in general, to the lenders, what type of vanity do you traditionally see approach you for loans, an llc, corp., and who is liable, for whose borrowing the money? >> as a micro lender, we expect the principles, the corporate form, to provide guarantees. >> personal guarantees. >> the same. 20% ownership in the company. [inaudible] >> [inaudible] >> i heard something about sba guaranteed loans. maybe i missed something. does that have to do with the sba guaranteeing the entity? >> the question on the sba guaranteeing a entity as the order of the business, whether it is a corporation or partnership, for any small business lending, you should expect to be guaranteeing that long personally. as a small-business owner, from a lender's point of view, we want to see that you are as invested in the business as you are asking the bank to be. the idea that non recourse loans, the way you describe it, loans that you get without having yourself personally liable is not the way it works. you should assume you will guarantee the loan regardless of the structure of your business. the good news, though,

in general, to the lenders, what type of vanity do you traditionally see approach you for loans, an llc, corp., and who is liable, for whose borrowing the money? >> as a micro lender, we expect the principles, the corporate form, to provide guarantees. >> personal guarantees. >> the same. 20% ownership in the company. [inaudible] >> [inaudible] >> i heard something about sba guaranteed loans. maybe i missed something. does that have to do with the sba guaranteeing the entity? >> the question on the sba guaranteeing a entity as the order of the business, whether it is a corporation or partnership, for any small business lending, you should expect to be guaranteeing that long personally. as a small-business

put properties in an llc, not in your na, and it's very difficult to track who owns those properties.ri: all right. basically, what you do as simple comparison of the rate of interest that you would get on that jumbo refi, 3.79 is the current level, and what you could earn in on investment. if you know you can earn 5%, 6%, 7%, that might make sense; right? >> well, that's exactly what the banks do. they borrow money, and legend out for 3% more. now it's pretty much fe. they lend it for it, you know, the 3.5-4% range. why can't we do theame thing? why can't we borrow from our homes and invest it for more? you know, people say, where am i going to get .%? there's a lot of places to get that return. you just need to know what you are doing. be able to find it. gerri: wow. we'll have you back to talk about 6%, clearly. thank you for coming on the show tonight, pleasure having you here. >> oh, thanks so much. gerri: the first story, sac capital, the hedge fund in the center of a big insider tradi investigation suddenly stopped its, quote, unkm talk with the government. charlie breaking tha

but the second part of the business is i produce training videos, and so my business is actually an llc in maryland, and i operate as a foreign corporation in d.c. so that's part of my question i understood that the exchanges were also there for employers, if they wanted to provide insurance, to shop for insurance for small businesses that couldn't afford to provide insurance, and my question is do i have a choice of doing that in d.c., or in maryland as far as the exchange is concerned? because i'm a maryland llc, but all my employees physically work at a location in d.c. that's one of three questions. guest: -- >> host: hold on a second, bonnie. let's get sarah kliff to answer the first question and then we'll get your other two. guest: that's a good question, and something that will come up in the d.c. area, with you folks commuting between virginia and washington and maryland, kind of each state running its own exchange, who ends up where, and actually, i'm not quite sure how this will work. my understanding is that all of it has to do with residency and where you live so residents

my business was an llc.ter s. >> at this point in washington that's not going to happen. >> but, becky, we should start talking bit. senator ron widen is interested in the concept. we're going to run the numbers and see how exactly to institute that. in the end it would be incredibly economically efficient. you wouldn't have to wonder what canada or europe is doing. >> senator, bob nardelli here. question, certainly we would like to re-pa triate that money. more gdp, therefore more jobs, so there is a lot of healing in there. have you given any thought how to repatriate? >> people talk about a tax holiday. some of the professors, i agree, one-time tax holidays don't work particularly well. so, again, what i would do, if we're going to tinker around the edges, we will end one a byzantine tax, compliance costs. we should get rid of the current tax code and start over with a very basic principle. raise the revenue you need, 18%, 19%, 20%. do no economic harm. it would be incredibly pro growth. all of our effort

an hour. good night. [ captions by: caption colorado, llc 800-775-7838 email: comments@captioncolorado.com ] >> axelrod: tonight, targeting the tea party. an inspector general for the irs says the agency began targeting conservative groups almost two years ago. chip reid has the latest. a repair job on the fly. >> 30 more seconds on the confirmation we don't have a leak. >> reporter: don dahler on a saturday spacewalk to fix the spacestation. new questions in the cleveland kidnappings case. terrell brown reports on calls for police to rethink how they handle missing persons. and a royal charm offensive. manual bojorquez is with prince harry here in the u.s. to support some wounded warriors fisplim good evening. i'm jim axelrod. the government agency

and what you'll see here in a chart provided to us by nanex llc is an explosion in trading at 9:59:59about a quarter of a second before the release of the data. we see thousands of shares being traded here. the price going up pretty dramatically, very quickly right at that initial burst at 754 milliseconds well before the release of the high age of high freerktcy trading. they said there was no breach of the information and frankly we have nod received any phone calls on this. they put out the information at exactly 10:00. so whatever happened before then would have been something that happened before this information was publicly available. now, there's a couple of explanations that could explain this, scott. one of them simply is that somebody made a very, very big bet and got it right. and just on sheer luck or intuition or something. and they traded on it before the rest of the market. so we'll continue to look into this. the sec has declined to comment on what it knows on this, if anything, this morning. >> and it just raises more questions, free markets are fair markets. that's

