host: i will let you start on that one, andrew houtenville.: is quite a long story and not unusual for the process of getting reinstated, or in his case, reapplying for benefits, to take quite a while. it can end up in appeals processes that take years to clear. also, one thing that he mentioned is when you think about disability benefits, it is not that there is a huge benefit program out there. it is large in terms of numbers but in terms of value people are really living at poverty level wages -- poverty level income for decades. they are trapped, i think we heard from about the earlier -- as we heard from rebecca earlier. she is trapped. social security is try to find new ways to craft benefits so that you do not lose them automatically, and such that you are supported as you transition through the workplace. there is a lot of effort in this area. guest: the real issue that andrew partially addressed is that it comes down to corporate america, small businesses, and even nonprofit organizations. having a welcoming mat if you will, for peopl