alina and pyotr kuzmina became the first in the rostov region. who took a loan through the mechanism of a single regional mortgage launched by the house of the russian federation, he allowed to combine federal support measures with regional ones by participating in this program, we saved almost two percent twice. that is, we cut the payment by half. and it was to act throughout. in total , when we will pay the regional mortgage mechanism, it started working last year in the house of the russian federation, an agreement has already been signed with 14 subjects. if we say that this is an additional reduction to the family mortgage under the federal program. this is a maximum of 6%, if the region will have an additional 2-3% discount. this just turns out to be a rate for a particular family of 2-3% on a mortgage loan, which, of course, this does not correlate with any market rates. it is very comfortable and convenient environment. mortgage. the most popular products in the bank, the house of the russian federation, it is available at a rate of 5.1%