under the affordable mortgage program, there is a house for 1 million 300,000 uah, developer andriy karabinkays what is the new program lending significantly increases the number of customers who want to take a concessional loan. at the moment, we already have about 10 customers who have contacted us. we have chosen specific housing or one-room apartments or two-room apartments, depending on their needs. three weeks of bureaucratic hurdles at least, we do not see any risks in cooperation with the state, because the clients who use this credit clearly have a guarantee that the state and we, respectively, from the state that these objects will be financed, lawyers say that it is not without risks, the war will make adjustments to the economy and the country's budget, if in 2-3 years the state will not be able to provide these guarantees, i believe that it will be quite a high risk that the banks will go to court and will collect obligations at the expense of the subject of the mortgage, i would still advise citizens to wait out this difficult period, wait for stabilization in the direction of l