i want to thank congressman clapper for his remarks, senator akaka and senator barrasso.now time is critical that we talk about people who support indian issues, who are supported. not because they are required or not because they have constituents within their legislative district but because they understand what it really means. that is what we need in indian country. we need to native vote to get out and talk to those candidates and find out who and what they are, where they come from, do they support our programs and if they do let's support them. let's help them. that is what we need to do in the native vote but it's more than just talking about it. we need to organize and mobilize them. thank you. i got busy there. >> i want to take a question from one of their reporters on line. this is from mark from true hahn reports. i present -- question for president keel. candy vote be used to -- especially for medicaid and other entitlement programs? >> i think he is referring to me being this bipartisan cooperation. that would be great. [laughter] i would love to see that.

under the bipartisan leadership of senators akaka and barrasso the senate committee on indian affairs has reached across party lines to develop legislation that promises to transform the country. and in the house republicans led german don young, democrats like dale kildee have worked hard to educate their constituents and colleagues about the benefits tribal governments offer our nation. there are some important things congress can do right now that can grow in the economies and create jobs. without spending a dime the congress can fix the problems created by the supreme court decision and offered certainty for the land transactions were critical to the country's economic future. [applause] the part of the interior is already active to streamline approvals for the renewable energy, development and we urge congress to pass the act to expand leasing reform and pass an indian energy self-determination wall. congress can also act on public safety legislation that would attract businesses to our communities. we heard the passage of amendment to the stafford act that are supported by fema

senator akaka, senate bracero, another time is critical. but we talk about people who support indian issues, who are supportive. not just because they are required to. not because they have constituents that within their legislative districts, but because they understand what it really means. that is what we need in indian country. we need to native vote to get out in activist candidate, i not who and what they are, where they come from. do they support our programs? and if they do, let's support them. let's help them. that's what we need to do. but it is more than just talking about it. way to organize and mobilize them. thank you. >> i got busy they are. >> i'm going to take a question from one of the reporters online. this is from mark drew upon her and drew upon reports. question for president keel. can this bipartisan group to seek tribes especially for medicaid and other entitlement programs? >> i think he is referring to the bipartisan cooperation. i would be great. [laughter] i would love to see that. i think that indian country wou

been raised today already about the issue of financial literacy and applaud your efforts, and senator akaka mentioned it, too, i, too was very -- have always been concerned about the lack of financial literacy being taught to our students. so when i was in the north carolina senate i also required that students get that. i think it's just a sound basis that you need to get by in the world today. you have to understand debt. and with that, i was also placed that the cfpb recently released its examination procedures for payday lenders. it appears there are a handful of banks making high-cost payday loans directly to their customers. the center for responsible lending has indicated that these loans are marketed as short-term but often keep customers in debt for an average of 175 days a year. which is an average of 16 payday loans per year. and i understand the rate is somewhere over 300%. can you say a little more about what the cfpb is doing to address this sort of sustained use of payday loans? >> yes, senator. and as i had mentioned earlier this was the subject of the first field hearing th

i was not yet 21 and i had courage and an experience which is sometimes a great help akaka to the desire to do my very best. that young man was the most accomplished and commissioned a portrait artist on both sides of the atlantic. he painted a virtually everybody and anybody who was anybody on both sides. right now there are seven portraits by george healy hanging in the white house. there are 17 portraits by george healy tannin national portrait gallery and over in the courtroom gallery over in the portrait gallery is his great picture of abraham lincoln in illinois and springfield just after linking done that he had been elected president in the was while he was sitting for that portrait healy was painting him without his beard and he read aloud the letter from the young woman telling him that he would be much more handsome if he grew a beard and lincoln turned to him and said would you like to paint me with a beard and healy in all honesty said no, sir, i would not. [laughter] so it's one of the very few images in color by a painter that we have of abraham lincoln and one of the grea

on this particular issue, senators akaka, coburn, scott brown, levin, and i agree that we are past the time when an independent review of the scanning technology that emits radiation must be undertaken. i urge my colleagues to join us in quickly passing this legislation. thank you, mr. president. mr. president, i would suggest the absence of a quorum. the presiding officer: the clerk will call the roll. quorum call: quorum call: mr. reid: mr. president. the presiding officer: the majority leader. mr. reid: i ask unanimous consent the call of the quorum be terminated. the presiding officer: without objection. mr. reid: i have five unanimous consents for committees to meet during today's session. they have the approval of both the majority and minority leaders. i ask consent that these requests be agreed to and the requests be printed in the record. the presiding officer: is there objection? hearing none, so ordered. morning business is closed. under the previous order, the senate will resume consideration of the motion to proceed to s. 2038 which the clerk will report. the clerk: motion

. >> senator akaka. >> thank you very much. good morning, mr. cordray. welcome to the committee. >> thank you. >> for the first time in history we have an agency with the singular consolidated mission to provide a voice for the consumers of our country, to protect consumers from the predatory lending practices that contributed to the economic crisis from which we are still recovering and to empower and educate consumers to make informed financial decisions. mr. cordray, i am very pleased to welcome you here to this hearing and i'm confident that you will make the consumer financial protection bureau a strong defender for consumers. so i look forward to working with you. some senators have expressed a view that eliminating the director of consumer financial protection bureau and creating a board instead would improve accountability. this promotes accountability, having a director, efficiency and effectiveness. the government accountability office has repeatedly emphasized the importance of focused sustained leadership to tackle complicated challenges. dir

