as an american express cardmember you can expect some help.t you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> do you want to make sure your employees are working to the best of their ability. i learned from from a working who was working at cooking.com. whenever someone would turn in their project, she would say, are you sure this is done? if it is, turn it into me. it set a tone. it basically said to people, i don't accept any slackers here. also, people loved working with her, because she set the bar high and then helped people reach it. so "it's your business" tip number 69, set expectations high from the start. small business saturday is coming up on november 24th. as many of you know, it's a day dedicated to getting consumers to forego the big box stores and shop small. nowhere is the buy local movement greater than the progressive city of austin. as we first told you last year, it's there that local farmers and suppliers are working with distributors to give residents the cha

as an american express cardmember you can expect some help. but what you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> brian cohen, carol roth, evelyn, i want to talk to you first. you have had a hard time and you have done an amazing job, but has access to capital been an issue for you? >> no, not particularly. we haven't gone out and tried to get any, so it hasn't been an issue. >> so why not? >> if we do -- >> our credit is lousy, so we can't really, it's as simple as that. but if we do, we would be looking more to the crowd source funding, the cloud funding, the things, one of the things that the president did pass successfully was a change in the way that small businesses can acquire capital through small individual investors. that's definitely something i want to explore when the time comes for us to do a major expansion. >> i think you are so typical of so many people, evelyn, which is your business has gone through a hard time but you haven't gone out and looked for a loan b

especially if you have an american express card, if you go online and register, you get 25s oodz that got to register. >> what do you have... >> i'm glad you asked. shopping for specific items on black friday, coming up new at 5:00 i'll show which stores to shop for best deals on products you're looking for. products on the list. >> nice. thank you. >> sure. >> this seems to be alfred hitchcock's year. there has been a television movie about him and the birds. in theaters is the new movie "hitchcock" the movie of the making of psycho.mm:w >> a moment later cutoff a scream and her head. charming. >> anthony hopkins as alfred hitchcock. the book was "psycho". the studio said no. sensors said no. >> is this going to be the next picture? >> yes. madam. try to this this happened. >> you can't take it too seriously. you get laughs. he figured the only way to get it made was financec4o7& it himself. >> are we going to have to sell the whole house or just the pool? >> this film says she suggested killing off the leading lady. scarlett johansson plays helen lee. >> i'm just curious to know ho

as an american express cardmember you can expect some help. but what you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> in pennsylvania, ppp shows the president with a six-point lead. and in new hampshire, where the poll has the race tied even. we'll be right back. [ male announcer ] you've reached the age where you don't back down from a challenge. this is the age of knowing how to make things happen. so, why let erectile dysfunction get in your way? talk to your doctor about viagra. 20 million men already have. ask your doctor if your heart is healthy enough for sex. do not take viagra if you take nitrates for chest pain; it may cause an unsafe drop in blood pressure. side effects include headache, flushing, upset stomach, and abnormal vision. to avoid long-term injury, seek immediate medical help for an erection lasting more than four hours. stop taking viagra and call your doctor right away if you experience a sudden decrease or loss in vision or hearing. this is the age of takin

as an american express cardmember you can expect some help.ight not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. [ male announcer ] the way it moves. the way it cleans. everything about the oral-b power brush is simply revolutionary. oral-b power brushes oscillate, rotate and even pulsate to gently loosen and break up that sticky plaque with more brush movements than manual brushes and even up to 50% more than leading sonic technology brushes for a superior clean. oral-b power brushes. go to oralb.com for the latest offers. >>> yes, you can join the "news nation." you can find us on the twitter page at "news nation." it's monitored 24/7 by one of our team members. time for the "news nation" gut check. there he is, we talked about vice president joe biden insisting tuesday's election results were a clear sort of mandate in favor of president obama's tax plans. they include letting the bush era tax cuts expire at the end of the year for americans earning over $250,000. what does your gut tell you?

as an american express cardmember you can expect some help. what you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. constipated? yeah. mm. some laxatives like dulcolax can cause cramps. but phillips' caplets don't. they have magnesium. for effective relief of occasional constipation. thanks. [ phillips' lady ] live the regular life. phillips'. >>> good morning. i'm thomas roberts. setting the tone, two hours from now the president will deliver his first official remarks since his reelection victory. he's calling on congress to enact a tsunami of automatic tax and spending cuts that could spend the country spiraling into a recession. before that, minutes from now, we'll hear from john bane oehne. he's hopeful they can meet in the middle and bring the country back from the brink. >> we're going to be able to find common ground to avoid this fiscal cliff and find a way to work together. >> but by when?

