that's what antoinette coffi- ahibo was seeking when we interviewed her last year. she'd bought her house in jamaica, new york, in 2007 for $679,000. >> they told me the mortgage was going to cost me $4,000 every month, that i'm going to pay that for only one year, after a year, i can refinance so i can get a lower mortgage. >> reporter: coffi-ahibo was born in the ivory coast, is now a lenscrafters' optician. >> afterwards, i find out i have two mortgages. one was 6% and the other was 11%. >> reporter: but you didn't know that at the time? >> no, i didn't know that at the time. >> reporter: but did you read the paperwork? >> no, it was so many paperwork. it was a bunch of paper we had to go through and they said just sign. >> reporter: coffi-ahibo may have been intimidated by the task, and conned by the loan broker, who's now being sued left and right. but can the economy afford to bail her out? as it to some extent did, we learned, when we revisited her a few weeks ago. >> i got very good news, maybe not that good but i was able to get a loan modification on my mo