amanda dixon, analyst at bankrate.com joins us to talk about that. welcome amanda, nice to ha.s for having me. >> this market has been a gift fin many cases those saving for retirement. why do you think millennialsre stressed out not just about money, but also thinks like work. millennials are so stressed because they're in a transitional stagen life and they're trying to advance in their careers and become financially stable and this is happening at a time when wages are stagnant and a lot of them are starting familiestand they ave a lot on their plates. >> it's critical when you identify that they're theer o millennials, age 29 to 37. these are young people who came of age during the financial crisis ten years ago and they rememberthat, don't they? >> absolutely. a lot of these millennials, they remember when their parents struggled financially and so a lot of them have that smindset they try to improve their own livesial >> are you finding or did your research find that they are actively investing in the stock market to either save for o retireme build up that nest egg and a