allison harmelin for cbs news, new york. >> the toy industry association says toy-related injuries mean was being used when an injury occurred and that the toy itself did not necessarily cause the injury. >>> an investigation assured way by the u.s. national traffic safety administration. that begins our look at your money. we're looking into whether graco children's products acted quickly november to report a defect in child car seats. erier this year graco recalled more than six million car seats, the largest of its kind in u.s. history. if the agency finds graco did not act in a timely manner, the manufacturer could be signed up to $35 million in civil penalties. >>> meanwhile consumers are getting the equivalent of a $75 billion tax cut courtesy of those lower gas prices we're seeing at the pump. that according to goldman sachs. oil prices have fallen an expected to stay lower. the typical family could reportedly save almost $1100 a year because of that. >>> the 12 days of christmas remain pricey. this year you will need $27,673 to be exact. that covers the partridge, the pear tree,

cbs correspondent allison harmelin shows us what apps will put cash in your pockets. >>> augusta mattiassnapping photos of this sunscreen display and sending them to a manufacturer. >>> it's a one time job he got through an employment app. it sends users small jobs like this one. companies find out what their products looks like in the store end makes a few bucks with his wife when he's at the mall. >> while she's spending money i'm earning money. >> reporter: victoria jones uses her phone to make a couple bucks. her favorite app is called surveys on the go. >> you get paid to do different surveys. could be about radio entertainment, movies, products. i did a movie one where they ask you how many movies you've been to in the last year. >> reporter: there are dozens of pay apps available. users can make everything from being a mystery shopper to watching certain videos. surveys on the go ceo chris saint al layer says more companies are willing to pay for this research. >> we average between one and two new down loads a day. >> reporter: jones and other users aren't getting rich with these