chairman, alex pollack of aei and i have question for my colleague and friend, peter wallison. peter, you said if a regulated financial entity, say a bank, were to engage in litigation, maybe especially successful litigation with its regulators they would possibly be subject to that retaliation. i would edit and say with certainty that they would certainly be subject to retaliation? do you disagree with mid did? >> no, alex. alex and i usually agree on everything but i had, you understand, i had to deal with five or six other members of the committee but that is an edit i would certainly accept. another, another one of my colleagues. >> ed pinto, aei. colleague and friend of peter and alex. i would only add the successful cases that i'm aware of financial institutions suing the government were all defunct ones that then sued under the fslic and others after they were basically shut down and shareholders brought suit. they were successful but they were no longer operating so it didn't make any difference. they had nothing to fear but ultimately they were successful but that is t