john: yes, andyes, and at this time she is so deep in college loan debt, notices are withdrawal forms>> can i have those back. >> student withdrawal form, are you dropping out? >> i don't know, maybe. i am already 15 grandon dead. >> that is what loans are for. john: at this point the video introduces the new character who we referred to before libertarian and sensible and encourages alexis to borrow more to stay in school which is what politicians keep proposing and then says. >> you already have so much stuff to pay. >> a lifetime to pay off debt, lifetime. there is nothing more important than your education. corn farmers are important. bribing them, offering subsidies, but that is another issue. back to college loans. the answer to growing student debt is to let the students pay less. >> moving toward a system that enables people to pay a percentage of their income as opposed to a set, flat payment schedule. john: the plan is to forgive the lungs completely, just stick the taxpayers, but this is a huge mistake says author of the education apocalypse. what is the mistake? >> when yo