alina razumova franc-media.e three questions and the first question is about foreign banks selling their russian subsidiaries. please tell me, if the parties are at the stage of negotiations, do they need cancel these negotiations and interrupt transactions, and the second question is the central bank the only one who sees the reporting, and banks. uh, tell me how they ended up. in the first half of the year, the expectations of the central bank are better or worse, and cb was also afraid that the payment of dividends and the payment of various payments to management would negatively affect the financial stability of banks, did the central bank justify these fears and the third question related to npfs and pension savings. you have always advocated a more thoughtful and conservative approach, and in terms of investing pension savings and npfs and however, now as a large number of investors have left the market. increasingly, more and more often it turns out, and more and more often, there is a proposal to invest