we now have a unique opportunity for direct communication, chairman of the board of vtb bank, andrey kostindrey leonidovich, well, today you made a downright sensational statement, hello, by the standards of the average person you made a statement, yes, you said that by the end of the twenty- fourth the rate will decrease. up to 13%, but it will decrease in a feminine way, as i understand it, carefully, slowly, that’s why not in a masculine way, why can’t it be faster and what to do now, here ’s the current 17%, again, in the opinion of any average person, this is essentially a prohibitive rate, if you don’t have many children, if you’re not an it specialist, then you can’t afford any loan, of course can you please explain. hello olya, well, any forecast, of course, can be very conditional, but why in a feminine way, well, firstly, march 1st is a week until march 8th and involuntarily a feminine theme always comes to mind, but secondly, because our truly central bank has a female face, a beautiful female face, and women are more cautious, less adventurous, this is an excellent quality for t

in an interview with my colleague alexander korievsky, the head of vtb, andrey kostin, will talk.lexander, i greet you, i give you the floor. yes, daria, thank you, of course, we are now in the federation tower, in the vtb office, this is a live broadcast, and we just now. we will discuss how the bank and business in general will carry out the president’s instructions, the plans that were announced yesterday, the president spoke a lot the day before about the development of the economy, put this at the forefront, so it will be very interesting to find out how our leading bank will implement this, me in the studio, i wanted to say that we are visiting the office , which is very unusual for us, but nevertheless, andrei kostin, head of btb. i greet you, well, you and i have swapped places here for a while, we usually record interviews, we already have such a small tradition at this time, around the end of february, beginning of march, to talk about what is happening, of course, over these few years the situation has changed dramatically, but the problems remain, there are many of the

day was devoted to discussing the prospects for a particular area, and today the head of vtb, andrey kostineek and the entire three-year cycle in the life of the bank. at the end of the twenty-third year, the bank received a record profit of 432 billion rubles with a return on capital of 22%. one of the most ambitious and large-scale digital transformation programs of the bank, the effect of digitalization, may be implemented. network, by the twenty-sixth year, through the development of banking services, vtb plans to ensure that their financial services will be available to 100 million russians throughout the country, while the share of active clients is planned to grow to 35 million people. another strategic direction is support of the new investment cycle in the russian economy, which is reoriented towards interaction with friendly countries. in order to move further, we need to create our own alternative financial market. on a full scale with the replacement of the swift system, with the replacement of euroclear, with the replacement of eurobonds, and this is a completely possible task,

effective, it is possible that in the future it can be expanded, in particular, the head of vtb, andrey kostin, previously admitted that the maximum amount of redemption of securities is possible - or in the application, here insurance companies offer the best prices, compare in your country , with yota you can accelerate, with yota you can do everything maximum. it's free, see if you are in arrears and if anyone has taken out a loan in your name, keep your credit history under control, maybe your credit history is better than you think, compare on your side, run and inspire others with your running, demix, the run continues where you are, order a free credit card with a whole year without interest and receive super cashback in rubles every month, and also withdraw cash for free from any atm, it’s not just profitable, it’s alpha profitable! it is important for us to stand out so that we can be noticed at any time day and night. our work is a race against time and the elements. to win it, we need someone who is fully involved, who is ready to devote himself entirely to the cause. those who feel

banks in the country, vtb , will carry out this work, today we talked with the head of the bank, andrey kostinwas another reason for the conversation, this was a presentation of the strategic development program of a financial organization, well we started conversation, of course, with the tasks set by the president, indeed yesterday the president’s speech, it was of course not just a speech by the president, the presidential candidate’s speech was aimed not at one for 2 years, but at least for 6 years, contrary to perhaps many expectations, of course, in first of all, the speech formulated a program in the field of economics with an emphasis on the social sphere , on education, on healthcare, on improving the quality of housing, in general, everything for people, this is probably the main message, the main element of the policy of our president, always puts... what can happen with big business from the point of view of work is, first of all , assistance in the structural restructuring of our economy, import substitution, the creation of new industries, high-tech industries, the creation of ru

there are investments that cannot be calculated by economic formulas, today the head of vtb bank andrei kostin preserving culture in the mariinga, the oldest russian opera and ballet theater. in general, russian culture is the greatest world culture, without it it is generally impossible to imagine, indeed, probably not a single sphere of culture and, of course, musical art, we are the undisputed leader already a lot, a lot. invest more money today, and banks are one of the main financiers today, but plus we have accumulated great expertise in a number of the largest all different areas, and therefore we use it, and i think it is for the benefit of our country, but once upon a time gold and silver were carried in bags in the holds of ships, now, of course, everything... this is not necessary, everything fits and even more in one application, and sometimes it’s even difficult to imagine what a huge world there is inside, and all this has long become not only about money, but about... with you and about everything that unites us, yes, alekich, this task is a priority, i’m speeding up as much as

