and miss alvina -- who we decided to approach this whole s whole war -- home foreclosures situation as a ground war. we put together home foreclosure prevention workshops. i just want to commend your staff. please pass word along. carol m. burke and andrea rosett a rosetta. we could not have done it without them. we are planning for the next one. the goal is 10,000 homes that we could save. by what it about this. getting there, working on this, i learned a lot. we are losing homes that we should not. one of the areas that we found, one of the reasons we were successful, bank of america, for example, brought underwriters with them. meaning that they could go ahead when we were there and write down the loan, and able to modify it. if we could incorporate that with all of the other banks, you do do this. this is something you are to be commended for. this is the way that we are really going to win this war. helping people stay in their homes. getting on the ground with them. getting them face to face with our encouragement. let me ask you to respond, could we work to make a program succes