. >> we'll have an update in 30 minutes. [ captions by: caption colorado, llc 800-775-7838 email: commentstioncolorado.com ] [ male announcer ] say goodbye to suits and suitcases, and say hello to the white sands and sunny beaches of northwest florida. feel good getaways. that's how we fly. southwest airlines is offering nonstop service from bwi airport to panama city beach, florida. book now online, only at southwest.com. we are southwest. welcome aboard. >>> good morning, america. breaking new details on that horrifying terrorist attack in london. a soldier killed in broad daylight. the mother who stared down his killer. what she's saying now about her one-on-one encounter with evil. >> oh, my god. >> it's almost over. >> the harrowing moments the oklahoma tornado roared through an elementary school, a heroic teacher comforting her students through that storm capturing all of it on her cell phone as they are class clung to each other for safety. >>> deadlocked. the jury can't decide whether jodi arias deserves the death penalty. the judge sends them right back into deliberations. what sh

manage and staff the suber side management program between fsp, ppm management llc and the city and county of san francisco at an amount not-to-exceed $15 million. >> all right. we have cathy back here from the san francisco airport. >> good morning, whether avalos was the supervisor he threatened to charge me rent. the airport is before you today to seek your approval to the first amendment to the existing curb side management contract. to exercise the first option here through june of 2014. the airport has used a variety of services since 1999, in order to manage and monitor the airport's ground transportation services as well as to increase the use of various modes of transportation through better customer service through the passengers. the existing contract is the result of a request for proposal process which was approved by the board in 2010, the amendment before you extends the term of the contract for another year and increases the total contract amount by $14 million. for a scope of work that includes management and monitoring of the airport shared ride van zones, limousine and taxi operations. the cos

llc. 0!ockÑ?çóxo?Ñ=çñÑñçvxqx?ñññ?óioy >> this is "the real winning edge." it's an refused to let cancer keep her from her dream. a pianist who doesn't slow down when his life goes up in smoke. a runner who finds hope despite being overwhelmed with challenges. it's celebrities who let you know what it takes to win in life. laura kraut, david archuleta, and ryan hall. this is how to overcome. [captioning made possible by challenger films] >> ♪ as long as it's all right i know there's a way ♪ >> i'm apolo anton ohno. see how you can overcome when life gets tough. >> hi. i'm lisa lesley. find out how to have the real winning edge over li'

an all-time high of 23% year-to-date. here is michael cogino and lee munson keefe investment officer of portfolio llc, author of "rigged money what does it mean of transportation, tell the viewers, the transportation index has been hot as a pistol. what does that mean in terms of the broader market? >> good to see you again, larry. i think it's a positive the transports have been doing fantastic, as dow theorists know, you want to see the dow jones moving along with the transports. so it's a positive, given the tail winds of the federal reserve and the easy money, given that corporate earnings have held up through the latest quarter, you pes on the subpoena 500 probably around 14-15, depending on where you cut earning, investors looking for yield in other place besides the bond market, you have a lot of reasons to be in stocks. the question is whether there is too many great reasons to be in stocks and having investments forgotten about. >> lee munson, are you as optimistic as mycogy as pi-- as cogino. >> what we haveb doing with ve slowly rebalancing towards our normal allocation of stock. so instead of trying to cash out o

llc. and i did some research and stuff looked good for a long time. how long does this stock take? >> remember, this was a merger are american airline, amr. it's anth story t. market is headed down. this is an 18-month story. i like it. it want to go to fm in texas. >> hey, skeedaddy. >> yo, yo. >> caller: i like that current rating have you going there. >> thank you, partner. >> caller: how about opk, frost seems to keep -- >> look, i think you ought to buy i. i think bill frost is a genius. remember, it's a speculative stock. you buy a little here. if it comes in, that's a different story. new iowa. hugh. >> caller: thanks, jim. i have a lot of denver resources. >> it's been a big i huge win. you know what, i think that oil is coming down a little. maybe take something off the table. get a little gain in there. don't sell it all. let's go to matt in alabama. matt. >> caller: hey, jim, moore university. i want to thank you for taking my call. >> you bet. >> caller: i like nps pharmaceutical. >> a good call. buy, buy, buy. chris in california. >> caller: boo-yah, chris ryan, i'm an undergraduate at the university of california, san diego. >> yes,