alyse: this need space. in el salvador, you go back a moment, the population 70% is under banked, so it makes sense people would come online as global systems to bitcoin, lightning networks, and three made people on lightning networks means more people to serve our lightning networks announce our the door than the local banks. there are more people bank by lightning than the local bank. in developed markets, there is less of an acute need for financial rails, so what we are seeing is people start to use it to play around with, but also to earn, and so we are seeing bitcoin earnings the rewards, people to be opt in to be paid their salaries in bitcoin, and this would drive bitcoins adoption. caroline: you need less volatility for that. alyse: in emerging markets, you do. we are seeing people adopt in emerging markets, but have to acknowledge there is less ability to tolerate volatility. just around the corner in november, we will have the introduction of stable channels on lightning, and all that means is you