this is andy lipow, the president of an oil consulting company, all these days he has been closely following of america, or he is sure the global financial crisis of 2008 and was not close, compared to what is unfolding these days in america , the financial crisis of 2008 was caused by the fact that banks provided loans to people who could not afford them all over the world made risky investments and beyond. we've had so -called real estate bubbles in the us, none of these conditions. in the current crisis. no. lipov’s opinion needs to look for other reasons, because further, perhaps even worse, the us treasury sent a letter to congress this week in which treasury secretary janet yelin claims in less than a month america may exit the cache in the country cash to pay for shields may run out by estimating recent federal tax revenues. our best estimate is that we we will not be able to continue to meet all government obligations by early june , possibly as early as june 1, if congress does not increase or suspend the debt line before that time, in other words, the united states has a month left