as an american express cardmember you can expect some help. but what you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> tomorrow's outcome is still up in the air but prognosticators are already making prediction -- predictions, plural, regarding paul ryan's future. after speaking anonymously to several aides close to ryan, philip elliott writes for the associateded press -- >> if the romney/ryan ticket loses it may not be all that bad for the gop wounder kin. john heilemann writes -- joining us now from washington, is the editor of the new republic franklin. >> hey. >> we've been watching this tape of the incredible anim mittble bill clinton out there doing this thing. also joe biden out there, two very effective surrogates for team obama. we have heard precious little from paul ryan save an echo of the revenge line they are trotting out over the last 24 hours. do you think in the end, regardless of what happens tomorrow, paul ryan has been a good choice for mitt romney this campaign

as an american express cardmember you can expect some help. but what you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> there is a safety on this so no lasting damage will be done. there you go. this is going to be good. >> if only washington cut spending like you cut hair. mission accomplished, right? >> we've cut some republican hair. now a little democratic hair. >> bipartisan. >> are you sure you're ready for this? >> i'm good! comb it over. >> this is just too good. >> in for a dime, in for a dollar, right? my kids are going to run. >> all right. you pulled it off, coming together for a good cause. brad woodhouse, shawn spicer, thank you very much. >> way too much john karl in that segment. hair today, gone tomorrow. that was for charity. a about bet before the election that whoever's candidate lost would have his head shaved to raise money for cancer research. spicer lost, of course, woodhouse agreed to sacrifice his hair as well. both men joining me now. >> that's a scary sigh

as an american express cardmember you can expect some help. but what you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. but between check-ups tartar builds. keep it clean with new listerine® ultraclean™. it's the only mouthwash with a new tartar control formula for a dentist clean feeling. ahhhhhhhh. [ male announcer ] new listerine® ultraclean™. power to your mouth™. this reduced sodium soup says it may help lower cholesterol, how does it work? you just have to eat it as part of your heart healthy diet. step 1. eat the soup. all those veggies and beans, that's what may help lower your cholesterol and -- well that's easy [ male announcer ] progresso. you gotta taste this soup. >>> the u.s. senate will soon have the largest number of women members ever. 20 in all, including 5 new women elected on tuesday night. >> this victory belongs to you. you did this. >> i thank each of you for placing your trust in me. i will not let you down. >> i want you to know that i will stand up for you, and

as an american express cardmember you can expect some help.not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. ♪ ♪ [ male announcer ] everyone deserves the gift

as an american express cardmember you can expect some help.at you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. i heard you guys can ship ground for less than the ups store. that's right. i've learned the only way to get a holiday deal is to camp out. you know we've been open all night. is this a trick to get my spot? [ male announcer ] break from the holiday stress. save on ground shipping at fedex office. >>> just before president obama sits down to lunch with mitt romney he's meeting with five americans awarded the 2012 nobel praez. the president welcomes david win also land who wins the physic prize. robert lefkow wits and brian koblica chemistry prize. if you don't know what g-coupled protein receptors are half of medications work using these receptors. and an economic science for their work on market design and matching theory, used to match kidney donors and assign kids to public schools in new york, boston, chicago. given the basic mental challenges these days we salute the brai

as an american express cardmember you can expect some help.hat you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> four days out from the election and both the president and his challenger are trying to close the deal in all-important ohio today, and nbc's kristin welker is traveling with the president and she joins us now from lima, ohio, with the president speaking right behind her. kristin, a brand new cnn poll has the president at 50%, mr. romney at 47%. how much is the president staking on that state? >> reporter: well, martin, the importance of ohio can't be overstated. as you just pointed out, it is a very close race here. this is the president's firewall in large part because mitt romney is going to have a really tough path to 270 electoral votes without winning ohio. so president obama trying to hold onto this state, in part making the case today about the auto bailout. that is an issue that really resonates with voters, but the president really taking romney to task over his

as an american express cardmember you can expect some help.expect, is you can get all this with a prepaid card. spends like cash. feels like membership.

as an american express cardmember you can expect some help. but what you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> our nbc news team reports in the final days of the presidential campaign, ad spending by the two campaigns and outside groups now closing in on $1 billion. that, by the way, includes a record $143 million spent this week alone. just today the campaigns, by the way, released new ads in battleground states. the president's highlights the endorsement by secretary of state colin powell. >> when he took over, we were in one of the worst recessions we had seen in recent times, close to a depression. and i saw over the next several years stabilization come back in the financial community, housing is starting to pick up. the president saved the auto industry. >> and these are live pictures coming into us from virginia. mitt romney spending the entire day in that battleground state. you see him arriving there for the crowd. in the meantime, as mentioned, he has a new ad focu

