he spent his career in the private sector and government for two decades now, joint ahip -- joined ahip. let me introduce the two people that will be asking you questions. jayne o'donnell with usa today, health care reporter. and christopher rowland who was washington post business of health care reporter. matt: it is an interesting question. there is interesting data around medicare for all. it is not necessarily an indictment of health insurers per se. i think it is really a bigger reflection of our health care system and what we see with respect to affordability. i think medicare for all is very much sort of the analog toward repeal and replace. it is a great slogan, sounds simple, sounds easy, it is very, very complicated, and when you dig in to it, it is really talking about how the health care system has been challenging for a lot of people to navigate. it is too expensive, we obviously need to make things work better and focus on what is working, and how we make it better rather than trying to go the other way. but i think it is an important collection of sort of where we are rig