. >> senator akaka? >> thank you very much, mr. chairman. i am pleased to join you in welcoming mr.y, lovely family, who has been nominated by president obama to serve as the first director of the consumer financial protection bureau. i am confident that he will make the cfpb a strong defender for consumers. this has been needed in our country. he knows the market, and he has a demonstrated track record. he has been a fierce advocate for consumers and middle-class families. as attorney general of ohio, and then as the head of enforcement at cfpb. will count on him to fight against the predatory lending practices that contributed to the economic crisis from which we are still recovering. i look forward to mr. cordray's testimony today to hear about his vision for the landmark cfpb and what he hopes to accomplish as its first director. mr. cordray is a highly qualified nominee and an excellent fit to become the first director of consumer protection bureau. and i asked the committee to consider his nomination favorably. >> thank you very much. >> senator brown? >> i have questions that

we came up with an idea we would meet in the old senate chamber and we would begin by having danny akakaopened with prayer. we were that senator byrd to give his sister perspective of what we're about to do. and then, we open it up for discussion to figure out how we're going to proceed? we really did how we would go forward. i can't remember exactly the order, but phil graham got up and gave an impassioned pitch of course to move forward with impeachment to get it to actually remove it from office i'm sure. and ted kennedy got up and gave an impassioned speech. then when we listen to it, it sounded like they were coming to an agreement. i remember connie mack nodded at me we basically said, if dead. we have a deal. we have an agreement. as graham kennedy agreement. we left the chamber and had this great agreement. tama to the press gallery and had a joint press conference. and then we said, what was the agreement? [laughter] i said, we've got to put this as some sort of writing. so we put in my conference room -- i guess kennedy was in the room. i post lakeport and there've been very fe

i want to thank congressman cole for his remarks, senator akaka, senator brasso. i know that their time is critical. but when we talk about people who support indian issues, who are supportive, not just because they're required to, not just because they have constituents within their legislative districts but because they understand what it really means. that's what we need in indian. country. we need the native vote to get out and talk to those candidates. find out who and what they are, where they come from. do they support our programs? and if they do, let's support them. let's help them. that's what we need to do in the native vote. but it's more than just talking about it. we need to organize and mobilize them. thank you. i got busy there. we had another question. >> i'm going to take a question from one of the reporters on line. this is from mark from true han reports question for president keel. can this bipartisan coop be used to treat entitlement programs? >> i think he's referring to maybe this bipartisan cooperation? that would be great. i would love to

we came up with an idea we would meet in the old senate chamber and we would begin by having danny akaka opened with prayer. we were that senator byrd to give his sister perspective of what we're about to do. and then, we open it up for discussion to figure out how we're going to proceed? we really did how we would go forward. i can't remember exactly the order, but phil graham got up and gave an impassioned pitch of course to move forward with impeachment to get it to actually remove it from office i'm sure. and ted kennedy got up and gave an impassioned speech. then when we listen to it, it sounded like they were coming to an agreement. i remember connie mack nodded at me we basically said, if dead. we have a deal. we have an agreement. as graham kennedy agreement. we left the chamber and had this great agreement. tama to the press gallery and had a joint press conference. and then we said, what was the agreement? [laughter] i said, we've got to put this as some sort of writing. so we put in my conference room -- i guess kennedy was in the room. i post lakeport and there've been very f

we came up with an idea we would meet in the old senate chamber and we would begin by having danny akakawe were that senator byrd to give his sister perspective of what we're about to do. and then we open it up for discussion to figure out how we're going to proceed? we really did how we would go forward. i can't remember exactly the order, but phil graham got up and gave an impassioned pitch of course to move forward with impeachment to get it to actually remove it from office i'm sure. and ted kennedy got up and gave an impassioned speech. then when we listen to it it sounded like they were coming to an agreement. i remember connie mack nodded at me we basically said, if dead. we have a deal. we have an agreement. as graham kennedy agreement. we left the chamber and had this great agreement. tama to the press gallery and had a joint press conference. and then we said, what was the agreement? [laughter] i said, we've got to put this as some sort of writing. so we put in my conference room -- i guess kennedy was in the room. i post lakeport and there've been very few others who are reall

we came up with an idea we would meet in the old senate chamber and we would begin by having danny akakaayer. we were that senator byrd to give his sister perspective of what we're about to do. and then, we open it up for discussion to figure out how we're going to proceed? we really did how we would go forward. i can't remember exactly the order, but phil graham got up and gave an impassioned pitch of course to move forward with impeachment to get it to actually remove it from office i'm sure. and ted kennedy got up and gave an impassioned speech. then when we listen to it, it sounded like they were coming to an agreement. i remember connie mack nodded at me we basically said, if dead. we have a deal. we have an agreement. as graham kennedy agreement. we left the chamber and had this great agreement. tama to the press gallery and had a joint press conference. and then we said, what was the agreement? [laughter] i said, we've got to put this as some sort of writing. so we put in my conference room -- i guess kennedy was in the room. i post lakeport and there've been very few others who a

. >> senator akaka? >> thank you very much, mr. chairman. i am pleased to join you in welcoming mr.umer financial protection bureau. i am confident that he will make the cfpb a strong defender for consumers. this has been needed in our country. he knows the market, and he has a demonstrated track record. he has been a fierce advocate for consumers and middle-class families. as attorney general of ohio, and then as the head of enforcement at cfpb. will count on him to fight against the predatory lending practices that contributed to the economic crisis from which we are still recovering. i look forward to mr. cordray's testimony today to hear about his vision for the landmark cfpb and what he hopes to accomplish as its first director. mr. cordray is a highly qualified nominee and an excellent fit to become the first director of consumer protection bureau. and i asked the committee to consider his nomination favorably. >> thank you very much. >> senator brown? >> i have questions that i will submit for the record. >> senator brown? >> thank you, mr. chairman, ranking member shelby, th