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as an american express cardmember you can expect some help. you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> the war on women may have ended up creating the year of the women. five women including four democrats and one republican will become members of the senate next year, bringing total female membership in the upper chamber to a record-breaking 20. come 2013 every member of the new hampshire congressional delegation will be female, as will the stays's governor, but an op-ed in the new york times asks, does this mean the next congress will be more attentive to the needs of children, single mothers and americans who are vulnerable because of low-income, poor health and our disadvantages? sadly no. our research shows that female lawmakers significantly reshape policies only wedge they have true parody with men. while tuesday's electoral gains should be celebrated, they've got a very long way to go. that i think qualifies as an official buzz kill of a new york times story. lynn, i

as an american express cardmember you can expect some help. but what you might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> two more republican senators are raising tough questions about susan rice's qualifications to be secretary of state. among them, in a meeting yesterday, senator kelly ayotte republican from new hampshire, she and mccain and graham met with the ambassador yesterday. senator, thanks very much for joining us. i wanted to ask you -- >> thank you, andrea. >> you said you had a number of concerns, chief among them, do you think she's not qualified to be secretary of state? because your office then indicated that you would put a hold on her nomination at this stage. >> i've said from the beginning that at this point there's still substantial questions that need to be answered and until they were answered, as to what happened and yesterday we had another changing story on the talking points unfortunately, that certainly if she were nominated -- she's not been nominated yet

as an american express cardmember you can expect some help.u might not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> well, it has been a tale of two cities as donny's been talking about this morning here in manhattan. you've had electricity north of about 39th street, call it. south, none at all. it's a completely different story. if you live uptown, you don't even recognize what's happening just a few blocks south of you. last night jon stewart and "the daily show" with their take on that divide. >> millions tonight still without power and water. thousands displaced from their homes. here in manhattan, the power is still out downtown or as we refer to it now, little north korea. for more on the city and the aftereffects of hurricane sandy, we go out to al magical. we're going to start downtown with al magical. what's the scene like downtown, al? >> reporter: john, downtown still devastated. many tunnels filled with seawater, grocery stored emptied and there's been no electricity since the su

as an american express cardmember you can expect some help.t not expect, is you can get all this with a prepaid card. spends like cash. feels like membership. >>> live pictures at 6:39 in the morning of new york city, still dark downtown. as we mentioned earlier in the show, slowly, yes, slowly, more and more of new york's infrastructure coming online. subways and trains getting going. buses and planes as well. but for many the reality is a much longer wait as millions of gallons of water are pumped out. nbc's richard engel reports. >> reporter: from here you can see the skyline, that iconic image. new york city surrounded by water. and now partly under water. the pumps. you see the pumps. we were down in that subway. at the tip of manhattan, the south ferry subway station is simply out of commission. from where we are at the top of this water, the top of the flooding to the very bottom, how deep is this pool? >> i would say we have about 20 feet to get there. >> reporter: there is a plan to get the water out. so you're sending a train that al

ecobear, and they're really cute, and it's good if you weren't thinking about an extra gift for somebody. reporter: american expressis offering a $25 statement credit for card holders who register their card and spend $25 at participating small businesses. >> we're giving an extra 10% off to people to shop here. >> some shoppers don't need the added perk. telling me they think dave should be a small business day. >> i always shop locally. always good to shop locally. for the ohio i will, too. >> it's go to have a variety of shops, and to meet quirky people and not have people who have strict business regulations. >> small businesses are having a harder time. box scores can go in a community and destroy small businesses. so by putting back into us and the community, you're helping the small mom and pop businesses survive. reporter: if you weren't able to get out today, you're encouraged to support small businesses on cyber monday. in berkeley, abc-7 news. >> ama: black friday shoppers didn't spend as much as last year. consumers spent just over $1 billion. down 1.8% from last year. home shoppers may make up the diff

