amber cutler. the affordable care act are the expansion of the medi-cal program and the private marketplace or the exchanges also known and covered california the expansion of medi-cal is a huge, well, if we take a step babylonia, the affordable -- back, the affordable care act is for people who didn't previously have health coverage on inadequate or unaffordable insurance. the marketplace is supposed to fill that void. the expansion of medi-cal it truly is expanding the medi-cal practice. how it's doing that is it's expanding the coverage from adults to ages 64. where medi-cal eligibility used to be 128 percent of the federal poverty level. the expanded population of income eligibility is 80 percent. it's about a person bho -- who has $14,000 income versus someone who has 16,000 over expanded medi-cal. another way is there is no asset or resource limit which is a huge change. under traditional medi-cal you can only $16,000 over expanded medi-cal. another way is there is no asset or resource limit