this in an interview with nail and kirzade , we will find out all the details from alexander nazarova alexandra greetings. how sber evaluates the current exchange rate of the ruble, daria welcomes them, they believe that the ruble exchange rate is now not justified for being lower. the russian economy has stabilized. this year will be successful, including for credit financial institutions, the head of sberbank german gref noted in an interview on or sketches. the banking sector has revived just like the entire economy, and in the banking sector you also need to take into account the fact that transactions that were at risk last year were over-reserved, some of them this year are still issued and the reserves are dissolved, therefore, in general. this is the year. i think it will be successful for the banking sector. meanwhile , the infrastructure is being restructured for the active use of national currencies, and more and more tools and services necessary for this are appearing. for example, sber launched transfers in the group to indian banks, while the ruble exchange rates are now unjustifiably under