. >> it's an argument for federalizing. >> american express can keep up with things a lot better.ld urge that we not go to a system that letsw÷j us stair ar own navels while i vote. there's a premium on letting people make up their own minds. >> but they should not have to stand in line four hours. >> there's no such thing as election day anymore, because we've seen early voting. last time what, 16 million people voted early. >> let's reduce the herd effect, here's what everybody else is doing. i think sometimes the surveys have that kind of effect. all the wilderbeast want to go to the same watering hole. we want people to make up their own minds. >> that's what the candidates are doing out there today. >> that's it for this special edition of "360." one is for a clean, wedomestic energy future that puts us in control. our abundant natural gas is already saving us money, producing cleaner electricity, putting us to work here in america and supporting wind and solar. though all energy development comes with some risk, we're committed to safely and responsibly producing natural ga

ecobear, and they're really cute, and it's good if you weren't thinking about an extra gift for somebody. reporter: american express offering a $25 statement credit for card holders who register their card and spend $25 at participating small businesses. >> we're giving an extra 10% off to people to shop here. >> some shoppers don't need the added perk. telling me they think dave should be a small business day. >> i always shop locally. always good to shop locally. for the ohio i will, too. >> it's go to have a variety of shops, and to meet quirky people and not have people who have strict business regulations. >> small businesses are having a harder time. box scores can go in a community and destroy small businesses. so by putting back into us and the community, you're helping the small mom and pop businesses survive. reporter: if you weren't able to get out today, you're encouraged to support small businesses on cyber monday. in berkeley, abc-7 news. >> ama: black friday shoppers didn't spend as much as last year. consumers spent just over $1 billion. down 1.8% from last year. home shoppers may make up the differ

they're really cute, and it's good if you weren't thinking about an extra gift for somebody. >> american express is offering a $25 statement credit to card holders who first register their card and then spend at least $25 at participating mall businesses. >> we're get giving an extra 10% off to shop here. >> some shoppers don't need that added perk. she says every day should be a small business day. >> i always shop local limp it's always good to shop locally. >> it's go to have variety of shops, and to meet quirky people and not have people who have strict business regulations. reporter: small businesses are having a harder time. big box stores can destroy small businesses so by putting back into us and the community, you're helping out, you're helping a small mom and bob businesses purr vie. >> if you weren't able to get out today you're encouraged to support small business on cyber monday. >> ama: now that holiday shopping is in full swing, we'll have a look at the hottest gifts. ahead, the items most in demand this year. it includes a blast from the past. >> why some people got a bit crabby

dave: i will send you an e-mail with my american express card number so you can go into that wal-mart and bias garth. you are right there. jeff: i was not prepared for this. yesterday it was 61 in chicago. today it is 31. dave: good to see you. detroit is running out of money. detroit mayor dave bing putting many city workers on unpaid leave starting january 1st to prevent a major cash crisis. what do you think of this? >> the thing with talking about the troy, the state has taken it over, very rare move throughout the country. and they are delaying that by hiring law firms and consulting firms, talking about how to spend their money on analysis of the problem when we clearly know what is a problem with the troy, the lack of competitive work and jobs and good companies in that area. connell: we dave: we have had experiments all over the country. we saw chicago raise taxes and got further in debt and wisconsin doing the opposite, lower taxes having a little bit of a boom. don't these experiments show us what the right course of action is? >> there's legacy-they are not going to get rid

human rights that was ten times the summer to three years increased an american for having exercised its right to freedom of expression and we consider him to be a prisoner of conscience and we are talking about hundreds and hundreds of allegations of torture that that's happening especially since the beginning of two thousand and eleven and international community has not. no pressure on that one. to ensure that. any independent commission of inquiry recommendations are implemented. quite what we are seeing is that either our tour or. report was issued we have seen that that main work on a day shows that would ensure a country we can to justice for victims has not been implemented. coming up dry spell for go we take a look at india's tourist hot sports well holiday makers give the best conditions locals have to pay for it the most basic income for the. next though one of the world's most provocative pop stars is once again in the spotlight russian activists who are trying to drag madonna to court for what they claim is gay propaganda and also accusing the entertainer of breaching state security at his luxury jet ski

could american express fall victim to the fiscal cliff. we have an options trade to quadruple your money in just two months. risk one make five. how would you like to quintuple your money in home depot by the end of the year? it is the options trade on the big box retailer and they'll show you how you can make money, too. >> why are all the traders banking on the shares. the action begins now. >>> live from the nasdaq market site i'm melissa lee. these are the traders and the best thing you can say right now for stocks is that the market is closed. fiscal cliff plus earnings equals pain. is a selloff creating opportunities for you. the market is in two camps here. disney and group on and fiscal cliff names. how do you navigate this? >> i think you have to be cautious. when we headed into the election the market had pretty adequately digested a weak earnings picture and then we had the uncertainty come. to me there wasn't a lot of uncertainty about what the outcome of the election was but there was a lot of hope built into the market and that was take

