joining us again is christine shore and alan capper., morgan stanley, what are we expecting this company to say, what's the message broadly been from financials at this point? >> like you said, morgan stanley out at about 7:00 this morning is when they will report. they are looking for earnings per share about 33 cents and that's down about 50% from earnings per share a year ago quarter. they are looking for revenues to be down 20%. they are looking for revenues of 7.5 billion versus 9.3 billion. i would say some of the other banks, bank of america beating earnings. goldman sachs beating by a whopping 46 cents. jpmorgan also beating by a large amount last week. financials are in pretty good shape despite what the original analysts estimates were. dweefrd financials the industry itself was expected be to down by 20%. followed by capital markets down by 8%. many companies are beating by a large amount. like we discussed before they are beating on the revenue side. bank of america beat by a penny the other day they missed revenues by a bil