alexey vyacheslavovich, hello, hello. alexey vyacheslavovich, well, let's get started. a little person and a small one, well, depending, of course, on the size of the foot, an insole, what role does it play, that is, it holds, it allows the spine to be positioned correctly, for example, if it's a little bit like that in anatomy, they said it right, yes, we can talk about specific gravity, yes, the pressure of one square cm of the foot on the supporting surface, a number of studies note that in the presence of plaskostopia, this indicator can almost... clinical data relieve pain. you have already talked about the fact that insoles are different, yes, you named some types, the name is difficult for us ordinary people, so let's figure out what kind of insoles there are today. today i would define the types of insoles, yes, that is, after all, by purpose, yes, for example, a patient with flat feet needs to have preventive elements in the insole to correct the foot deformity or relieve pain, right? it must necessarily have a m

have now arisen on the market, your bank, it considers and says, yes, here is a wonderful alexey vyacheslavovichwho pays everything on time, especially now there is a credit bureau , yes, they pay mortgage payments on time, why don't we get such a client at nine. because now this is the reality, now they are taking a rate of nine already better than any scoring, yes, this is a program that determines how adequate you are to pay off a loan, in fact, your credit history bureau is the best scoring and that is why you are offered a rate, that is , you absolutely correctly emphasized that there is really no need to be afraid, that you know, as our citizens say, we are getting into mortgage bondage, yes, you are entering into monetary relations. with the state, with companies, with developers on the market conditions that exist now, and what he says, he said alexey, thank you very much that these are market conditions, they change, believe me, that always in a competitive economy in a market economy, the same banks, active participants in this market, will not allow any one bank, which you took there

be purchased with the help of current preferential programs from the state, our guest is alexey vyacheslavovichctor of the financial policy department of the ministry finance of the russian federation. hello, alexey, mikhail, hello, thank you for inviting us to your studio. in fact, we are learning information first-hand, who else but the ministry of finance can talk about what has changed, what successes this program has achieved, what goals have been achieved, let's start with some figures, as far as i know, about 3 million households will take advantage of this program, because it was from 2018 that various preferential programs have been in effect, family, support for large families, for it specialists, regional and so on, for 6 years the state has... are you dissatisfied first of all as one of the executors and organizers of this program why are the changes that we are seeing happening right now? yes, mikhail, the housing issue is indeed, it is always a burning issue, since, probably, for each of us, acquiring our own apartment is one of the most important purchases that we make in life, i

our guest is alexey vyacheslavovich yakovlev, director of the department of financial policy of the ministryce of the russian federation. hello, alexey. mikhail, hello, thank you for inviting us to your studio. well, we actually learn information first-hand, to whom? well, but in fact, the set of support measures, it is quite broad, well, but nevertheless, they need to be differentiated somewhat. in the eighteenth year, we launched the family mortgage program, it is still in effect today, by decision of the president it was extended until 2030, then we had a preferential mortgage, it appeared in 2020 in the covid period, because support was needed by everyone, both citizens in purchasing housing, and our builders, since it was expected that, taking into account... all the restrictions, there was a significant decrease in demand and the possibility of introducing new housing, this program was completed as planned on july 1 of this year, that is why a broad preferential program that applied to all categories of citizens, regardless of the presence of a social factor, such as having a child, or

our guest is alexey vyacheslavovich yakovlev, director of the department of financial policy of the ministrye of the russian federation. hello, alexey. mikhail, hello, thank you for an invitation to your studio. well, we actually learn the information first-hand, who else but the ministry of finance, to talk about what has changed, what successes this program has achieved, what goals have been achieved. and let's start with some figures. as far as i know, about 3 million households have taken advantage of this program, because it was precisely since 2018 that various preferential programs have been in effect, family, support. i am trembling, since, probably, for each of us, the acquisition of our own apartment is one of the most important purchases that we have in life, if you allow me, i will take a step back a little, a little, so that we have clarity regarding what support measures are in effect today, because you said it right, the preferential program, families with many children, well, but in fact the set of support measures is quite broad, well, but nevertheless we need to differentia