they alltel the same thing. their insurance rates have gone up dramatically.hey are paying more for less. they are getting less. they are being covered for thing they don't want to be covered for. so, neil, it's a mixed bag here. and wait, neil, until the big businesses, wait until the largest companies -- >> the employer mandate kicks in. bill gates, the billionaire had said while he would be open to an increase in the minimum wage -- he didn't put a number to it, he was against a dramatic hike and something like this a 40% hike wouldn't be his cup of tea and that it would, obviously, start pushing more corporations into automation and that sort of thing and defeat the whole purpose. what do you think of that? >> let me give the real case. here's the real case. i had somebody who ran restaurant, he has three restaurants today and he talked about minimum wage. the first thing he said was, you know, the people that they are going to kill the most are entry level people because young kids don't have families they are coming in, they are coming in to the workplac