american institute of colorado why do you have this natasha does not matter?l, well, just imagine how many people we can make them happy . how much can we earn. so where did you get this information natasha well, i can have my own secrets from me. i'm late. at home it's definitely stepanych, but at least once i reported to you unverified data blood type fingerprints fingers belong to mironov vyacheslav ivanovich thank you kuzmich get dressed let's go. what happened kuzmich figured out the killer. miron the foreman walks yes , we are convicted twice of a hooligan and robbery, and before the murder came. and what do you think, yes, the front is somehow involved in this, let's go and figure it out. what myron are you fooling me? don't turn it on. do n't you know your brigadiers? what kind of foremen are you a foreman? you look around. this is a construction site, but a setting? i'll get to you soon , i promise. why are you such a fate to me preparing for the organization of the murder? kopteva what kopteva something on me all the time your district corpses hang t

americans are bearing the financial brought of the democrats. i yield back. rex thank you very much. and recognize the gentleman from colorado. he was also the chair of the subcommittee on consumer protection and financial institutionsor one minute. >> thank you madam chair. good morning and welcome to our committee per there is anything that's on trust it is banking. the banking sector lost a lot of trust in 2082. but with the passage of dodd frank and discipline input and operations are banks are no well-capitalized. thanks have been a source of strength during the pandemic and have many cases made progress in restoring consumer trust over the last decade. it is not all sunshine and roses. this committee has heard reports of modern-day redlining, high and misleading feeds on use of fair creditis scores. one third of unbent households do not use banks because i do not trust them. unother consumers are turning to risky crypto currency to avoid this altogether but i hope today's hearing can be productive dialogue how to continue to instill trust in a banking system and a short works for everyone. with that i yield back. >> thank you very much. i want to welcome today's distinguish to the committee but first we have a

americans during the financial brunt of the democrat safely. i yield back. >> thank you very much mchenry. i recognize the gentleman from colorado was the chair of the subcommittee and consumer protection and financial institutions minute. >> thank you, good morning and welcome to our committee. if there's anything on trust, it's banking. the banking was a lot of trust in 2008 with the passage of the and disciplined in operations, banks are well-capitalized and during the pandemic and cases have made progress over the last decade, it's all sunshine and roses, the reports of modern-day redlining and unfair use of credit scores. according to the fbi, one third of on bank household don't use banks because they don't trust them. other consumers during crypto currency to avoid the system all ritogether. i hope today's hearing can be productive dialogue and continue to instill trust in the banking system and ensure it works for everyone. i look back. >> thank you very much. i'd like too welcome today's english witnesses to the committee. first, we have andy is the president. ... next we have william demchak, who is the ceo of the p and c financial services group. next we have jamie dimon who is the ceo of jpmorgan cha