many pre-revolutionary americans, copley could not suppress his belief in individual and personal expression. ( drumbeats ) taxation without representation: copley's father-in-law, an english merchant, was importing tea to america. copley felt he could not speak out against his family, nor could he defend them. seeking his artistic heritage, he sailed for europe. it wasn't long before he became part of that heritage, a forerunner in the great romantic movement. still, the longer his self-imposed exile in england, the greater his loneliness. his children were his models. the commissions continued. but his greatest masterpieces were painted while memory and imagination were fresh. ( drumbeats, lively trumpet notes ) in his isolation in england, copley worked harder to be america's first great painter. "poor america," he wrote, "yet certain i am she will finally emerge from her present calamity and become a mighty empire. and it is a pleasing reflection that i shall stand amongst the first of the artists that shall have led the country to the knowledge and cultivation of the fine arts." narrator: ...yet george catlin had a grander dream: he was an artist in search of

many pre-revolutionary americans, copley could not suppress his belief in individual and personal expression. ( drumbeats ) taxation without representation: copley's father-in-law, an english merchant, was importing tea to america. copley felt he could not speak out against his family, nor could he defend them. seeking his artistic heritage, he sailed for europe. it wasn't long before he became part of that heritage, a forerunner in the great romantic movement. still, the longer his self-imposed exile in england, the greater his loneliness. his children were his models. the commissions continued. but his greatest masterpieces were painted while memory and imagination were fresh. ( drumbeats, lively trumpet notes ) in his isolation in england, copley worked harder to be america's first great painter. "poor america," he wrote, "yet certain i am she will finally emerge from her present calamity and become a mighty empire. and it is a pleasing reflection that i shall stand amongst the first of the artists that shall have led the country to the knowledge and cultivation of the fine arts." narrator: ...yet george catlin had a grander dream: he was an artist in search of

an estimated $288 round trip. small businesses have stepped it up when it comes to spreading holiday cheer to employees. a study by american express finds that more small business owners plan to give workers a holiday bonus this year. 35% plan on giving a bonus, up from 29% last year. office parties are also on the rise. 4 out of 10 companies will throw a party, shelling out an average of $900. still to come, how taxpayers are bracing themselves for a fall off the fiscal cliff. that's later. but first, how low can they go? interest rates continue to drop. why it's hurting one very important industry. that's next after this "in the know" message. super low interest rates. that can be a good thing if you have a mortgage or for business loans. but they are a bad thing though for insurance companies, because they make much of their money by investing the premiums you pay to them. so to offset the meagre returns, many insurers now are quietly either raising rates or eliminating or suspending some of their products. byron udell is the founder and president of accuquote, which helps customers shop for insurance companies. tell us more ab

an interestingly enough there's no wall street or banking business leaders outside of american express and that group. i suppose elections have challenges when they happen, they have consequences when they happen. that's what we will see with these discussions. cheryl: you still stay market is oversold. if that were truly the case, why even on a day like today, when we were up almost 100 points and then boom a pullback, it seems like if we're that oversold, there's buying opportunities on a day like today. >> we've had the market oversold with some of our quantitative work since middle of september. because of overhang of all the issues we're dealing with. europe came back into the fore right up to the election. the market can't get back on its feet. in our work we would go s&p 500 -- we would go neutral on the s&p 500 around -- [inaudible]. i think a deal will get done but i don't think we will get the grand deal we're all hoping for before the end of the year. short of them giving any clues going forward, we will hang around this level. we will move up and down, it will be a schizoph

americans help you win. >> yes. >> what an incredible gift that is to the russian people. >> yes, yes, of course. >> i know you're russian and not used to expressingan you show a little joy? >> yes. yes. yes. yes. (laughter) >> okay, i'll take that. of course, all of this is to benefit the citizens of these emerging democracies. the people of bolivia, the ukraine and honduras couldn't be more thankful. i'm looking at your faces and just seeing how grateful you all are. (laughter) >> we don't like it one bit. >> you don't like it? >> no, it's not a good thing. the american political consultants came in to do a full overhaul of his image after he should rightly have been put to jail. so they came up with him smiling on political advertisements and there were simple slogans "i'm listening." >> that's great! >> no, not really. he threw his opponents in jail. >> that doesn't mean he wasn't listening. probably heard something he didn't like and threw them in jail. >> not really helping democracy. >> he won. our system works. >> just because it works doesn't mean that it's necessarily right. a perfect example was gonzalez posada. he was elected president