still to come, anddamerican ceo in paris tells francis bureaucrats and soon as he is fed up because the so lazy. next time he tells you about a brand new retirement plan from charles schwab unveiled in 2012. one year later it was not everything it was promised. stay with us. ♪ all stations come over to mission a for a final go. this is for real this time. step seven point two one two. rify and lock. command is locked. five seconds. three, two, one. standing by for capture. the most innovative software on the planet... dragon is captured. is connecting today's leading companies to places beyond it. siemens. answers. ♪ gerri: a major cost-cutting retirement move could tack on six figures to your final estate the most bang for your buck and 60 seconds. ♪ ♪ gerri: well, if you 110 add six figures to your retirement, listen up. charles schwab of index fund retirement plan is designed to lower investment costs and simplify investing. it is now one-year-old, so we are checking back in to see the results. joining me now, head of schwab retirement plan. thank you for coming on. that at year. i w