the central bank of the russian federation and the government, and the reservation , correct, anaton germanovichow, whoever the first one names a figure in the negotiations, at what rate he is ready to give you money, then i ask you a practically floating question. i want to ask, no, you already said that you won’t say anything, that’s why the question is, anton germanovich , at what rate will you take money from kostina, and i also wanted to ask what the bank interest rate is, androvich is for the people, and the bank interest rate is for the people, i say, for the people, well, our benchmark is what the central bank gives us, you see, everything is so difficult to talk about, it’s a little further, but as it happens, there is no other way, in fact, he is an intermediary, so he has no money. we have such a circulation of money in the banking system, banks mean here andrey leonidovich, there are other state banks, the rates for borrowing are not small, yes, 12% , 12%, i name the numbers, then these rates form the profit of state banks, and then we take this profit back to the budget through divi