solution for serving the poor around the world. it isn't like the poor is any different than you and i. they want the best for their children. they want to work. they want an opportunity to get ahead. and all those organizations are working to help us provide capital which are loans, savings, insurance, and you wrap that all around trading -- around train