alan ruskin is also a plug-in for smart guys like you or smart guys like stan fischer. alan: yes, they are. we in the market are narrowing down as well. tom: this is the efficient unemployment rate. what is deutsche bank calling that right now? alan: about 5.5, the last fed estimate before the latest one is about right and terms of where we normally expect inflation to accelerate. keep in mind a lot of special factors, and the special factors that exist right now, the international factors like the dollar like oil are going to play themselves out the next 12 months to 18 months or so, so they are important. tom: alan ruskin, taylor rules, we heard a clinic yesterday from stan fischer. let's get to top headlines with olivia sterns. olivia: breaking news from france -- a german airbus has crashed in the southern outs. french president francois hollande says there are unlikely to be any survivors. it was formed by german wings, a budget carrier owned by lufthansa. in crash near the city of digne france. that is about an hour north of marseilles for stop the airbus a320 is a

alan ruskin says deutsche bank is going to settle off.y that investors know the india market benner thant most and will assess the realistic conditions of the market. and crude continuing to fall to a six-year low. if you missed any of the stories in the past hour you can visit our site at powerlunch.cnbc.com. sara. >> the kind of insurance sweeping the land. do you need to get in while rates rise? >>> and we're still trying to cure the common cold. don't worry. scientists are working on doubling the size of ants. we'll explain when we come back. ...sexiest ...baddest ...safest, ...tightest, ...quickest, ...harshest... ...or nothing. at mercedes-benz we do things one way or we don't do them at all. the 2015 c-class. see your authorized mercedes-benz dealer for exceptional offers through mercedes-benz financial services. >>> coming up in the second hour of "power lunch," new stats on how low crude oil really has fallen. the one word all of wall street is really focused on and battleground tesla. is this a stock only for traders, or should