we have cecelia, karen, and our new ceo, cio, allyson to elaborate further on the legislation. before i hand it over to them, i want to thank richard and annette, annette is a current beneficiary who have advocated on behalf of her family member, so that their son would be able to benefit from this in the future and so, thank you to them for bringing this to our attention. i'll hand it over, through the chair, i'll hand it over to the spurs representation here today. i think that's karen bortnick. >> good morning, supervisors. thank you for inviting us here. i'm not sure i can add much more than what supervisor safai has already told you. but i can tell you how this proposed ordinance would work. when a member comes to retire, they do have an option to name an individual who can receive a monthly immunity after their -- anuity after their death. as supervisor safai told you, if they name a dependent adult child to receive that monthly annuity, that may impact their ability to receive public benefits. this special needs trust will allow them to receive the benefits without losin