expression of the restaurant is very much in keeping with what we would like a corner to be, but adding an a.t.m. without setting it back into the solid part of the wall and is very inappropriate to me. and i would very much like to see a recessed a.t.m. for that reason. it goes with the expression of the building which is more victorian looking building and you said it was of historic importance and putting the a.t.m. on that wall, i believe we are cheapening the expression of the building and i don't believe it's in anybody's interest except having a properly sited and recessed a.t.m. at that corner if we need to have an a.t.m., so i cannot support this solution. i understand you are saying it is more expensive, but that's the way it goes. i cannot support this particular application. olague commissioner borden? commissioner borden: i understand commissioner moore's concerns, but i disagree given that the 15 feet is the same because of the width on haight street is roughly the same and the lack of banks available and 24-hour cash opportunities actually was pretty surprising to me. and the volu

expression of the restaurant is very much in keeping with what we would like a corner to be, but adding an a.t.m. without setting it back into the solid part of the wall and is very inappropriate to me. and i would very much like to see a recessed a.t.m. for that reason. it goes with the expression of the building which is more victorian looking building and you said it was of historic importance and putting the a.t.m. on that wall, i believe we are cheapening the expression of the building and i don't believe it's in anybody's interest except having a properly sited and recessed a.t.m. at that corner if we need to have an a.t.m., so i

then i thought people were remortgaging at will, using their home as an a.t.m. machine. so that there, i'm thinking our economy grew so much due to the such ease of credit. then all the sudden the a.t.m. machine or the housing -- the houses reached their limit, people were mortgaged out two times, credit card debt to the max, and all that -- we were filling the demand. they need credit. guest: a couple of things. one is certainly the history of the subprime disaster has many architects, and some of the architects were those that encouraged the expansion of homeownership in the clinton administration and the bush administration had the homeownership initiative. and that was one of the things that helped. it helped cause the crisis. but the crisis really took off in two steps. the first step was that there was low interest rates to get us out of the recession on 9/11, and all the sudden this new subprime mortgage, which has only been 8% of mortgage originations in 2001 jumped up, and then they were make ago lot of money, and they changed the rules in 2004 and 2005. there's

then i thought people were remortgaging at will, using their home as an a.t.m. machine. so that there, i'm thinking our economy grew so much due to the such ease of credit. then all the sudden the a.t.m. machine or the housing -- the houses reached their limit, people were mortgaged out two times, credit card debt to the max, and all that -- we were filling the demand. they need credit. guest: a couple of things. one is certainly the history of the subprime disaster has many architects, and some of the architects were those that encouraged the expansion of homeownership in the clinton administration and the bush administration had the homeownership initiative. and that was one of the things that helped. it helped cause the crisis. but the crisis really took off in two steps. the first step was that there was low interest rates to get us out of the recession on 9/11, and all the sudden this new subprime mortgage, which has only been 8% of mortgage originations in 2001 jumped up, and then they were make ago lot of money, and they changed the rules in 2004 and 2005. there's

then i thought people were remortgaging at will, using their home as an a.t.m. machine.ng our economy grew so much due to the such eas of credit. then all the sudden the a.t.m. machine or the housing -- the houses reached their limit, people were mortgaged out two times, credit card debt to the max, and all that -- we were filling the demand. they need credit. guest: a couple of things. one is certainly the history of the subprime disaster has many architects, and some of the architects were those that encouraged the expansion of homeownership in the clinton administration and the bush administration had the homeownership initiative. and that was one of the things that helped. it helped cause the crisis. but the crisis really took off in two steps. the first step was that there was low interest rat toet us out of the recession on 9/11, and all the sudden this new subprime mortgage, which has only been 8% of mortgage originatio in 2001 jumped up, and then they were make ago lot of money, and they changed the rules in 2004 and 2005. there's a very nice book called "confess