determined. it is possible that in the future it can be expanded, in particular , the head of vtb andrei kostin maximum amount for the redemption of securities could, could be increased from 100 thousand rubles to a million, present an idea. it’s easy to build a house, but it’s not always possible to build, so just imagine, everything else, from selecting a site to choosing a contractor, trust the build a house to house click section. it is so pure that it is invisible, but it gives incredible results. gas - the ultra-pure base of rolf ultra motor oil, synthesized from gas using two innovative technologies gtl and pao ensures maximum engine performance. rolf ultra - a new era of motor oils. when you're an adult, it's so easy to forget that joy lives within. us, it can be found in every moment and easily shared. the holy spring with natural juice fills life with joyful moments. source of joy. pay as conveniently as possible with alphapay with any smartphone, get super cashback every month, not just profitable alpha, profitable new yandex browser, give me neuropower, put together a presentation w

in particular, the head of vtb, andrei kostin, previously admitted that the maximum amount for the redemptionf securities could, could be increased from 100,000 rubles to a million. black to us is the name of the documentary film that was presented in moscow today. it is dedicated to the topic of friendly relations between our country and african states. among the spectators, ambassadors of african countries from. the film was shot in mozambique, south africa and was shown at the brix summit cultural venue. now the leadership in the brix chairmanship has gradually passed from the republic of uzbekistan to russia. that's why this film is becoming more and more relevant. the heroes of the film, one of the main characters, and tokyo sexway, is mandela's closest friend, and the other hero is a prince. ur, the rest, the heroes, are mozambicans, ordinary graduates of soviet universities, and this is a very sincere project, filmed by us, we are very pleased that the ministry of foreign affairs pays such attention to our project. this is even more opportunities, because every month you will get a 2%

effectiveness, it is possible that in the future it can be expanded, in particular , the head of vtb andrei kostinamount for the redemption of securities could be increased from 100 thousand rubles to million. and again about the progress of a special military operation in the southern donetsk direction, the positions of militants are being fired upon by artillerymen of the first army corps. the fire is fired from a d-20 howitzer. precisely. guidance is assisted by drone crews, they send intelligence data to field headquarters, from where instructions are given to destroy identified targets, having completed the task, the artillerymen camouflage the guns... they began to argue. delegates to the world youth festival, who are now participating in the regional program, planted an alley of birch trees at the memorial of the unconquered in the lpr. guests from peru, colombia, germany and a number of other countries came to the republic. tatyana dubovaya will tell you how they spend their time. thanks to alexander fadeev’s novel, the whole world learned about the feat of the young guard. the book has be

today , the head of vtb bank, andrei kostin , and i are talking about preserving culture in the mariinskyst russian opera and ballet theater. in general, russian culture is the greatest world culture; without it, it is probably impossible to imagine any sphere of culture. has increased significantly, without support , sooner or later the heritage of voloshino would have been lost, the stairs, terraces, a tower on the roof of this house, all wooden external structures were replaced, they were reconstructed, this is very important, because before, during rains, water poured onto the terraces, this is not happening now, and we are, of course, very glad that we managed to implement all this. the example of vtb shows that the modern mission of banks is to make dreams come true and realize opportunities, both in culture and in sports. for example, to fulfill the boys' dream, be on a professional basketball team. but you have to go a long way to get to the big arena, so today banking is invested in children's sports schools, including football. they are opening all over the country. this is not

rnkb bank is practically a direct subsidiary of vtb, and andrei lenidovich kostin, in fact, was one ofend a helping hand to crimea, so here are colleagues, these were those who took part from the first days, germanush, from the first days. colleagues here, the bank of russia was here from the first days, that is why, well, in fact, that is, it’s as if there was no vacuum here. in two weeks rnkb launched 11 branches, the bank focused on domestic consumers and carried out payments only in rubles, this helped crimeans quickly get rid of the hryvnia. the first branches opened on march 31, 1914, and literally 3 months later there were already 279 branches that fully covered all the needs of crimea and sevastopol. a new internal payment system was developed especially for the residents of the peninsula, which later grew into a national payment system. in fact, they tested this system on us, and we were the first in russia, who released a million maps of the world, this was 3 years later in march of the seventeenth year. crimean banks have been operating under sanctions for 10 years. mainland

defense, but all the rest, in this regard, very... good succinct speech by the head of vtb andrei leonevich kostint of vtb , the united shipbuilding corporation was transferred to the management, this is all of our military and civil shipbuilding, including nuclear submarines, and strategic missile carriers, and multi-purpose nuclear submarines, why this is being done, precisely so that... they could give market competencies to the defense-industrial complex, not just spend money, but earn money. v including in the export of civilian products, we cannot forever depend on foreign suppliers, and they really were before, these are the countries of eastern europe plus finland, today we will be completely independent and competent in these matters, well, i also want to say, when kostin spoke, this north-south corridor, vtb today is the project office that will implement this most important infrastructure, global project for us. because this is a bypass of sanctions, this is new logistics, this is an opportunity for the russian economy to breathe full lungs and throw off this loop of sanctions, but that