tonight's commentator, allan sloan, is among them. he's senior editor at large at "fortune" magazine. >> the hot investment idea for older people and retirees these days is dividend-paying stocks. at today's insanely low rates, you can't get meaningful income from cds or money market funds or even five-year treasuries. so, a blue chip stock yielding 2% or 3% seems like nirvana. i've been buying dividend stocks for a while because, as you can see, i'm sort of old. not retired, though. but there's one thing i watch out for, and you should, too. risk. as a stockholder, you risk not only having the price of your shares fall, but also your income. if a company runs into trouble or decides to re-allocate capital, your dividend can be cut, or disappear, as holders of supposedly secure bank stocks discovered when the financial crisis hit. so if you go the dividend route, keep in mind that dividends aren't guaranteed. diversify among companies and industries. don't chase the highest yield. and remember that, regardless of interest rate levels,

and "fortune" magazine's allan sloan tackles the latest go-to investment, dividend stocks. also tomorrow, voters in new hampshire head to the polls. we'll see who they're supporting in the republican presidential race. >> susie: macy's got a boost in its credit rating today, thanks to strong holiday sales and an improved outlook. moody's investors service lifted the retailer's debt from junk status to its lowest investment grade rating and said the outlook is "stable". the move comes just days after macy's raised its earnings outlook for the fourth quarter and doubled its quarterly dividend to 20 cents a share. the head of the swiss national bank quit in a scandal today. chairman philipp hildebrand said he was resigning to protect the integrity of the central bank. hildebrand said it was impossible for him to prove that his wife acted alone in a currency trade last year. that trade was made just weeks before he oversaw steps to cap the rise of the swiss franc. her profit on the trade has not been revealed, but its believed to be around 75,000 swiss francs. with partisan pol

it's been a key made me think about something that allan sloan of wrote a very disheartening case inrtune about both republicans and democrats in the communication and the white house and congress and essentially the communications mess underlining all of the bald mess and he gives a number of examples, and one of them was kind of check stockley that point around t.a.r.p. which is a positive message is that it actually looks like t.a.r.p. is going to end up making money. and it's so buried in the discussion about the bailout dynamic of was so negative versus what actually plays out. >> it is a challenge and i have limited problems in the communications. so i don't know how this is obviously a frustration. but i think some high percentage of americans believe that t.a.r.p. and stimulus for the same. they don't differentiate between the two of them. the kind of run together. i think a limited number of americans know that a huge portion of the stimulus in the recovery act was tax cuts that obama cut taxes like 52 times. so, i don't quite know, you know, what people's character of the s