of communication management of the higher school of economics alexander pushko good morning alexander viktoroviche the right to communicate with each other for three days, that is, in principle, they do not violate the laws. but this is what we have achieved in recent years, what about online payments? they fly in instantly. i sent elena immediately received or vice versa, and so, by the way, i sent it. and elena sits for 2 days and waits for some beautiful one. so look, uh, any antidote to, shall we say, cheating. she can't be the only one. yes, it should always be a set, let's say 2 days. yes e so to speak, e the so-called cooling period. in what cases can it help? it can help in cases where, let's say, scammers imagine a situation, and a divorced person was lured from him, so to speak, consent to withdraw money or receive a loan. and in this case, so to speak, these 2 days can decide. uh, let's say a problem, if we are talking about the use of bank cards. then there, if you paid attention, the authorization response to the authorization request should be 6 seconds. about that, yes, imagine tha